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Home contents are the removable property and items you are legally responsible for, which are kept inside your private domestic residence or other buildings at the premises that you have exclusive use of and that are securely locked, including fitted carpets, curtains, blinds; and surf skis, kayaks, canoes, surfboards, windsurf skis, motorised wheelchairs and ride-on mowers. Your home contents policy also provides limited cover for removable property kept outside your private domestic residence but on the premises.Please read our PDS and your policy schedule for full details.