If you have chosen to insure your car for Business Use, it is covered while it is being used for:

• social, domestic and pleasure purposes; and 
• for driving to and from a permanent, fixed place of work; and 
• in the course of a person's business including trades persons, if the driver is listed and shown on your policy schedule, and holds a full Australian driver's licence.

If your car is used for business purposes while it is covered by us for Private Use only, we may reduce or refuse your claim and cancel your policy as permitted by law. Please read our PDS for full details.