If you are a tenant of a rental property where you are responsible to arrange insurance cover for your landlord's fitted carpets, fixtures and fittings under the terms of your rental or lease agreement, you may require this cover. In this situation, we will pay for loss or damage to these items caused by an insured event if you have home contents at the address insured under a policy with us. The most we will pay for each claim is 10 % of the amount your home contents are insured for.

Please read our PDS and your policy schedule for full details.