A car is sometimes driven by numerous persons on different occasions. One driver will however use the car more often than the others. You must choose as the regular driver, the person who drives the car more than anyone else or most of the time. It is very important that you select the correct person as the regular driver of your car. It will affect your premium and the insurance cover as some drivers will not be covered for driving certain car models. It is also part of Your duty of disclosure to tell us immediately when the regular driver changes, even during the period of cover. If you supply the incorrect regular driver or fail to tell us when the regular driver changes, we may reduce or refuse your claim or cancel your policy as permitted by law.