Real People. Real Savings.

Car insurance

We ask and listen, rather than assume. Some insurance companies make assumptions about you and how you use your car. We know it’s important to understand you and how you use your car, so you only pay for car insurance that you need.

The more we know the more accurate your car insurance premium will be, and therefore the more you could save. For example, if you use your car less during the week, or park in a secure area, you should pay less for your Car insurance. If you’re a pilot, a stay at home parent, a retiree, or work from home and generally use your car less, you should also pay less for your insurance. Fewer assumptions lead to a better understanding of you and that should mean lower insurance premiums.

Our Car insurance product offers you a broad range of features and benefits; these include the choice of cover that you need – whether it’s Comprehensive Car insurance, Third Party Fire and Theft or Third Party Property only.

In addition, our extra cover contains a range of features which include:

  • legal liability,
  • towing and storage,
  • emergency accommodation, transport and repairs,
  • car hire following a theft & immediate replacement.

Our optional cover allows you to select from a range of choices to suit your needs and pocket. These include:

  • car hire following an accident,
  • unbraked trailer,
  • tools of trade.

Our PDS contains the full details so please read it to make sure the product is right for you.

We’ve also made managing your Car insurance simple and it’s as easy as calling us on 13 YOUI to speak to one of our professional advisors. You can also access Manage Policy on our website to check the details and make updates.

Youi stands for You.Insured. It’s a smarter way of doing Car insurance that could save you money.

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What people are saying about Youi right now

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Mark looked after us really well by giving us a great deal on our car and home contents insurance He was very professional...read more
By Clarisse,  1 hour ago
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Tyson was very helpful
By Kerry,  2 hours ago
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excellent service
By Fiona,  4 hours ago
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Excellent customer service
By The,  5 hours ago
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Excellent service very pleasant & helpful
By Richard,  6 hours ago
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My first claim with Youi Very impressed
By James,  6 hours ago
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Pleased with everything
By Derek,  6 hours ago
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Trans Pacific were excellent to deal with
By Connie,  7 hours ago
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I had the absolute pleasure to deal with Patricia Smith I found Patricia to be very efficient as ll as caring regarding my...read more
By Jenny,  7 hours ago
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Great to be able to speak to the one person surprised to have Mark follow my process the whole way through and even when I sp...read more
By Jacqui,  7 hours ago
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Out of hours

Thank you for visiting our website.

We are currently making some changes to improve our website quality for all of our customers.

We apologise if this has caused any inconvenience. However, we expect our website to be fully operational very soon.

Should you wish to get an urgent insurance quote or if you have a general inquiry, please call us on: 1300 00 9684.

If you are an existing Youi client and you would like to make a claim, please contact our 24hr Claims hotline on: 1300 11 9684.

Quote by phone

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The car is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The business has no ABN, annual turnover greater than $1m or more than 6 employees
  • The business is registered in the Northern Territory
  • Anyone involved in the business has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage or has been expelled from an industry body relevant to their industry
  • Owners of the business have previously been involved in a business that was liquidated or placed in receivership in the last 10 years.
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The motorcycle is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The caravan or trailer is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The watercraft is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree
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We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.

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