Real People. Real Savings.

Car insurance

We ask and listen, rather than assume. Some insurance companies make assumptions about you and how you use your car. We know it’s important to understand you and how you use your car, so you only pay for car insurance that you need.

The more we know the more accurate your car insurance premium will be, and therefore the more you could save. For example, if you use your car less during the week, or park in a secure area, you should pay less for your Car insurance. If you’re a pilot, a stay at home parent, a retiree, or work from home and generally use your car less, you should also pay less for your insurance. Fewer assumptions lead to a better understanding of you and that should mean lower insurance premiums.

Our Car insurance product offers you a broad range of features and benefits; these include the choice of cover that you need – whether it’s Comprehensive Car insurance, Third Party Fire and Theft or Third Party Property only.

In addition, our extra cover contains a range of features which include:

  • legal liability,
  • towing and storage,
  • emergency accommodation, transport and repairs,
  • car hire following a theft & immediate replacement.

Our optional cover allows you to select from a range of choices to suit your needs and pocket. These include:

  • car hire following an accident,
  • unbraked trailer,
  • tools of trade.

Our PDS contains the full details so please read it to make sure the product is right for you.

We’ve also made managing your Car insurance simple and it’s as easy as calling us on 13 YOUI to speak to one of our professional advisors. You can also access Manage Policy on our website to check the details and make updates.

Youi stands for You.Insured. It’s a smarter way of doing Car insurance that could save you money.

from 000 user comments on the Youi Wall.

What people are saying about Youi right now

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The service was lovely and even though in the end I was unable to claim for the item , I still felt happy with the service I re...read more
By Natalie,  24 minutes ago
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Thank you - stress free streamlined service So easy!!!
By Tracey,  38 minutes ago
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In the past , whenever I had to contact my insurance companies , my nerves were already stressed a day beforehand Not here...read more
By Peter,  1 hour ago
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always very professional
By Robert,  1 hour ago
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A BIG thank you to Caitlin Murdoch for handling my claim so quickly , professionally and with such a pleasant manner Took...read more
By Jennifer,  2 hours ago
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I have been very happy with the whole procedure re my accident claim
By Ngaire,  2 hours ago
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Do you have Bpay if so could you send it so we can pay on net?
By Shirley,  2 hours ago
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Very happy with Youi , have been with them for about 5 years and they are very competitive
By Helen,  3 hours ago
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Simple , fast & efficient claims processing
By Peter,  3 hours ago
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FANTASTIC Beat the cheapest quote I could find
By Lance,  3 hours ago
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Out of hours

Thank you for visiting our website.

We are currently making some changes to improve our website quality for all of our customers.

We apologise if this has caused any inconvenience. However, we expect our website to be fully operational very soon.

Should you wish to get an urgent insurance quote or if you have a general inquiry, please call us on: 1300 00 9684.

If you are an existing Youi client and you would like to make a claim, please contact our 24hr Claims hotline on: 1300 11 9684.

Quote by phone

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The car is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The business has no ABN, annual turnover greater than $1m or more than 6 employees
  • The business is registered in the Northern Territory
  • Anyone involved in the business has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage or has been expelled from an industry body relevant to their industry
  • Owners of the business have previously been involved in a business that was liquidated or placed in receivership in the last 10 years.
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The motorcycle is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The caravan or trailer is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The watercraft is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.

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