Real People. Real Savings.

Home insurance

We know you’re all different, living differently, with different styles and tastes. That’s why we ask you more questions about you, your home and contents. Home and Contents insurance companies generally make assumptions about you, your house, where you live and your contents. Because we ask the questions rather than assume, the more tailor made your home and contents premium will be. It’s a smarter way of doing Home insurance that could save you money.

Our product covers your home and contents which can be insured on one policy, or if it’s just Home insurance or Contents insurance you need, we can cover either one. There is specific cover that applies to home or contents and cover that applies to both.

The Product Disclosure Statement (PDS) has all the details of what we cover for home and/or contents; it’s important to read the PDS to make sure the product is right for you.

In addition to a range of insured events, there are many features and benefits included in the extra cover automatically. These include:

  • legal liability,
  • emergency repairs,
  • clean-up and professional fees,
  • temporary accommodation,
  • contents outside,
  • contents in storage and 
  • contents in transit.

We also include a range of ‘sweeteners’ to make sure we cover the bases for you, these include:

  • sporting awards, 
  • multiple births, 

There is also a range of options available so that you can tailor-make your insurance to suit your needs and budget. These options include:

  • wider cover for loss or damage at and away from home, 
  • mobile phones, 
  • accidental damage as well as 
  • tenant default and damage.

Youi also covers more than just your home. For peace of mind when you are out and about we also have a great range of products for car insurance as well as recreational activities such as Watercraft insurance.  So go ahead, call us on 13 YOUI for a Home and Contents quote or start a quote online and see how much you could save.

 

from 000 user comments on the Youi Wall.

What people are saying about Youi right now

lorem ipsum dolor sit
Both YOUI Representatives were diligent , respectful , informative and pleasant Also the time spent waiting on the pho...read more
By Michael,  7 minutes ago
lorem ipsum dolor sit
VERY FRIENDLY TO DEAL WITH EASY TO UNDERSTAND GREAT SERVICE , HAVE RECOMMENDED TO FAMILY AND FRIENDS
By Tammy,  18 minutes ago
lorem ipsum dolor sit
Great to not be on hold at all Greeted by a lovely Youi team member , and they were able to solve my query quickly and to great...read more
By Natalee,  21 minutes ago
lorem ipsum dolor sit
I love the service that we get from Youi - Cant say I have ever had to wait on the phone when I've called , the consultants are...read more
By Glenn,  21 minutes ago
lorem ipsum dolor sit
Excellent friendly and super quick response
By Ali,  25 minutes ago
lorem ipsum dolor sit
I don't think I have ever had such prompt , helpful and efficient service before Absolutely faultless in every way , than...read more
By Helen,  27 minutes ago
lorem ipsum dolor sit
Excellent service
By Joanna,  34 minutes ago
lorem ipsum dolor sit
Good and efficient service Am very happy that YOUI was able to give a very good pricing on my premium
By Hong,  1 hour ago
lorem ipsum dolor sit
The guy I dealt with was polite and efficient and was a pleasure to deal with
By Karl,  1 hour ago
lorem ipsum dolor sit
very good
By Troy,  1 hour ago
×
Out of hours

Thank you for visiting our website.

We are currently making some changes to improve our website quality for all of our customers.

We apologise if this has caused any inconvenience. However, we expect our website to be fully operational very soon.

Should you wish to get an urgent insurance quote or if you have a general inquiry, please call us on: 1300 00 9684.

If you are an existing Youi client and you would like to make a claim, please contact our 24hr Claims hotline on: 1300 11 9684.

Quote by phone

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The car is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The business has no ABN, annual turnover greater than $1m or more than 6 employees
  • The business is registered in the Northern Territory
  • Anyone involved in the business has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage or has been expelled from an industry body relevant to their industry
  • Owners of the business have previously been involved in a business that was liquidated or placed in receivership in the last 10 years.
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The motorcycle is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The caravan or trailer is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree

Important

Please read the important information below

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Youi is unable to provide cover in the following situations:
  • The policyholder does not have access to an online facility or has no valid email address
  • The watercraft is registered in the Northern Territory
  • A person has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
I agree
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.

Outside of business hours

Sorry we are currently outside of business hours. Our quote process is not currently optimized for tablet pc, if you would like to leave your contact information an advisor will call you back the very next business day.

Fill in your details below and we'll call you straight back
First name
Last name
Contact number
Call me
Sending