Which Drivers Should I List on My Car Insurance?

There is a lot of confusion among car insurance customers over who needs to be listed on the policy as a driver in order to have claims paid. In reality, the driver-related guidelines for a car insurance company to pay a claim are actually quite simple. The dilemma that most people face, however, is whether they are willing to pay extra on their premiums to have extra drivers listed on their policy, or whether they would prefer to assume the risk themselves. Today we go through what can seem like a complicated car insurance decision, but is actually quite simple.

Listed drivers and insurance cover
In Australia, the term 'listed drivers' on a car insurance policy means any person that has been notified by the customer to the insurance company as a potential driver of the insured vehicle and approved by them. Most good car insurance companies will not make any distinction between the level of cover you get for the regular driver, as opposed to listed drivers.

Design a Tram that’s all about YOU!

You have the opportunity to let your creative juices flow and design the artwork for a Mega tram that will run in Melbourne over May, June and July.

What do we want you to do?
We want you to design a full tram wrap. (A full tram wrap means that the whole tram will be covered with graphics.)

Getting Legitimate Discounts for Quality Car Insurance

If your mother was anything like mine, she probably drummed into you from the first time you started spending your own money that "You get what you pay for!". The implication of this is, of course, that more expensive products are better quality, and cheaper ones are lower quality. Unfortunately for people like my mother, this mode of thinking is now completely outdated. New business and revenue models have created a plethora of lower cost options, and plenty of legitimate freebies can also now be found in the world. Car insurance is one of these lower cost option quality products.  Forward thinking insurance companies with a keen sense of technology (and how to use it to serve their customers) have made some real progress in bringing down the price of car insurance. We look at how to identify genuine car insurance discounts, that won't reduce the 'quality' of your policy at all.

Ordinary Car Owners Pay Less for Insurance - No Accessories Equals Car Insurance Discounts

In the world of pistons, panels and petrol, modifications equal sex appeal. You don't see music videos with beautiful women draped all over a stock-standard Holden Commodore that has just rolled off the factory floor. Unfortunately, though, the advertisers never indicate what it costs to insure those hotted-up rides. Probably because people nationwide would simply faint in front of their televisions!  When it comes to modifications and car insurance, there are some insurers that will cut your premiums down if you haven’t made any modifications to your car. Bikini babes might not be running up to you at the traffic lights - but owners of ordinary cars pay less for car insurance. We look at why.

Private versus Business Car Insurance: What Do I Need?

Things aren’t always black and white in this crazy world! Even the simplest things can get a little complex - and that includes your car insurance. What defines private or business use can get a little blurry, as most would know. It is actually rather unusual to have a car that is used purely for commuting to work, and never for work related tasks! Today we are looking at a few different scenarios that may match, or nearly match, yours, and whether private or business use applies to them. We'll also look at why you should run a mile from car insurance companies that ask you nothing more than "Is this car ever used for business purposes?"! So, what if...