If we're able to offer you cover we will call you to discuss our best deal.

Please read your Duty of Disclosure in the Product Disclosure Statement which highlights the importance of giving accurate and complete information when answering our questions. Please also read our website Terms of Use which govern your use of this website and how we conduct business with you.

By clicking on the I Agree button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

All our products are subject to exclusions and limitations. Some of these may differ from other insurers. Please read our Product Disclosure Statement for full details before deciding about the right cover for you. You might also receive a phone call from us regarding your quote enquiry.

Auto-Renewal

Where offered, Youi polices renew automatically. Renewal notices are emailed to confirm the new period of cover and there is no need to contact us to confirm your acceptance of the renewal. We will continue to debit the premium on the renewed policy from the account information you provided, unless you call us on 13 YOUI (9684) and advise not to renew your policy.

Please read our Financial Services Guide to help you make an informed decision about whether to use the financial services we offer.

Youi is unable to provide cover in the following situations:

The policyholder does not have access to an online facility or has no valid email address
The premises is located in the Northern Territory
The policyholder or household member has an unspent criminal conviction relating to fraud, theft, dishonesty, arson or malicious damage
The premises or its contents have been damaged by an incident involving water run-off or inundation in the last 3 years.
If your personal profile falls outside our underwriting criteria for other reasons not already specified above.

If we're not able to provide you with cover and you want help finding a suitable insurer for you, please visit http://www.findaninsurer.com.au. If you're unhappy with our decision not to offer cover you can find details for lodging a complaint here.

In The Water

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