Car
Insurance

 

Car
Insurance

Car insurance for individuals

When, where and how you drive your car is unique to you. That's why, when we quote, we take the time to listen; to see you as an individual. For car insurance that values you for who you are, and how you drive, start a quote.

 
 
 
 
 
 

 

Rated “Excellent”

on Trustpilot. Based on 7,000+ reviews.

Very professional and genuinely caring at the same time.”

JULIE K

Features
& inclusions

 

24/7 claims

Our insurance claims team will be there for you from start to finish during the claims process, and we can help with emergency claims 24/7.

Car hire after theft

Car hire after theft for up to 14 days, included as standard with Comprehensive and Third Party Fire & Theft cover.

Choice of Repairer

We now offer Choice of Repairer as an optional extra on our comprehensive car insurance policies. You can check out our extensive service provider network here.

Flood & storm cover

Comprehensive policies include cover for accidental damage to the car caused by a storm or flood.

Flexible excess

Adjust your car insurance excess to suit you and your pocket.

Roadside Assistance

Emergency roadside assistance is included as standard with comprehensive car and motorcycle cover for even more pease of mind.

Questions
answered

We get that one size fits all car insurance doesn't actually fit all.

So while you'll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you'll also find they're anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you're after.

Not sure where to start? See which level of car cover is closest to what you're after, and we'll go from there.


That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance. So don't wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.


We get that one size fits all car insurance doesn't actually fit all.

So while you'll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you'll also find they're anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you're after.

Not sure where to start? See which level of car cover is closest to what you're after, and we'll go from there.


Yes. We now offer an optional extra for Choice of Repairer. Just select and pay for this option on our comprehensive Car Insurance policies and you can chose your own repairer.

Please refer to your PDS for further information.


When you lodge a claim you are required to pay an excess. These excesses may apply to your claim and are on your policy schedule:

Basic Excess

This is the initial amount payable by you on any claim.

Additional Excess

In some instances an additional excess will apply to your claim.

Unlisted Driver Excess

If the car was driven by a driver who is not noted on the policy schedule (and who is not otherwise excluded) an additional Unlisted Driver Excess will apply.

Windscreen Excess

The windscreen excess is the same as the basic excess unless you choose the option to reduce your excess for windscreen claims.

One Excess

If you have multiple policies with Youi and you lodge a claim for damage that occurs at the same place arising from the same single event, you will only be required to pay one excess.

If your car (typically a four wheel drive vehicle) was designed to drive off-road or on the beach, it will be covered.

However, you have to ensure that you drive the car only in a manner and under conditions that are within the manufacturer's recommended guidelines, and that you take reasonable care to prevent loss or damage.

We offer car insurance cover for all states excluding the Northern Territory. Understanding where and how you live could save you lots on your car insurance.

Browse car insurance by state:

We get that one size fits all car insurance doesn't actually fit all.

So while you'll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you'll also find they're anything but standard.



With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you're after.

Not sure where to start? See which level of car cover is closest to what you're after, and we'll go from there.


The fine print

The information provided on our website is a summary and contains general advice about our products only. It has been prepared without taking into account any person’s particular objectives, financial situations or needs. You should read the relevant Product Disclosure Statement, which contains full details of conditions, limitations and exclusions and consider whether the product is appropriate to you before making any decisions about whether to buy or continue to hold a policy.