No matter how careful you are, accidents can still happen. With this feature, your caravan or trailer is covered for accidental damage caused by you or someone else.1
If your brand new caravan or trailer is a total loss within the first 2 years, we’ll replace it or pay you the replacement cost. If the replacement cost exceeds your insured value, the most we will pay is the insured value plus an additional 20%.7
With our Comprehensive caravan insurance, you’ll be covered for damage caused by storms, hail and floods.1
Keep your caravan or trailer covered for theft and damage caused by attempted theft with one of our Comprehensive or Third Party Fire & Theft insurance policies.2
If you’re involved in an insured event that means you can no longer safely use your caravan or trailer, and you’re more than 100km from the place where it is usually kept, we’ll reimburse up to $1,000 combined for your emergency accommodation, transport, storage and repairs.8
It’s not just your caravan we’ve got covered if an insured event occurs; we’ll also look after what’s inside it. Comprehensive and Third Party Fire & Theft policies include up to $1,000, after excess, of caravan contents cover per claim, with a maximum of $150 for perishable food.5 You also have the option to increase your caravan contents sum insured and cover them outside the caravan as well, by selecting Caravan Contents Upgrade.9
Under our Comprehensive and Third Party Fire & Theft policies, you will be covered if your caravan or trailer is damaged by fire.2
Cover includes the cost of towing and storage of your caravan or trailer to the nearest suitable place for safekeeping after an insured event.5
Not all damage is accidental. We’ll cover the cost to replace or repair your caravan or trailer if someone (other than you, anyone else who’s been given permission to use the caravan or trailer, or anyone acting with your consent) intentionally damages it.1
We’ve got you covered to the tune of up to $20 million for your legal liability if your caravan or trailer causes damage to someone else’s property.6
Under our Comprehensive policy, we’ll pay the cost for accidental death and veterinary fees, up to $5,000 per claim, if animals being transported in your trailer are injured or die as the result of an insured event which also causes loss or damage to the trailer itself, and for which a claim is accepted.1
If you incur costs for unrecoverable caravan park cancellation or rebooking fees where a claim is accepted for loss or damage to your caravan caused by an insured event, we’ll cover you for up to $1,000 per claim, with a total of $2,000 across all incidents in that contract period.5
As rare as they are here in Australia, earthquakes can still happen and cause major destruction. If you have Comprehensive your caravan or trailer will be covered if damaged by an earthquake.1
Under Comprehensive or Third Party Fire & Theft, if the keys to your caravan or trailer are stolen, we’ll cover the cost of replacing the keys or recoding the locks up to $1,000, after excess.2
If you sell or give away your current caravan or trailer, we’ll cover the replacement caravan or trailer for up to 14 days from the sell or give away date, up to a maximum of $75,000 after $1,000 excess. This feature is available with Comprehensive caravan or trailer insurance.1
We’ll help look after your mental health too, with up to $1,500 per person – including you and household members – towards the cost of counselling sessions needed after an incident where a claim has been accepted.6
