Car Insurance Reviews

When it comes to Car Insurance, we’re there every step of the way – from your first quote all the way through to lodging a claim. Take a look at what our Car Insurance customers have to say about our policies, customer service and more.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
08 Apr 2026

Terry was amazing to deal with

Terry was amazing to deal with. She helped me switch from month by month payments to annual seamlessly and it saved me hundreds of dollars on car insurance. As a small business owner and student this is super helpful and makes me feel confident in staying with YOUI as my provider moving forward. 🫶🏼

Youi Insurance 5 star Trustpilot review
07 Apr 2026

My current car insurance cost was…

My current car insurance cost was ridiculous so I started shopping around. Found Youi and saved over $400 a year. Why would you not go with them?? Friendly and helpful staff, so very happy.

Youi Insurance 5 star Trustpilot review
01 Apr 2026

Outstanding customer service.

Outstanding customer service. We spoke with a gentleman named Jacques, who assisted us in arranging car insurance for a recently purchased vehicle. He took the time to clearly explain all the details and provided a range of coverage options for us to choose from. Thank you Jacques!!

Youi Insurance 5 star Trustpilot review
17 Mar 2026

We had alot of fun creating a car…

We had alot of fun creating a car policy with Mo! Lots of laughs aside from the serious stuff where he was completely professional, courteous and personable. Hope to bring the rest of our business over next week 🌟 🌟🌟🌟🌟

Finder Awards
 

Voted #1 National Car Insurer for 2026. Thanks Australia.

And named #1 by Finder for features for car insurance.

 

View our awards

Girl wearing love heart shaped glasses happily holding a chicken

Home & Contents Insurance Reviews

Your home is your sanctuary, and if accidents happen you want cover – and help – you can count on. Explore what our customers are saying about our Home and Contents insurance in our Trustpilot reviews.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
03 Apr 2026

I contacted Youi to discuss the renewal…

I contacted Youi to discuss the renewal of my Home and Contents policy. I had the pleasure of speaking to Brian. I was hoping to reduce the cost of my premium. After a few policy related questions, Brian was able to help me save money. It was first rate customer service!!

Youi Insurance 5 star Trustpilot review
19 Mar 2026

Professional and enthusiastic

Today I worked with Adam from Youi to move my home and contents across from a competitor. Adam was fabulous. He answered a lot of questions, he spent a lot of time making sure I understood all the terms and conditions as well as making good suggestions to save money. We have our car with Youi too. Adam was friendly, professional and enthusiastic. 👏🏻 V happy with his service and my policy.

Youi Insurance 5 star Trustpilot review
04 Mar 2026

Ensures you're covered for what you have and what you want

Kaity was able to review my home and contents policy to ensure I was covered for exactly what my home has and what I wanted covered. By correcting one element of my home's flooring material, I was able to make a significant saving.

Youi Insurance 5 star Trustpilot review
26 Feb 2026

Great Customer Service

Have not yet had to make a claim, but our experience in dealing with Youi for home and contents insurance over the past 2 years has been excellent. Able to get through on the phone very quickly and spoke with a knowledgeable, friendly person based in Australia who was immediately able to answer a query. It felt like 'phone a friend'.

Our commitment to transparent claims outcomes.

The Ombudsman Claims Complaints Scores track the number of claims that need Ombudsman help to be resolved – and we share the data to keep us to a higher standard. It’s all part of our commitment to transparent claims handling. 

The Ombudsman Claims Complaints Scores for Motor and Home

Motorcycle Insurance Reviews

Prepare for the slide and the ride by finding insurance that covers what matters most as a motorcyclist. See what our customers are saying about our Motorcycle Insurance – from our levels of cover to our customer service.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
10 Mar 2026

Youi's consultant Isabella was very helpful and informative

Youi's consultant Isabella was very helpful and informative, so taking out a new comprehensive Motorcycle Insurance policy was very easy.

Youi Insurance 5 star Trustpilot review
23 Feb 2026

Talking to YOUI saved me $300+

Talking to YOUI was the best thing I could have done for my pocket when insuring my new motorbike. Their quote was approximately 1/3 less than the other 2 quotes I received for the same bike, including one from the dealer. When my other policies come due I will also compare those as well.

Youi Insurance 5 star Trustpilot review
22 Feb 2026

Comprehensive insurance for a motorbike was simple

Looking for comprehensive insurance for a motorbike, I remembered how competitive Youi was for CTP insurance on two other vehicles, so I gave them a try. I was pleasantly surprised by how quickly I could speak to a person (not just press buttons to choose menu items or wait listening to on-hold music). Jo was really helpful and within a reasonable time had taken enough details to give me a quote and email it to me. I asked for a bit of time to review the documents and then Jo rang back to see if everything was satisfactory. The premium was very competitive and I'm 100% pleased with the cover.

Youi Insurance 5 star Trustpilot review
19 Feb 2026

Very happy with Youi

Very happy with Youi ! I was due for comprehensive motorcycle & car insurance and noticed a major increase with my previous insurers premiums. I decided to check out other insurers and was blown away by how much better Youi was , the process was very simple and I bought the insurance on the spot. I also got quotes for my other vehicles and we switch to Youi as those policies get closer to be updated. Thanks Youi .

Happy homeowners admiring their home after a Youi claim

We really make it count at claims time.

A big part of our you-shaped insurance is about providing you with the support and service you need with claims. We strive to review all claims as fairly and quickly as possible, helping customers through the tough times and out the other side.

Caravan & Trailer Insurance Reviews

For those wanderers who explore the far reaches of Australia, explore our Caravan & Trailer Insurance reviews. See which features our customers rate and their positive experiences with customer service.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
17 Mar 2026

Staff members were Absolutely fantastic…

Staff members were Absolutely fantastic to deal with, Saved a fair amount of money for both my car and caravan on the insurance policy that was offered

Youi Insurance 5 star Trustpilot review
21 Oct 2025

We found Henry polite,considerate and…

We found Henry polite,considerate and above all very professional. He answered all of our questions and the process in setting up our caravan insurance was smooth and no fuss. We would totally recomend Youi for their great insurance products and service.

Youi Insurance 5 star Trustpilot review
16 Sep 2025

Hard to beat trailer Insurance

Excellent customer service and a good price for my trailer insurance. It's a winner for me!

Youi Insurance 5 star Trustpilot review
13 Sep 2025

Amazing price and people.

I was lucky enough to get a young consultant named Jake. He made the whole experience of getting quotes for 3 vehicles and a caravan super easy. He was polite, cheerful and very patient. We are now saving over $1000 a year. Thank you youi

Ed Kavalee on a hobby horse with a customer.

Switch to Youi and you could saddle up some great savings on your Car insurance.

Bec saved $336 when she switched to Youi. Try our you-shaped car insurance today and see how much you could save.

Premiums and savings subject to rating, underwriting, and individual circumstances. Cover may differ between insurers. Savings have been adjusted for comparability with previous cover.

Watercraft Insurance Reviews

Blue skies, water and wind in your hair – why not choose Watercraft insurance that suits your lifestyle? See what our customers had to say about our Watercraft Insurance from initial quotes to understanding their cover.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
01 Dec 2025

Great Service

TThe CSO was very helpful and very informative and knowledgeable about the subject on boat insurance. Certainly changed my mind on Youi insurance, will definitely look to Youi insurance for my other future needs.

Youi Insurance 5 star Trustpilot review
29 Nov 2025

Glad i made the call to Youi.

I spoke with James in regards to insurance of our boat in order to compare your price, as my policy was up for renewal with another company. James was very polite, easy to converse with and awesome on the phone, which made me feel at ease. I saved approx. $300.00 with your policy and am over the moon.

Youi Insurance 5 star Trustpilot review
25 Jun 2025

The girl I had went over & beyond to…

The girl I had went over & beyond to help me with my quotes, I enquired about Motorhome Insurance, CTP Greeenslip as well & Insurance for our just purchased Boat & Trailer. We have our car insurance with Youi & we took our boat & trailer insurance with them as well. Best person I have ever dealt with, keep up the good work YOUI

Youi Insurance 5 star Trustpilot review
11 Feb 2025

More than satisfied, more than happy!

Right from the start, my call was answered quickly, no waiting online for 30 minutes. I was then helped to get the exact policy I needed for my boat. A very satisfying result, more than happy!

We aim to answer phone calls in around 30 seconds.1 That means shorter wait times and faster service when it counts.

If you, or your spouse or defacto, make an insurance claim for the same incident on more than one Youi insurance policy – for a single event occurring at the same address and time – you’ll only need to pay one excess.2

When you’re involved in an insured event, things are stressful enough – so we try to avoid any extra stress by letting you lodge an insurance claim online 24/7, 365 days of the year.

If you make a claim, we’ll guarantee the quality of all authorised repairs for as long as you’re the owner of the insured property3 – taking the stress and guesswork out of getting your home repaired.

Why choose Youi insurance?

Small Business Insurance Reviews

Your small business is unique to the service or products you provide. So, finding an insurer who understands small businesses is important. See why our customers rate our Small Business Insurance and their experiences with our specialist advisors.

4.7 Youi Trustpilot star rating
Youi Insurance 5 star Trustpilot review
31 Mar 2026

Surprisingly easy!!

Not sure if it's the same with all insurers but making changes to my small business policy is so quick and easy with Youi.

Youi Insurance 5 star Trustpilot review
23 Mar 2026

I enquired about a small business…

I enquired about a small business policy online. I was called back in under 15min by a local employee to help me through the rest of the process. I was merely enquiring with the plan on getting prices from a few insurers, however the help was so amazing I signed up in that call and am very pleased with my new policy.

Youi Insurance 5 star Trustpilot review
19 Mar 2026

Fantastic experience with Connor

Fantastic experience with Connor, who was extremely helpful and friendly. Connor was able to help me with my business and saved me about $350 in total. I highly recommend Youi

Youi Insurance 5 star Trustpilot review
06 Mar 2026

Motor Vehicle Insurance

We have our work/Business Ute & our Camping vehicle with YOUI - They are the best! Since switching to them we have saved money, if we've had a problem with any policy we have contacted them & had the problem sorted without any hassles & very quick corrections done! Beautiful, friendly & very efficient Customer Service telephonists - KEEP UP THE GOOD WORK! you are all awesome

Disclaimers

Insurance issued by Youi Pty Ltd. Consider the PDS and TMD to decide if this product is right for you.

1 Refers to average call answer times for Customer Services, excluding calls to Youi Roadside Assist.
2 The excess payable will be the highest excess payable. For full details, see the PDS.
3 Where we arrange, authorise and pay a service provider for repairs, we will guarantee the quality of the repairs for as long as you are the owner of the insured property. The guarantee includes the rectification of any defects caused by poor workmanship, or faulty materials, related to these repairs. Some limits apply. See PDS for full details.