You’ve worked hard building your business, so our Small Business insurance will work hard to help protect it.
Youi’s Small Business insurance automatically includes legal liability cover for situations where your business is required to pay compensation to a third party, such as for personal injury or property damage claims.
For example, imagine you own an electrical business, and one of your electricians did a job a few months ago at a customer's home. Unfortunately, due to the work the electrician carried out, the meter box caught fire and caused damage to the customer’s property. In this case, your business may be held liable for the damage, and Youi’s Small Business insurance would generally provide cover for this.
Youi’s Small Business Insurance also automatically includes cover for associated legal costs, and for new quotes or renewing policies from 4 September 2021, it also includes coverage for advertising liability for incidents that occur in connection with advertising a business.
If you want extra protection, you can also choose from our range of optional covers. Our Business Items option provides cover for things like your tools of trade or portable computer equipment, and our Business Property Damage option covers items like your stock in trade and business contents. We also offer Money cover, and if you rent the commercial premises you run your business from, cover for glass.