Car Insurance
Key rating factors: Rebecca joined Aug 2018, not used in trip to work or study, 5 to 10 years with prior insurer, driving since 17, no demerits. Sandy joined Aug 2018, light coloured car, only used 2 days a week to work, driving since 17/18, no claims in the last 5 years. Michael joined Aug 2018, doesn't drive to work. Tracy joined Sept 2018, not used in trip to work or study, 5 to 10 years with prior insurer, driving since 17, no demerits. Sarah joined Sep 2018, not used in trip to work or study, white car, driving since 17. Liam joined Sep 2018, light coloured car, driving since 17. Premiums & savings subject to rating & underwriting, and your own individual circumstances. Cover may differ between insurers, consult our PDS when deciding if this product is appropriate for you. Clients expressing adjusted savings for comparability with previous cover.
A different kind of car insurance.
We get that your car is different. It feels different, drives different, parks different. So when it comes to protecting it, shouldn’t your cover be a little bit different, too?
At Youi, there are heaps of reasons you could save on your premium based on how you use or don’t use your car. From how you park it to where you keep it overnight, the little things that make your car story different could save you lots.
Comprehensive
THE TOTAL PACKAGE
Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.
Third Party Fire & Theft
PEACE OF MIND
Cover for fire, theft and earthquake + damage to someone else’s property.
“I spoke with Geoff over the phone and it was done.”
“Quoting with Youi was really easy.”
Emergency claims assistance
There for you when you need us most with 24/7 claims assistance.
Car hire after theft
Car hire after theft for up to 14 days, included as standard with Comprehensive and Third Party Fire & Theft cover.
Dedicated claims team
Our team will be there for you from start to finish during the claims process, and we can help with emergency claims 24/7.
Car hire after an accident
We’ll give you a hire car if your car is damaged in an accident and you’re the not-at-fault driver. Conditions apply.
Make your choice of repairer
We now offer Choice of Repairer as an optional extra on our comprehensive car insurance policies.
Roadside assistance
Emergency roadside assistance included as standard with comprehensive cover.
Flexible excess
Options to suit you and your pocket.
Which car insurance should I choose?
We get that one size fits all doesn’t actually fit all.
So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.
With optional extras and flexible excesses, all of our car products can be tailored to the way you use your car and the cover that you’re after.
Not sure where to start? See which level of cover is closest to what you’re after, and we’ll go from there.
Why switch to Youi
That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance. So don’t wait, make the switch and see how much you could save.
When to switch
Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.
How to switchWe get where you live.
Understanding where and how you live could save you lots on your car insurance.
Claiming
We're there for you when you need us most. Learn more about our claims process.
FAQs
Got a question? You’ll probably find the answer here. Browse our frequently asked questions.
Roadside Assistance
Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.
YouiWall™
We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.
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"Britt was extremely helpful and was able to answer all my questions and explain the policy options easily."
"An insurance company that you actually dont mind talking to! The world has gone mad"
"You never really know how good your insurance company is until you claim. What a positive experience."