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Premiums & savings subject to rating & underwriting, and your own individual circumstances. Product issued by Youi Pty Ltd, consult our Car insurance PDS when deciding if this product is appropriate for you.

Listening is important to people, especially these five.

Clearly, listening pays off.

Thanks to the experts at Canstar who recognised us as a winner for Outstanding Value Car Insurance nationally, and in Queensland and South Australia. We also won for Most Satisfied Customers for Car and Home Insurance in Queensland, and for Car Insurance in Victoria.

The experts at Canstar have recognised us as a winner for:

  • Outstanding Value Car Insurance nationally, and in Queensland and South Australia
  • Most Satisfied Customers for Car and Home Insurance in Queensland
  • Most Satisfied Customers for Car Insurance in Victoria

Plus, our customers voted us winners of the Mozo People’s Choice awards for Excellent Claims Experience in Car and also Home Insurance.

Car Products

Comprehensive Insurance


Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

Third Party Fire & Theft Insurance


Cover for fire, theft and earthquake + damage to someone else’s property.

Third Party Property Only Insurance


Cover for damage to someone else’s property.

Which car insurance should I choose?

We get that one size fits all car insurance doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of car cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party Insurance

Why switch to Youi?

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.

40 reasons to switch

When to switch?

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch


We're there for you when you need us most. Learn more about our claims process.


Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.


We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

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