A different kind of car insurance.

We get that your car is different. It feels different, drives different, parks different. So when it comes to protecting it, shouldn’t your cover be a little bit different, too?

At Youi, there are heaps of reasons you could save on your premium based on how you use or don’t use your car. From how you park it to where you keep it overnight, the little things that make your car story different could save you lots.

Why choose Youi.

Car Products



Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

Third Party Fire & Theft


Cover for fire, theft and earthquake + damage to someone else’s property.

Third Party Property Only


Cover for damage to someone else’s property.

NSW CTP Green Slip


Cover for third party injury.

Bought car insurance with youi this year
Saved in 2018
Great service and great savings – Julie

Key rating factors: Julie Joined February 2018, 2013 Toyota 86 GTS, Sydney NSW, aged 59. Premiums & savings subject to rating & underwriting, and your own individual circumstances. Cover may differ between insurers, consult our PDS when deciding if this product is appropriate for you. Youi clients featured expressing personal views.

Which car insurance should I choose?

We get that one size fits all doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional extras and flexible excesses, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party

Why switch to Youi

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save. 

40 reasons to switch

When to switch

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch


We're there for you when you need us most. Learn more about our claims process.


Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.


We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

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