At Youi, how our customers use their car affects how much they pay.

Car insurance can be confusing and in a crowded market, you need an insurance company that understands you. At Youi we get you.
We ask a few more questions to get to know you better and tailor-make a premium to suit you.

Car Products

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Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

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Third Party Fire & Theft


Cover for fire, theft and earthquake + damage to someone else’s property.

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Third Party Property Only


Cover for damage to someone else’s property.

You Deserve To Be Rewarded

Get half your premium in the form of YouiDollars to use with our partners across a great range of food, entertainment, travel, retail & more.


Which car insurance is right for you?

All cars and drivers are different and so is the insurance you need. We offer different levels of cover to suit you and your budget.

Our Comprehensive insurance covers damage caused by fire, theft, storm, flood and hail. It also covers you in the event of an accident, whether it’s your fault or not. There’s up to $20mil cover for damage you cause to someone else’s property and we’ve included emergency roadside assistance giving you total peace of mind.

If covering the damage caused to your car isn’t a high priority yet you still want to be covered for damage caused to someone else’s property, check out our Third Party Property Only cover.

Third Party Fire and Theft goes a little further and gives the added benefit of protecting your car against fire, theft and earthquake. Whatever your needs, we’ve got the cover that’s right for you.

Comprehensive vs Third Party

Why switch to Youi

The future is just around the corner and you never know what opportunities might come your way. That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save.

When to switch

The perfect time to switch is different for everyone. It may be at renewal time, when insurance is on your to-do list and you’ll avoid any early cancellation fees.  It could be when you buy a new car or when your situation changes or it could be right now as you’re just curious to see what’s out there. No matter when you’re making the switch, we’d love to hear from you. Youi – it’s smarter and could save you lots.

How to switch

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We're there for you when you need us most. Learn more about our claims process.

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Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

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Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.

People are talking

And we’re listening. We’ve had over 000 comments on the Youi wall in the last 12 months, see for yourself what they’re saying by viewing the comments below or visit the wall to view more comments.

View all the comments

from 000+ reviews in the last 12 months