Request a call Call Us

Youi Car Insurance clients.

As you know, at Youi we’re about how you use or don’t use your car. So while this crisis continues, and we struggle to find our new normal, we’re extending temporary relief on car insurance premiums if you’re not using your car as much as you used to.

Already receiving Car Insurance relief?

If you accessed Car Insurance relief before June 30, we’re giving you 10% relief for another 3 months. No need to do anything!

Trying Youi Car Insurance?

Thanks for trying Youi. If you’re using your car less the above Temporary Premium Relief could apply to you too.*

We're committed to looking after our customers and our staff. See what we're doing to limit the impact of COVID-19.

Car insurance for individuals

Youi insurance rated "Excellent" on TrustPilot.

Premiums and saving subject to underwriting and individual circumstances. Product issued by Youi Pty Ltd, consult our PDS online to decide if appropriate. * Key rating factors

Premiums and saving subject to underwriting and individual circumstances. Product issued by Youi Pty Ltd, consult our PDS to decide if appropriate.

* Key rating factors

At Youi, we’re about how you use or don’t use your car. We don’t make assumptions. Instead, we ask the right questions. When we quote, we take the time to listen to what’s important to you; to see you as an individual.

And then we provide car insurance options that suit. For car insurance that values you for who you are, and how you drive, get in touch. Or select the type of car insurance you're looking for below.

Comprehensive Insurance


Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

Get comprehensive car insurance

Third Party Fire & Theft Insurance


Cover for fire, theft and earthquake + damage to someone else’s property.

Get third party fire & theft car insurance

Third Party Property Only Insurance


Cover for damage to someone else’s property.

Get third party property only car insurance

Get the insurance that gets the awards.

When it comes to your insurance, not making assumptions was the best thing we ever did. Huge thanks to the thousands of Australians who voted for us in Mozo’s People’s Choice awards for service and customer satisfaction. Cheers Australia, we’re glad you’re enjoying your time with us.

Excellent Claims Experience 2019, Outstanding Customer Satisfaction 2020 and Excellent Customer Service 2020 are just some of the top-shelf titles we took out for both Car and Home. Clearly, all that listening we’re doing is paying off.

But while it’s always nice to win awards like these, what really matters is making sure that all our of customers across Australia are having such a great experience with us. That’s what insurance for individuals is all about.

Which car insurance should I choose?

We get that one size fits all car insurance doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of car cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party Insurance

Why switch to Youi?

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.

40 reasons to switch

When to switch?

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch

We get the car you drive.

From small cars and family wagons to V8’s & 4X4s, everyone's drive is different. That’s why we've put together some handy info on different car makes and models. 

Browse car insurance by make

We get where you live.


We're there for you when you need us most. Learn more about our claims process.


Got a question? You’ll probably find the answer here.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.