Car insurance for individuals

Make some assumptions about how these people use their car.

Rated "Excellent" on TrustPilot.

Premiums and saving subject to underwriting and individual circumstances. Product issued by Youi Pty Ltd, consult our PDS online to decide if appropriate. * Key rating factors

Premiums and saving subject to underwriting and individual circumstances. Product issued by Youi Pty Ltd, consult our PDS to decide if appropriate.

* Key rating factors

When it comes to your car, where, when and how you use it is unique to you. That’s why we don’t make assumptions. Instead, we ask the right questions and take the time to listen to what’s important to you. And then we provide car insurance options that suit. For car insurance that values you for who you are, get in touch. Or select the type of car insurance you're looking for below.

Comprehensive Insurance

THE TOTAL PACKAGE

Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

Get comprehensive car insurance

Third Party Fire & Theft Insurance

PEACE OF MIND

Cover for fire, theft and earthquake + damage to someone else’s property.

Get third party fire & theft car insurance

Third Party Property Only Insurance

ENTRY LEVEL

Cover for damage to someone else’s property.

Get third party property only car insurance
 

Get the car insurance that gets the awards.

Clearly, listening pays off. We’ve taken out the awards trifecta – scoring in the areas of value, service and customer satisfaction.

Thanks to the experts at Canstar who recognised us as a winner for Outstanding Value Car Insurance nationally, and in Queensland and South Australia. We also won for Most Satisfied Customers for Car and Home Insurance in Queensland, and for Car Insurance in Victoria.

Then there was our customers who voted us winners of the Mozo People’s Choice awards for Excellent Claims Experience in Car and also Home Insurance. Probably the category where listening matters most.

While awards like this are nice, the most important thing is that our customers are having such a great experience with us.

Thanks to the experts at Canstar who recognised us as a winner for Outstanding Value Car Insurance nationally, and in Queensland and South Australia. We also won for Most Satisfied Customers for Car and Home Insurance in Queensland, and for Car Insurance in Victoria.

Which car insurance should I choose?

We get that one size fits all car insurance doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of car cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party Insurance

Why switch to Youi?

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.

40 reasons to switch

When to switch?

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch

Claiming

We're there for you when you need us most. Learn more about our claims process.

FAQs

Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

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