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For car insurance that listens
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‘My experience with Youi was like nothing I’d ever experienced before.’
Tracey
Saved $238*
Key rating factors: Tracey joined January 2019. Key rating factors: With previous insurer for 5-10 years, car not used in trips to work or study, overnight parking Garage – Private & Locked, Driving since 17, Open Licence. Clients expressing adjusted savings for comparability with previous cover.
‘It’s good to have flexibility in my life, and it was really good to have Youi understand and listen to those needs.’
Cameron
Saved $230*
Key rating factors: Cameron joined January 2019, White car, Open Licence, Overnight parking Garage - private and locked, no incidents in past 3 years. Clients expressing adjusted savings for comparability with previous cover.
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* Key rating factors

Premiums & savings subject to rating & underwriting, and your own individual circumstances. Product issued by Youi Pty Ltd, consult our Car insurance PDS when deciding if this product is appropriate for you.

Listening is important to people, especially these five.
Tracey - Meeting the family for lunch
Tracey doesn’t use her car every day anymore. When she does, it’s for time out and catching up with family.
$238* car insurance saving
Cameron - Going to the theatre
Cameron will often use his car to get to work, then go and see a show or have a meal with friends.
$230* car insurance saving
Molly - Taking Lachie to the beach
Molly doesn’t use her car much, apart from a few errands and getting to the beach with her little guy, Lachie.
$297* car insurance saving
Michael - Going to the NRL museum
Michael occasionally uses his car for work, which involves driving to museums to value sporting memorabilia collections.
$377* car insurance saving
Jimmy - Starting the day with a coffee
Jimmy drives to work in the city 5 days a week, and always starts things off with a good strong coffee.
$204* car insurance saving
 

Clearly, listening pays off.

Thanks to the experts at Canstar who recognised us as a winner for Outstanding Value Car Insurance nationally, and in Queensland and South Australia. We also won for Most Satisfied Customers for Car and Home Insurance in Queensland, and for Car Insurance in Victoria.

The experts at Canstar have recognised us as a winner for:

  • Outstanding Value Car Insurance nationally, and in Queensland and South Australia
  • Most Satisfied Customers for Car and Home Insurance in Queensland
  • Most Satisfied Customers for Car Insurance in Victoria

Plus, our customers voted us winners of the Mozo People’s Choice awards for Excellent Claims Experience in Car and also Home Insurance.

Car Products

Comprehensive Insurance

THE TOTAL PACKAGE

Cover for accident, natural disasters, fire & theft + damage to someone else’s property + emergency roadside assistance.

Third Party Fire & Theft Insurance

PEACE OF MIND

Cover for fire, theft and earthquake + damage to someone else’s property.

Third Party Property Only Insurance

ENTRY LEVEL

Cover for damage to someone else’s property.

Trustpilot

Which car insurance should I choose?

We get that one size fits all car insurance doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of car cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party Insurance

Why switch to Youi?

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.

40 reasons to switch

When to switch?

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch

We get the car you drive.

From small cars and family wagons to V8’s & 4X4s, everyone's drive is different. That’s why we've put together some handy info on different car makes and models. 

Browse car insurance by make

We get where you live.

Understanding where and how you live could save you lots on your car insurance.

Browse car insurance cover by state

Claiming

We're there for you when you need us most. Learn more about our claims process.

FAQs

Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.

YouiWall™

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

View all the comments

01

"Britt was extremely helpful and was able to answer all my questions and explain the policy options easily."

Melitta, NSW
01

"An insurance company that you actually dont mind talking to! The world has gone mad"

Scott, WA
01

"You never really know how good your insurance company is until you claim. What a positive experience."

Kellie, VIC
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