Car insurance for individuals

At Youi, we’re about how you use or don’t use your car. We don’t make assumptions. Instead, we ask the right questions. When we quote, we take the time to listen to what’s important to you; to see you as an individual. And then we provide car insurance options that suit. For car insurance that values you for who you are, and how you drive, get in touch.

A looping video showing a man working in a bike repair shop, then a woman making dog treats in a kitchen, then a man shucking oysters, then a couple preparing food in their pop-up restaurant.
Times are tough.
Every cent counts.

Making sure your car insurance is about where you’re at right now could save you lots. Australians everywhere are doing what they can to get by.

Life changes. A series of stories about how people's lives have changed.

Well. You’ve done it again Australia. You’ve made us 2020 winners for Car with Mozo’s People’s Choice Awards for Excellent Customer Service and Outstanding Customer Satisfaction.

Not to mention the experts at Canstar, who rated us as this year’s winners for Most Satisfied Customers for Car in Queensland, New South Wales and Victoria too.

Really, Australia, you’re all too kind.

Which car insurance should I choose?

We get that one size fits all car insurance doesn’t actually fit all.

So while you’ll find we offer standard car insurance products like Comprehensive, Third Party Fire & Theft and Third Party Property Only, you’ll also find they’re anything but standard.

With optional insurance extras and flexible excess levels, all of our car products can be tailored to the way you use your car and the cover that you’re after.

Not sure where to start? See which level of car cover is closest to what you’re after, and we’ll go from there.

Comprehensive vs Third Party Insurance

Why switch to Youi?

That promotion at work, a new apartment, the new bike you now ride to work. With Youi, even the smallest change in your situation could save you money on your car insurance.  So don’t wait, make the switch and see how much you could save with a tailored car insurance quote. Call or apply online.

40 reasons to switch

When to switch?

Any time is a good time to switch insurers if it means being in better hands, saving more money or getting better value from your policy. At Youi, it could mean all three. Get a quote with us anytime to see if the time is right for you to make the switch.

How to switch

We get the car you drive.

From small cars and family wagons to V8’s & 4X4s, everyone's drive is different. That’s why we've put together some handy info on different car makes and models. 

Browse car insurance by make

We get where you live.


We're there for you when you need us most. Learn more about our claims process.


Got a question? You’ll probably find the answer here.

Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7days a week, 365 days a year.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

An insurance company that you actually don't mind talking to! The world has gone mad.

Scott, WA

Satisfaction rating

95% satisfaction rate on YouiWall, based on 40,400+ reviews