If your car (typically a four wheel drive vehicle) was designed to drive off-road or on the beach, it will be covered. However, you have to ensure that you drive the car only in a manner and under conditions that are within the manufacturer's recommended guidelines, and that you take reasonable care to prevent loss or damage.
Sometimes. Under our Comprehensive and Third Party Fire & Theft policies, we may insure cars that have been legally modified to improve performance or handling, provided you tell us about them and we agree on any specific amounts that are applicable. Examples of legal modifications we may cover include:
- Suspension (raised or lowered)
- Engine (replacement, tuning, turbo, etc.)
- Exhaust
- Disability modifications such as lifts and ramps
We also may cover the following additions to your car: baby seats, personalised plates, towbars and window tinting.
We know that your car and the way you use it is unique, so it’s worth you considering your circumstances when looking at car insurance.
With this in mind, we’ve created our Comprehensive, Third Party Fire & Theft and Third Party Property Only car insurance covers. We also offer NSW CTP and SA CTP insurance.
Choosing which car insurance to buy can be complicated, so we’ve tried to make it as simple as possible. Check out our different types of cover to get a better understanding of what’s on offer.
