4WD insurance
/ for individuals

Where you go with your 4WD is unique, so get the insurance to suit.

Whether it’s heading up a bush track, cruising along a wide-open beach or doing the school pick-up, how you get about in your 4WD makes you an individual. And with Youi, you’ll get insurance that suits who you are and how you drive. With features like roadside assistance, trailer coverage and a quality repair guarantee – you can hit the road (and the dirt, and the mud) knowing your rig is in safe hands.

Around 79% of drivers who switched to Youi told us they saved on their car insurance.

How much did they save?

An average of $165 per year*

In fact, our customers told us they saved $5.1 million*


Background Image

Why you need 4WD insurance with Youi.

Start a quote

Or call 13 9684
With less wait times, we'll be able to get you sorted, sooner.

Here's just some of the benefits that come with covering your ride.

  • Car & contents discount – save 20% on your contents cover if you have Youi car insurance.
  • Roadside assistance – having trouble with those monster-truck tyres? We can help.
  • Cover for your load – cover worth up to $1,500 for your unbraked trailer is included as standard with comprehensive policies.
  • Simpler claims – pay only one excess for one claims event if you have multiple policies with Youi.
  • Lifetime quality repair – we guarantee the quality of all authorised repairs with our nationwide repairer network, as long as you’re the owner for the vehicle.

More on car insurance

4WD owners will love being with Youi.

Whether it’s over the phone or online, we’re here to make things simpler for you – to provide the insurance you need, minus the hassle.

  • ^Internal data sources show that as at 9th September 2021, more than 42,000 customers have accessed the claims tracker.

Get great cover for the great outdoors.

Make life easier by combining all your leisure and lifestyle policies in one place. Along with insurance for your 4WD, here’s some of the other policies you can get with Youi.

Caravan being towed by a 4wd on a dirt road


Planning a road trip? Cover all bases by covering your caravan too.

Get a caravan insurance quote
Car towing a trailer on a motorway


On an adventure or need one for work? Youi covers your trailer and even some of its contents.

Person on a jetski in the water


Taking the boat out? Get Youi’s watercraft insurance so you can cover the whole holiday.

Person on a motorbike on a dirt road


Swapping the four-wheeled adventure for two? Cover your other ride with Youi's motorcycle insurance.

We’re winners when it comes to car insurance.

Well. You’ve done it again Australia. You’ve made us 2021 winners for Car & Home Insurance with Mozo’s People’s Choice Awards for Most Recommended Car Insurer. Not to mention the experts at Canstar, who rated us as this year’s winners for Most Satisfied Customers for Car Insurance in Victoria and Queensland. Really, Australia, you’re all too kind.

YouiRewards means savings to suit you.

With YouiRewards, you’ll get access to awesome deals on some of Australia’s best brands that could help you save on your car, home and more.


Partners offers subject to minimum spend and subject to change. YouiRewards & the Youi app are subject to T&Cs and terms of use. A South Australia Compulsory Third Party policy is not eligible for participation in YouiRewards.