4WD insurance that's a bit more you-shaped

Disclaimers

Car Insurance issued by Youi Pty Ltd. Consider the Car PDS and TMD to decide if this product is right for you.

¹ Youi Roadside Assist included with Comprehensive car insurance only. Exclusions, limits, waiting periods and additional fees may apply. Cover not available within 24 hours of taking out or upgrading to Comprehensive car insurance. See our Roadside Assist T&Cs and the PDS for full details.
² Cover only applies where there is also damage to your 4WD or unbraked trailer as a result of an insured event. Theft or attempted theft of business items from your 4WD is not covered unless they were in a locked boot or lockable compartment permanently secured to your 4WD and your 4WD was locked. There must also be visible signs of forced entry. An additional cost, exclusions and limits apply. For more details, see the PDS.
³ Available with Comprehensive and Third Party Fire & Theft car insurance. Exclusions and/or limits apply. For more details, see the PDS.
⁴ Available with Comprehensive and Third Party Fire & Theft car insurance only. If your 4WD is a total loss from an insured event which occurs within 24 months of your car first being registered, and was purchased new or as a demonstrator, we’ll pay to replace it with a new one, or pay you the market value or agreed value of your 4WD as per your policy schedule. For more details, see the PDS.
⁵ Where you have increased your cover or reduced your excess within 72 hours of a flood, storm, hail or bushfire occurring, cover will be limited to the amount that was effective prior to the change. Loss, damage or legal liability caused by, resulting or arising from flood, storm, hail or bushfire during the first 72 hours of your policy first being purchased is excluded unless certain conditions apply. Exclusions and and/or limits may apply. For more details, see the PDS, TMD and your policy schedule.
⁶ Available with Comprehensive car insurance only. Conditions, exclusions and limits apply. For more details, see the PDS.
⁷ Exclusions and/or limits apply. For more details, see the PDS.
⁸ Available with Comprehensive, Third Party Fire & Theft and Third Party Property Only car insurance. Exclusions and limits apply. For more details, see the PDS.
⁹ Available with Third Party Fire & Theft and Third Party Property Only insurance. You must provide the full name and phone number of the third party driver, and one of the following: their address, their driver’s licence number, or the registration number of their vehicle that was involved in the incident. Limits apply. For more details, see the PDS.
¹⁰ Applies for claims where we arrange, authorise and pay a service provider for repairs. Exclusions apply. For more details, see the PDS.
¹¹ An additional cost applies and is available with Comprehensive and Third Party Fire & Theft car insurance. Exclusions and limits apply. For more details, see the PDS.
¹² We will not pay for loss, damage or legal liability caused by, resulting or arising from the car being used on a permanent or temporary racetrack or raceway, or in a four-wheel drive or adventure park, or for racing, trials, speed tests, pacing, contests, rallies, endurance tests or skills tests. For more details, see the ​ ​PDS.
¹³ We will not pay for loss, damage or legal liability caused by, resulting or arising from the car being used in a manner or under conditions inappropriate for the type of car or outside the manufacturer’s specifications or recommendations. For more details, see the ​ ​PDS.
¹⁴ Additional fees, exclusions and/or limits may apply. For more details, see the PDS.