A white van driving down the road.

Car insurance for your business

Your business is unique. So when you’re looking around for business car insurance, it makes sense to go with a provider that’s unique too. While we don’t have a specific business car insurance product, we may have options that could suit your company car insurance needs and could be ideal for the way your business works.

Your business is unique. So when you’re looking around for business car insurance, it makes sense to go with a provider that’s unique too. While we don’t have a specific business car insurance product, we may have options that could suit your company car insurance needs and could be ideal for the way your business works.

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Comprehensive car insurance to suit your business.

On the hunt for business car insurance to help keep your company vehicles out on the road? Our general car insurance covers could do the job nicely. Whether you’re looking for a Comprehensive level of cover for your company car insurance or a more basic level of cover, we’ll take the time to understand your business. Choose Youi for the customer service and support your business needs.

Why choose Youi?

Great car insurance for your business vehicle goes beyond just a good price. It’s about the quality customer service, inclusions and extras that come with it too.


What type of cover is right for you?

Running a business means you probably don’t have a lot of time to think about your insurance. That’s why, when you’re searching for company car insurance for your business, we like to keep things simple, so it’s easier for you.

Take a closer look to see if our car cover suits your business.

The following table makes it nice and clear for you to see what is and isn’t included with our Comprehensive, Third Party Fire & Theft, and Third Party Property Only car insurance.

Comprehensive
Third Party Fire & Theft
Third Party Property Only
Covered
Optional
Not Covered

When could car insurance apply to your business?

Whether your company vehicle is a van, sedan or ute, making sure you’re covered with the right car insurance could protect your business from the often quite hefty costs brought about by an accident or the theft of your vehicle.

Ready to compare car insurance?

See how much you could save on Youi car insurance.

Around 84% of drivers who switched to Youi told us they saved on their car insurance.*

How much did they save?


An average of $205 per year*

In fact, our customers told us
they saved more than $9.9 million*

Figures are based on feedback received from 57,823 Youi policy-holders residing in Australia who responded to an opt-in survey between 20 May 2023 and 19 May 2024. Survey results are based on information provided by new customers and have not been independently verified by Youi. Youi has not undertaken a comparison between surveyed customers’ former product and its own. Survey results include customers who bought car insurance products. Premiums and savings are subject to rating and underwriting and individuals’ own circumstances.
* Disclaimer

Still have questions in your search for business car insurance?

We frequently get questions about business car insurance. You might find answers here.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Business car insurance is – you guessed it – car insurance which may be suitable for businesses.

Youi’s range of cover level options includes Third Party Fire & Theft, which could be suitable for your business car insurance needs, as it can help cover the costs in the event your vehicle is damaged in a fire or stolen. If you take out Comprehensive cover, your included business car insurance will also cover you for a range of other insured events, such as storms, hail and floods.

When talking business car insurance, keep in mind that our general car policies have some exclusions for business. Take a look at the PDS for details.

At Youi, our general car insurance products can suit both personal and business car uses. Whether it’s for personal use, business use or a combination of both, talk to us.

Generally, car insurance that covers both personal and business use may be more expensive than a purely personal use policy of the same level of cover. It will depend on your circumstances, including if you decide to take out optional extras to further suit your company car insurance needs.

Depending on the level of cover you have, car insurance for your company works by protecting your vehicle from insured events such as costs caused by vehicle damage or loss, theft, fire, storm, hail, flood or another insured event.

Check out what is and isn’t included with our Comprehensive, Third Party Fire & Theft, and Third Party Property Only car insurance.

This depends on your business and personal circumstances, however, if your car is a vital part of the everyday running of your organisation, protecting it with cover that suits your business car insurance needs might make sense.

Some general Youi car products allow you to select Business Items as an optional cover that may help to keep your business moving.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides 

Catch up on our latest guides to find answers to commonly-asked questions and discover more information about car insurance for business vehicles.

Youi's Trustpilot score

Excellent

Youi car insurance customers rate their experience with us a 4.4 out of 5. Take a look at some of their great reviews on Trustpilot.

 

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4.4 / 5 from over 15,013 reviews.

Useful links

Looking for something else? You might find what you're looking for here. 

Disclaimers
1 If your car is a total loss from an insured event within 24 months of it being first registered, we’ll replace it with a new one or pay the equivalent replacement cost. For more details, see the PDS.
2 Available with Comprehensive policies. For more details, see the PDS.
3 Available for Comprehensive and Third Party Fire & Theft policies. For more details, see the PDS.
4 Available for Comprehensive and Third Party Fire & Theft policies. Limits apply. For more details, see the PDS.
5 If your car’s unsafe to drive after an insured event and you’re more than 100km from home, we’ll reimburse you up to $1,000 for combined emergency transport, accommodation and/or repairs. Available with Comprehensive and Third Party Fire & Theft policies. For more details, see the PDS.
6 Available for Third Party Fire & Theft and Third Party Property Only policies. The required details of the uninsured third party involved include the full name of the third party and two of either their phone number, address, driver’s licence number, or the registration number of their vehicle that was involved in the incident. For more details, see the PDS.
7 Available with all levels of car insurance except CTP. For more details, see the PDS.
8 Loss or damage caused by a bushfire within the first 72 hours of your policy commencing is only covered in limited circumstances. Available with Comprehensive and Third Party Fire & Theft policies. For more details, see the PDS.