Choose the right cover

Looking for car insurance can be confusing, and price isn’t the only thing you may want to consider. That's why we've created the cover comparison table below. Get a side by side comparison of the features and benefits, of each cover type and make an informed decision about what cover is right for you.

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   Covered
   Optional cover
   Not covered
Comprehensive
Third Party
Fire and Theft
Third Party
Property Only
Legal Liability      
Immediate Replacement Car      
Fire      
Theft      
Earthquake      
Emergency Accommodation, Transport and Repairs      
Towing Costs      
Contents Inside the Car      
Accidental Damage      
Intentional Damage      
Storm or Flood      
Additions to the Car:
  • Baby Seat Replacement
  • Personalised Registration Plates
  • Towbar
  • Window Tinting
  • Locks and Keys
     
Maritime Liability      
Hire Car Following Theft      
Hire Car for Other Insured Events      
Unbraked Trailer      
Tools of Trade      
Campervan/Motorhome Contents      
Gap Cover      

This product guide does not replace or vary our Product Disclosure Statement (PDS). Please read the entire PDS for details of features and benefits.

Comprehensive

With our comprehensive car insurance, your car will be covered against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft - or attempted theft, tsunami, vandalism or a malicious act

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Third Party Fire and Theft

If your car is damaged by fire, theft or attempted theft and earthquake, you’ll be covered with Third Party Fire and Theft. There is also liability cover for any damage caused by the car to a third party's property up to $20 million.

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Third Party Property Only

Our Third Party Property Only product covers you for damage caused to someone else’s car or property for up to $20 million.

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We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.
We've noticed that your visiting this site from . The Youi Australia website content has been tailored for users in Australia, and may not be relevant or correct for your location.