Choose the right cover

At Youi, we like to keep things clear and simple.  In a crowded insurance market, we know that you’ll shop around and compare car insurance Australia-wide.  So it’s important to us that you understand the differences in the types of cover we offer, and can make the right decision to suit your lifestyle, and back pocket.  If you have all the information, the choice is easy when it comes time to compare car insurance quotes.  

START A QUOTE

Product Comparison

We’re confident in our products, and we work hard to stay on top of the field. We’ve put together a comparison guide so you can easily compare comprehensive car insurance with our other policies and find one that fits. By tailor-making a policy to suit you, our comprehensive cover is the very best protection. This cover pretty much takes care of everything from accidents, fire, theft, towing costs, emergency accommodation costs, roadside assistance, storm damage, vandalism, and even earthquake damage. And you can add extra cover if you use your car for work or have a caravan or motorhome.

If that doesn’t fit your budget, take a look at what we offer with our Third Party, Fire and Theft cover. It’s ideal for the budget-conscious and still packed with features to protect you, and there are some smart add-on optional covers too.

If you’re looking to compare third party car insurance, our policy offers $20 million in legal liability cover - that’s all-important protection should you cause damage to someone else’s property in an accident.. You’ll also be covered up to $5000 if your car is damaged by an uninsured driver.

We know there’s loads of choice out there, but when you compare car insurance, we’re confident we’re giving you the very best premium and cover. We’ve created a wide range of covers that fit any lifestyle and any budget. Depending on how, and when you use your car, we’ll tailor a policy that works for you and is as unique as you are. It’s smarter, and could save you lots.

The chart below will help you make your decision. It’s clear and simple, because at Youi - we get you.

   Covered    Optional cover    Not coveredComprehensiveThird Party
Fire and Theft
Third Party
Property Only
Legal Liability      
Immediate Replacement Car      
Fire      
Theft      
Earthquake      
Emergency Accommodation, Transport and Repairs      
Towing Costs      
Contents Inside the Car      
Accidental Damage      
Intentional Damage      
Storm or Flood      
Additions to the Car:
  • Baby Seat Replacement
  • Personalised Registration Plates
  • Towbar
  • Window Tinting
  • Locks and Keys
     
Maritime Liability      
Hire Car Following Theft      
Hire Car for Other Insured Events      
Unbraked Trailer      
Tools of Trade      
Campervan/Motorhome Contents      
Gap Cover