Our Comprehensive Car Insurance is the best cover for worry-free protection

Comprehensive Car Insurance

Commuter, occasional driver, or avid road-tripper – whichever you are, our Comprehensive Car Insurance cover is the total package, and can be tailor-made to suit you.  We’ll make sure your car is protected, and any damage to other cars or property is covered too.   And if you want to add special features for extra protection, we have a whole range to choose from.

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Car Hire After Theft

Free car hire for up to 14 days, with your comprehensive cover.

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Dedicated Claims Advisor

Need to claim? It’s as easy as calling us on 13 9684. We'll handle your claim with speed, efficiency compassion.

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Roadside Assistance

Emergency roadside assistance included with comprehensive cover.

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Flexible Excess

Choose your own excess to suit your back pocket.

We've got you covered

If you want car insurance that covers everything from theft, fire, accidents, vandalism, storms, floods or even earthquakes, then Youi’s Comprehensive Car Insurance is the right policy for you.  With features like towing and storage costs, a hire car if yours is stolen, and a flexible excess that fits your budget, it’s the best stress-free insurance on the market.

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Comprehensive policies include cover for accidental damage caused to the car.

Cover for damage to the car that is caused intentionally is included under Comprehensive cover. 

Comprehensive policies include cover for accidental damage to the car caused by a storm or flood.

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by fire

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by theft or attempted theft.

Includes cover for damage to the car caused by earthquake.

If you’re involved in an insured event that means your car isn’t safe to drive, and you're more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of up to $20 million for your legal liability if your car causes damage to someone else’s property.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

If you have Comprehensive or Third Party Fire and Theft cover, we’ll replace the following items that are on or in the car should they be damaged as a result if an insured event:

  • Baby seat/s
  • Personalised plates
  • Towbar
  • Window tinting

It’s not just your car we’ve got covered in the event of an insured event; we’ll look after your contents inside the car too. Comprehensive policies include up to $750 of cover, up to $150 per item.

We will cover your replacement car, while trading in your current vehicle, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within Australia.

We will pay for the reasonable cost of a hire car for 14 days following a theft to ensure you can stay on the road.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Looking for even more?

We provide a range of add-ons to give you extra protection if you need it.  If you’re a tradie, or carry your work equipment in your vehicle, we’ve got special cover for that.  Or, if you want to have access to a hire car, no matter what happens, there’s cover for that too.

So when you’re comparing Comprehensive Car Insurance quotes, remember that at Youi, it’s all about you, and creating a policy that’s as unique as you are.

If you have a Comprehensive or Third Party Fire and Theft policy you can choose to add the optional hire car cover. This means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

This optional cover means that we will pay the finance company the outstanding balance between the amount you owe and the insured value, less the applicable excess and up to a maximum of 25% of the Market or Agreed value. 

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Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

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We're there for you when you need us most. Learn more about our claims process.

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Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7 days a week, 365 days a year.

Comprehensive Car Insurance – Youi’s total package

We know that when the worst happens, it’s often the little things that can make all the difference.  That’s why our cover includes protection for additions to your car like baby seats and tow bars, personalised plates or window tinting.  The contents inside your car at the time of an insured event are covered too.

When you call us for a Comprehensive Car Insurance quote, we’ll work with you to tailor your excess to suit your back pocket.  We’re flexible when it comes to what you want to pay should you ever need to make a claim.  And to ensure a smooth claims process, we’ll make sure you have a dedicated Claims Advisor from start to finish.

Also, our 24/7 Youi Roadside Assistance is included in any Comprehensive Car Insurance policy, giving you emergency assistance, whenever and wherever you need it, 365 days of the year.   If you breakdown, lose your keys, or run out of petrol, just call 131117 and we’ll be on our way to help.

And if you still need convincing that Youi provides the best Comprehensive Car Insurance Australia-wide, just give us a call and tell us how you do and don’t use your car, and we’ll tailor-make a policy just for you.

Youi, we get you.