Car insurance for Audi

If you have questions about Audi car insurance, you’re in the right place. Check out the list below to see what kind of premiums you might expect if you choose Youi. There’s also info about the different levels of coverage we offer, plus some fun facts about the Audi brand. Enjoy!

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How much does Audi car insurance cost?

How much your Audi insurance might cost will depend on a number of different factors, such as your age and the suburb where you live. Select your Audi model from the list below to see how it compares to the average annual insurance premiums for Comprehensive cover with Youi.

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Model

ANNUAL PREMIUM RANGE:

$831 to $1,712

When insured with Youi, the cost of Audi A1 insurance is around 26% lower than the other Audi models we insure.

ANNUAL PREMIUM RANGE:

$930 to $1,995

The average annual insurance premium for the Audi A3 is around 14% lower than the average for all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,030 to $2,378

For Youi customers, the Audi A4 insurance cost is around 2% lower compared with all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,075 to $2,367

If you insure your Audi A5 with Youi, the average annual insurance premium is around 1% higher compared with all other Audi models that we cover.

ANNUAL PREMIUM RANGE:

$1,105 to $2,619

If you choose Youi as your insurer, the Audi A6 has an average annual insurance premium that’s around 4% higher compared with all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,232 to $2,739

Compared to all other Audi models insured with Youi, the average annual insurance premium for the Audi A7 is about 16% higher.

ANNUAL PREMIUM RANGE:

$919 to $1,837

The cost of insurance for the Audi Q3 is about 20% lower compared with the average annual insurance premium for all other models of Audi insured by Youi.

ANNUAL PREMIUM RANGE:

$1,073 to $2,112

The average annual insurance premium for the Audi Q5 is around 9% lower than the average for all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,378 to $2,546

The Audi Q7 has an average annual premium that’s around 12% higher compared with all other Audi models that Youi insures.

ANNUAL PREMIUM RANGE:

$1,650 to $3,244

If you choose Youi, the average annual insurance premium for the Audi Q8 is around 39% higher compared with all other Audi vehicles we insure.

ANNUAL PREMIUM RANGE:

$1,642 to $3,554

When insured with Youi, the Audi RS 3 has an average annual insurance premium which is around 51% higher than the other Audi models we insure.

ANNUAL PREMIUM RANGE:

$1,754 to $3,478

If you insure the Audi RS Q3 with Youi, the average annual insurance premium is around 54% higher compared with all other models of Audi that we insure.

ANNUAL PREMIUM RANGE:

$1,379 to $3,089

The average annual insurance premium for the Audi S3 is around 28% higher than the average for all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,333 to $2,559

Compared to all other Audi models insured with Youi, the Audi S4’s average annual insurance premium is about 7% higher.

ANNUAL PREMIUM RANGE:

$1,503 to $3,316

If you insure with Youi, the Audi S5 has an average annual premium that’s around 41% higher compared with all other Audi models we cover.

ANNUAL PREMIUM RANGE:

$1,413 to $3,135

Insurance costs for the Audi SQ5 are about 31% higher than the average annual premium for all Audi models insured with Youi.

ANNUAL PREMIUM RANGE:

$2,045 to $3,709

The Audi SQ7 has an average annual insurance premium that’s around 64% higher compared with all other Audi models insured by Youi.

ANNUAL PREMIUM RANGE:

$881 to $1,979

Compared to all other Audi models insured with Youi, the Audi TT’s average annual insurance premium is about 13% lower.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 22 Nov 2025 and 22 May 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Audi car insurance?

If you insure with Youi, the average cost for Comprehensive cover can vary between different Audi models. Here, you can see a list of the average annual premiums for all the Audi models we insure.

How we calculate these numbers

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Audi A1

$1,344

Audi Q2

$1,449

Audi Q3

$1,482

Audi A3

$1,569

Audi TT

$1,583

Audi Q5

$1,649

Audi A4

$1,788

Audi Average

$1,815

Audi A5

$1,836

Audi A6

$1,887

Audi SQ2

$1,899

Audi S4

$1,937

Audi Q7

$2,042

Audi A7

$2,109

Audi Q6

$2,111

Audi S3

$2,331

Audi SQ5

$2,371

Audi RS5

$2,508

Audi Q8

$2,517

Audi RS 4

$2,559

Audi S5

$2,559

Audi RS4

$2,593

Audi Q4 E-Tron

$2,637

Audi RS 3

$2,744

Audi SQ8

$2,753

Audi RS Q3

$2,788

Audi SQ7

$2,974

Audi E-Tron

$3,093

Audi RS 5

$3,135

Audi RS Q8

$3,756

Choose your cover

Take a look at our Comprehensive, Third Party Fire & Theft, and Third Party Property Only insurance options to find a level of coverage that suits your needs.

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

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Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Audi

‘Audi’ is the Latin word for ‘listen’

The company we now know as Audi was originally called August Horch & Cie, and was founded in 1899 by the German mechanical engineer August Horch. In 1909, Horch had a disagreement with the board of directors, so he left to found a new car company. He was unable to use the ‘Horch’ name again, so he decided to translate the German word horch (which translates as ‘listen’ in English) into the Latin word for ‘listen’, which is audi.¹

The first Audi car was produced in 1910

In May 1910, the first Audi Type A rolled off the production line: the very first car to bear the Audi brand name. It boasted a 22 horsepower output (16.5kW in today’s figures), and it could reach a top speed of nearly 75km/h, which was impressive for its day. Over the 2 years of its production, 137 cars were made, of which only one remains, in the Technical Museum in Prague.²

Audi is a member of the Global Battery Alliance

Founded in 2017, the Global Battery Alliance (GBA) is a public-private collaboration platform to help establish a sustainable battery value chain by 2030. In 2023, the GBA announced the world’s first passport system to ensure ethical and sustainable practices across the entire battery value chain. The ultimate aim of this initiative is to provide end-users with assurance that the battery has been manufactured ethically, and that recycling measures are in place for the end of its life.³

Future Audi cars will have VR entertainment systems

Soon to be a feature in certain Audi models, Holoride is a virtual reality entertainment system that creates an immersive ‘extended reality’ experience for backseat passengers. Using VR goggles, passengers will be able to watch interactive content that’s synched to the motion of the car in real time. The name for this is ‘elastic content,’ and Audi has played a major role in its development.⁴

What might impact my Audi insurance costs?

There are a number of factors that might affect the cost of your Audi car insurance. To get the full picture on what type of car insurance is right for you, start a quote with us today.

Your driving history and age

How old you are, and how many years you’ve held a drivers licence, might influence the cost of your car insurance. When you start a quote with Youi, both of these factors will be considered.

Your location

The suburb where your Audi vehicle will be kept, and whether it will be kept inside a garage or outside on the street, might affect your car insurance premium. The reason for this is that some locations are more susceptible to extreme weather, while others have higher crime rates.

Audi model

If you decide to insure with Youi, we’ll need to know the model of your Audi, as well as whether any modifications have been made. Car insurance premiums are calculated based on, among other things, how expensive it would be to repair or replace your vehicle, which is why the model and modifications are significant.

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Your driving history and age

How old you are, and how many years you’ve held a drivers licence, might influence the cost of your car insurance. When you start a quote with Youi, both of these factors will be considered.

Your location

Audi model

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

FAQs

Here are some answers to questions that are commonly asked about Audi insurance.

CAR INSURANCE TERMINOLOGY

The average annual insurance premium for Audi vehicles (for Youi customers) is $1,815.

Compare this figure with the average annual premium for Mini vehicles, which is about $1,064.

Start a quote with us today for the most detailed information about keeping your car covered with Youi.

How we calculate these numbers

With Youi, the Audi RS3 has an average annual insurance premium of $2,744, which is around 51% higher compared with all the other models of Audi that we insure.

How we calculate these numbers

If you insure your Audi Q2 with Youi, the average annual insurance premium is $1,449, which is 20% lower compared with all other Audi models we cover.

How we calculate these numbers

Yes, the model of your Audi vehicle can affect the cost of your insurance if you choose Youi. For example, the average annual insurance premium for the Audi SQ7 is 64% higher while the average annual insurance premium for the Audi A6 is about $1,308.

To get more detailed info about Audi car insurance, start a quote with us today.

How we calculate these numbers

Yes, certain car paints, such as metallic, can cost more than others, which ultimately might have an impact on the overall cost of repairing or replacing the vehicle. Your insurance premium is calculated based on, among other things, the cost of fixing or replacing the vehicle.

For more details about Audi insurance costs, start a quote.

For Youi customers, the Audi A1 has an average annual insurance premium of $1,344, while the Audi TT has an average annual insurance premium of about $1,358.

Start a quote with us today to get more detailed info about keeping your Audi covered with Youi.

How we calculate these numbers

Car insurance premiums are based on, among other things, how much it would cost to have your Audi repaired or replaced. For this reason, yes, the model year of your Audi A1 can impact the cost of your insurance. Typically, the more expensive it is to repair or replace a car, the more expensive it’s likely to be to insure.

Get detailed information about insuring your Audi A1 by starting a quote with us today.

CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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