Ford Insurance Costs | Youi

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How much does Ford insurance cost?

The cost of your Ford car insurance with Youi will depend on factors such as your age and driving history. The model of Ford, along with its year of manufacture, can make a difference too. The list below will give you an idea of the average annual insurance premiums for Comprehensive cover with Youi.

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Model

ANNUAL PREMIUM RANGE:

$695 to $1,397

Compared to all other Ford models insured with Youi, the Ford Courier’s average annual insurance premium is about 25% lower.

ANNUAL PREMIUM RANGE:

$741 to $1,391

Compared to all other Ford models insured with Youi, the average annual insurance premium for the Ford Ecosport is about 31% lower.

ANNUAL PREMIUM RANGE:

$974 to $1,821

The average annual insurance premium for the Ford Endura is around 6% lower than the average for all other Ford models we cover.

ANNUAL PREMIUM RANGE:

$716 to $1,362

The average annual insurance premium for the Ford Escape is around 30% lower than the average for all other Ford models we cover.

ANNUAL PREMIUM RANGE:

$1,043 to $1,856

When insured with Youi, the Ford Everest has an average annual insurance premium which is around 6% lower than the other Ford models we insure.

ANNUAL PREMIUM RANGE:

$1,149 to $2,568

Compared to all other Ford models insured with Youi, the F-250’s average annual insurance premium is about 28% higher.

ANNUAL PREMIUM RANGE:

$483 to $1,189

The Ford Fairlane has an average annual insurance premium that’s around 36% lower compared with all other Ford models insured by Youi.

ANNUAL PREMIUM RANGE:

$707 to $2,191

Insurance costs for the Ford Fairmont are about 13% lower than the average annual premium for all Ford models insured with Youi.

ANNUAL PREMIUM RANGE:

$805 to $2,332

If you insure your Ford Falcon with Youi, the average annual insurance premium is around 6% higher compared with all other Ford models that we cover.

ANNUAL PREMIUM RANGE:

$666 to $1,467

When insured with Youi, the cost of Ford Fiesta insurance is around 30% lower than the other Ford models we insure.

ANNUAL PREMIUM RANGE:

$724 to $1,695

The cost of insurance for the Ford Focus is about 19% lower compared with the average annual insurance premium for all other models of Ford insured by Youi.

ANNUAL PREMIUM RANGE:

$782 to $2,713

If you insure with Youi, the Ford G6 has an average annual premium that’s around 12% higher compared with all other Ford models we cover.

ANNUAL PREMIUM RANGE:

$745 to $1,549

The average annual insurance premium for the Ford Kuga is around 25% lower than the average for all other Ford models we cover.

ANNUAL PREMIUM RANGE:

$739 to $2,135

Compared to all other Ford models insured with Youi, the Ford Laser’s average annual insurance premium is about 14% lower.

ANNUAL PREMIUM RANGE:

$778 to $1,697

The Ford Mondeo has an average annual premium that’s around 15% lower compared with all other Ford models that Youi insures.

ANNUAL PREMIUM RANGE:

$998 to $2,540

For Youi customers, the Mustang insurance cost is around 19% higher compared with all other Ford models we cover.

ANNUAL PREMIUM RANGE:

$799 to $1,705

If you insure the Ford Puma with Youi, the average annual insurance premium is around 20% lower compared with all other models of Ford that we insure.

ANNUAL PREMIUM RANGE:

$1,075 to $2,329

When insured with Youi, the cost of Ford Ranger insurance is around 13% higher than the other Ford models we insure.

ANNUAL PREMIUM RANGE:

$727 to $1,548

If you choose Youi, the average annual insurance premium for the Ford Territory is around 24% lower compared with all other Ford vehicles we insure.

ANNUAL PREMIUM RANGE:

$935 to $2,355

When insured with Youi, the Ford Transit has an average annual insurance premium which is around 10% higher than the other Ford models we insure.

ANNUAL PREMIUM RANGE:

$1,337 to $2,784

When insured with Youi, the Ford Transit Custom has an average annual insurance premium which is around 32% higher than the other Ford models we insure.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Ford car insurance?

Depending on the model of your Ford vehicle, there will be differences in the average cost of Comprehensive cover with Youi. In this section, we’ve listed all of the average annual premiums for the Ford vehicles we cover.

How we calculate these numbers

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Ford Fairlane

$1,023

Ford Ecosport

$1,104

Ford Fiesta

$1,109

Ford Escape

$1,116

Ford Courier

$1,186

Ford Kuga

$1,191

Ford Territory

$1,215

Ford Puma

$1,273

Ford Focus

$1,282

Ford Mondeo

$1,357

Ford Laser

$1,369

Ford Fairmont

$1,380

Ford Endura

$1,494

Ford Everest

$1,500

Ford Average

$1,590

Ford Falcon

$1,682

Ford Transit

$1,755

Ford G6

$1,783

Ford Ranger

$1,801

Ford F150

$1,870

Ford Mustang

$1,885

Ford F250

$2,037

Ford Transit Custom

$2,104

Choose your cover

Youi offers a number of Ford insurance options to keep your vehicle covered. These include Comprehensive, Third Party Fire & Theft, and Third Party Property Only.

Comprehensive car insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

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Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive car insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Ford

The very first Ford car was built in 1896

Born in 1863, Henry Ford showed an interest in mechanics from a young age, constructing his first steam engine at the age of 15. This interest in internal combustion engines led him to construct a one-cylinder gasoline model in 1893. In 1896, Ford built the ‘Quadricycle’, which was a frame fitted with 4 bicycle wheels, powered by a later version of his original gasoline engine.¹

The iconic Ford Model T arrived in 1908

Henry Ford’s vision was to produce an affordable and reliable automobile for the American general public. At the time, most of the automobiles in existence were luxurious novelties – Ford wanted to provide a practical alternative. The first Ford Model T rolled off the production line in 1908, and it went on to sell 15 million units before it was finally discontinued in May 1927.²

‘Rosie the Riveter’ was a Ford employee

The woman portrayed in the famous ‘We Can Do It!’ propaganda poster from WW2 was a real person named Rose Will Monroe. A Ford employee, Monroe worked in the Willow Run bomber plant during the war. While Monroe was on duty, she caught the eye of a Hollywood producer who was casting for the part of a riveter, and her exposure in that film resulted in the iconic poster by J. Howard Miller.³

Ford employs 2,500+ Australian automotive professionals

Working across 4 locations in Victoria, Ford employs a huge team of Australian engineers, designers, technicians and other specialists. These engineers and designers have led the development of many award-winning Ford vehicles that have been sold in more than 180 markets globally, including the Ford Everest SUV and the Ford Ranger pickup.⁴

Born in 1863, Henry Ford showed an interest in mechanics from a young age, constructing his first steam engine at the age of 15. This interest in internal combustion engines led him to construct a one-cylinder gasoline model in 1893. In 1896, Ford built the ‘Quadricycle’, which was a frame fitted with 4 bicycle wheels, powered by a later version of his original gasoline engine.¹

Henry Ford’s vision was to produce an affordable and reliable automobile for the American general public. At the time, most of the automobiles in existence were luxurious novelties – Ford wanted to provide a practical alternative. The first Ford Model T rolled off the production line in 1908, and it went on to sell 15 million units before it was finally discontinued in May 1927.²

The woman portrayed in the famous ‘We Can Do It!’ propaganda poster from WW2 was a real person named Rose Will Monroe. A Ford employee, Monroe worked in the Willow Run bomber plant during the war. While Monroe was on duty, she caught the eye of a Hollywood producer who was casting for the part of a riveter, and her exposure in that film resulted in the iconic poster by J. Howard Miller.³

Working across 4 locations in Victoria, Ford employs a huge team of Australian engineers, designers, technicians and other specialists. These engineers and designers have led the development of many award-winning Ford vehicles that have been sold in more than 180 markets globally, including the Ford Everest SUV and the Ford Ranger pickup.⁴

What might impact my Ford insurance costs?

Many factors are considered when car insurance costs are calculated. To get the full picture on what type of Ford car insurance is right for your needs, start a quote with us today.

Ford model

The model of your Ford, along with any modifications you’ve made to it, might have an impact on the cost of your car insurance. This is because car insurance premiums are based on, among other things, how expensive it would be to repair or replace your vehicle.

Your age

How old you are, and the years of driving experience you’ve had, might affect your car insurance premium. When you start a quote with Youi, both of these factors will be considered.

Where you live

Certain suburbs have higher crime rates, while others are more susceptible to extreme weather events. This is why your suburb will be taken into account when you start a quote for car insurance. We’ll also need to know whether your Ford will be parked on the street, or kept inside a locked garage.

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Ford model

The model of your Ford, along with any modifications you’ve made to it, might have an impact on the cost of your car insurance. This is because car insurance premiums are based on, among other things, how expensive it would be to repair or replace your vehicle.

Your age

How old you are, and the years of driving experience you’ve had, might affect your car insurance premium. When you start a quote with Youi, both of these factors will be considered.

Where you live

Certain suburbs have higher crime rates, while others are more susceptible to extreme weather events. This is why your suburb will be taken into account when you start a quote for car insurance. We’ll also need to know whether your Ford will be parked on the street, or kept inside a locked garage.

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

FAQs

Here are some answers to questions that are commonly asked about Ford insurance.

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If you choose Youi as your insurance provider, the average annual insurance premium for Ford vehicles is $1,590. Compare this with the average annual premium for Toyota vehicles, which is about $1,187.

For the most detailed info about keeping your Ford covered, start a quote with us today.

How we calculate these numbers

The most expensive Ford vehicle to insure with Youi is the Ford Transit Custom, which has an average annual insurance premium of $2,104.

How we calculate these numbers

The least expensive Ford vehicle to insure with Youi is the Ford Fairlane. It has an average annual insurance premium of $1,023, which is around 36% lower compared with all other Ford models we cover.

How we calculate these numbers

Yes, the model of your Ford can affect your insurance premium. For instance, the Ford Fiesta has an average annual insurance premium of 30% lower while the Ford Mustang has an average annual insurance premium of about $1,825.

To get more detailed info about Ford car insurance, start a quote with us today.

How we calculate these numbers

Yes, because certain car paints can cost more than others – metallic, for instance. The cost of the paint can ultimately have an impact on the cost of insurance, because insurance premiums are calculated based on, among other things, the cost of fixing or replacing the car.

Start a quote to get full details on Ford insurance costs.

If you insure with Youi, the Ford Ranger has an average annual insurance premium of $1,801, while the Ford Fiesta has an average annual insurance premium of about $963.

Start a quote with us today to get more detailed info about staying covered with Youi.

How we calculate these numbers

The model year of your Ford Fiesta will have an impact on the cost of your insurance, because insurance premiums are based on, among other things, how much it would cost to have your Fiesta fixed or replaced. Typically, the more expensive it is to repair or replace a car, the more expensive it’s likely to be to insure.

Get more info about insuring your Ford Fiesta by starting a quote with us today.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

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What people are saying

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29 Oct 2024

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10 Sep 2024

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Elizabeth was patient, funny and very helpful discussing a car insurance quote I made a few days ago! A+ service, thank you! :)

05 Sep 2024

Amazing customer service representative.…

I would like to say what an amazing experience I had with the consultant today named Nathan , he went above and beyond to get me the best quote of car insurance. It's my first time being with youi and I'm glad I picked this car insurance. I will recommend it to all my family and friends.

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