Holden Insurance Costs | Youi

How much does Holden car insurance cost?

Your insurance premium will depend on factors such as your age, the model of the Holden you’re driving, and the suburb where your vehicle will be kept. Starting a quote with Youi will give you the most detailed info about keeping your Holden covered, but to get a general idea, select your vehicle from the list to see the annual premium ranges for Comprehensive cover.

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Model

ANNUAL PREMIUM RANGE:

$807 to $1,679

For Youi customers, the Holden Acadia has an average insurance cost that’s around 7% lower compared with all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$749 to $1,688

When insured with Youi, the Holden Astra has an average annual insurance premium that’s around 11% lower when compared with all other models of Holden we cover.

ANNUAL PREMIUM RANGE:

$607 to $1,500

If you insure the Holden Barina with Youi, the average annual insurance premium is around 23% lower compared with all other models of Holden we insure.

ANNUAL PREMIUM RANGE:

$643 to $1,522

For Youi customers, the Holden Barina Spark has an average annual insurance premium that’s around 23% lower compared with other Holden models we cover.

ANNUAL PREMIUM RANGE:

$721 to $2,002

The Holden Berlina has an average annual premium that’s around 4% lower compared with all other Holden models that Youi insures.

ANNUAL PREMIUM RANGE:

$731 to $1,707

The average annual insurance premium for the Holden Calais is around 10% lower than the average for all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$839 to $1,755

When insured with Youi, the Holden Caprice has an average annual insurance premium which is around 4% higher than the other Holden models we insure.

ANNUAL PREMIUM RANGE:

$720 to $1,563

When insured with Youi, the Holden Captiva has an average annual insurance premium which is around 15% lower than the other Holden models we insure.

ANNUAL PREMIUM RANGE:

$609 to $1,407

If you choose Youi, the average annual insurance premium for the Holden Captiva 5 is around 24% lower compared with all other Holden vehicles we insure.

ANNUAL PREMIUM RANGE:

$695 to $1,681

When insured with Youi, the average cost of Holden Captiva 7 insurance is around 15% lower compared with the other Holden models we insure.

ANNUAL PREMIUM RANGE:

$1,449 to $4,531

The average annual insurance premium for the Holden Clubsport is around 114% higher than the average for all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$831 to $2,057

For Youi customers, the Holden Colorado has an average insurance cost that’s around 9% higher compared with all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$793 to $1,603

The Holden Colorado 7 has an average annual premium that’s around 11% lower compared with all other Holden models that Youi insures.

ANNUAL PREMIUM RANGE:

$791 to $2,261

When insured with Youi, the average cost of Holden Commodore insurance is around 13% higher than the other Holden models we cover.

ANNUAL PREMIUM RANGE:

$691 to $1,348

Compared to all other Holden models insured with Youi, the Holden Crewman’s average annual insurance premium is about 20% lower.

ANNUAL PREMIUM RANGE:

$663 to $1,732

Compared to all other Holden models insured with Youi, the Holden Cruze’s average annual insurance premium is about 13% lower.

ANNUAL PREMIUM RANGE:

$698 to $1,330

Compared to all other models of Holden insured with Youi, the Holden Equinox has an average annual insurance premium that’s about 25% lower.

ANNUAL PREMIUM RANGE:

$1,449 to $4,531

If you insure the Holden HSV Clubsport with Youi, the average annual insurance premium is around 114% higher compared with all other models of Holden that we insure.

ANNUAL PREMIUM RANGE:

$1,477 to $4,618

When insured with Youi, the average annual premium for the Holden HSV GTS is around 126% higher compared with all models of Holden we cover.

ANNUAL PREMIUM RANGE:

$1,484 to $3,799

The cost of insurance for the Holden HSV Maloo is about 103% higher compared with the average annual insurance premium for all other models of Holden insured by Youi.

ANNUAL PREMIUM RANGE:

$693 to $1,592

Compared to all other Holden models insured with Youi, the average annual insurance premium for the Holden Malibu is about 14% lower.

ANNUAL PREMIUM RANGE:

$816 to $1,945

When insured with Youi, the average cost of Holden Monaro insurance is around 6% lower compared with the other Holden models we insure.

ANNUAL PREMIUM RANGE:

$665 to $1,740

The average annual insurance premium for the Holden Rodeo is around 10% lower than the average for all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$591 to $1,311

Insurance costs for the Holden Spark are about 31% lower than the average annual premium for all Holden models insured with Youi.

ANNUAL PREMIUM RANGE:

$607 to $1,711

If you insure your Holden Statesman with Youi, the average annual insurance premium is around 11% lower compared with all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$769 to $1,598

The average annual insurance premium for the Holden Trailblazer is around 14% lower than the average for all other Holden models we cover.

ANNUAL PREMIUM RANGE:

$628 to $1,307

The Holden Trax has an average annual insurance premium that’s around 27% lower compared with all other Holden models insured by Youi.

ANNUAL PREMIUM RANGE:

$887 to $2,429

Compared to all other Holden models insured with Youi, the Holden Ute’s average annual insurance premium is about 14% higher.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 22 Nov 2025 and 22 May 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Holden car insurance?

Take a look at the list of Holden models to see the average annual insurance premiums for Comprehensive cover with Youi. These can provide you with a general idea of how much you might pay for Holden insurance.

How we calculate these numbers

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Holden Combo

$870

Holden Adventra

$978

Holden Spark

$996

Holden Trax

$1,043

Holden Equinox

$1,073

Holden Captiva 5

$1,083

Holden Barina Spark

$1,100

Holden Barina

$1,105

Holden Crewman

$1,149

Holden Epica

$1,169

Holden Viva

$1,185

Holden Captiva

$1,225

Holden Captiva 7

$1,225

Holden Malibu

$1,231

Holden Trailblazer

$1,238

Holden Cruze

$1,244

Holden Statesman

$1,272

Holden Astra

$1,275

Holden Colorado 7

$1,281

Holden Rodeo

$1,284

Holden Calais

$1,298

Holden Insignia

$1,302

Holden Acadia

$1,334

Holden Monaro

$1,350

Holden Berlina

$1,376

Holden Jackaroo

$1,395

Holden Cascada

$1,413

Holden Average

$1,435

Holden Caprice

$1,492

Holden Colorado

$1,566

Holden Commodore

$1,619

Holden Ute

$1,629

Holden Maloo

$2,912

Holden Clubsport

$3,073

Holden GTS

$3,248

Holden Senator

$3,620

Choose your cover

The three levels of car cover that Youi offers are Comprehensive, Third Party Fire & Theft, and Third Party Property Only. Take a look to find a level that’s right for you.

Comprehensive car insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive car insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Holden

Holden’s history dates back to 1856

In 1856, James Alexander Holden started a saddlery business in Adelaide, South Australia. Over the years, the company eventually moved into the automotive industry, repairing car upholstery and producing full-scale body shells. In 1924, the company became the official supplier for the American company General Motors, and in 1931 the two companies merged to become General Motors-Holden’s Limited (GM-H).¹

The first Holden car was manufactured in 1948

After spending the war years constructing vehicle bodies, aircraft, engines and weapons, Holden finally achieved its goal of manufacturing the first all-Australian motor vehicle. The Holden 48-215, which affectionately became known as the ‘FX’, was a family sedan, designed for Australian roads. The price was $733, and 18,000 people paid a deposit without even seeing the vehicle, making it Holden’s first success.¹

The Holden Monaro arrived in 1968

The sporty Monaro coupé was released in 1968, following a burst of productivity for Holden in the early 1960s. The high-performance capabilities of the Monaro HK model gave Holden its first victory in the Bathurst 500. In 1969, the Monaro HT model replaced the HK, featuring Holden’s first ever V8 engine that was developed in Australia.²

The legendary Commodore was launched in 1978

Arguably Australia’s most iconic car, the Holden Commodore sedan was released in 1978. In the 1980s, the popularity of the Commodore was threatened by the Ford Falcon, which outsold the Commodore for 6 years. However, by the end of the decade, Holden had reclaimed its glory as Australia’s top car manufacturer.¹

In 1856, James Alexander Holden started a saddlery business in Adelaide, South Australia. Over the years, the company eventually moved into the automotive industry, repairing car upholstery and producing full-scale body shells. In 1924, the company became the official supplier for the American company General Motors, and in 1931 the two companies merged to become General Motors-Holden’s Limited (GM-H).¹

After spending the war years constructing vehicle bodies, aircraft, engines and weapons, Holden finally achieved its goal of manufacturing the first all-Australian motor vehicle. The Holden 48-215, which affectionately became known as the ‘FX’, was a family sedan, designed for Australian roads. The price was $733, and 18,000 people paid a deposit without even seeing the vehicle, making it Holden’s first success.¹

The sporty Monaro coupé was released in 1968, following a burst of productivity for Holden in the early 1960s. The high-performance capabilities of the Monaro HK model gave Holden its first victory in the Bathurst 500. In 1969, the Monaro HT model replaced the HK, featuring Holden’s first ever V8 engine that was developed in Australia.²

Arguably Australia’s most iconic car, the Holden Commodore sedan was released in 1978. In the 1980s, the popularity of the Commodore was threatened by the Ford Falcon, which outsold the Commodore for 6 years. However, by the end of the decade, Holden had reclaimed its glory as Australia’s top car manufacturer.¹

What might impact my Holden insurance costs?

Many different factors are considered when the cost of your car insurance is calculated. For the most precise info about Holden car insurance, start a quote with us today.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Model and year of manufacture

The model of your Holden, and the year it was manufactured, can affect your car insurance premium. It can also make a difference if you’ve made any modifications to your vehicle.

Your age

How old you are, and how many years you’ve been driving (as well as whether you’ve made any insurance claims in the past) might affect the cost of your Holden insurance. These factors will be considered when you start a quote with Youi.

Your home address

Certain suburbs have higher crime rates, while other locations are more susceptible to extreme weather. For these reasons, the place where you live will be taken into consideration when you start a quote for insurance with Youi.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Model and year of manufacture

The model of your Holden, and the year it was manufactured, can affect your car insurance premium. It can also make a difference if you’ve made any modifications to your vehicle.

Your age

How old you are, and how many years you’ve been driving (as well as whether you’ve made any insurance claims in the past) might affect the cost of your Holden insurance. These factors will be considered when you start a quote with Youi.

Your home address

Certain suburbs have higher crime rates, while other locations are more susceptible to extreme weather. For these reasons, the place where you live will be taken into consideration when you start a quote for insurance with Youi.

FAQs

Keep reading to get answers to commonly-asked questions about Holden car insurance.

CAR INSURANCE TERMINOLOGY

If you insure with Youi, Holden has an average annual insurance premium of $1,435, while Ford has an average annual insurance premium of about $1,360.

To get more info about insuring your Holden, start a quote with us today.

How we calculate these numbers

For Comprehensive cover with Youi, the Holden Clubsport has an average annual insurance premium of $3,073, which is around 114% higher compared with all the other Holden models we cover.

How we calculate these numbers

If you choose Youi, the Holden Barina Spark has an average annual insurance premium of $1,100, which is around 23% lower compared with all other models of Holden we cover.

How we calculate these numbers

Yes, the model of your Holden, and the year it was manufactured, can affect your insurance premium. To get a more precise idea of how much you might expect to pay for Comprehensive cover with Youi, start a quote.

How we calculate these numbers

Since certain types of car paint, such as metallic, can cost more than others, the colour of your Holden might affect the cost of your car insurance. This is because insurance premiums are calculated based on, among other things, the cost of repairing or replacing your car.

To get more info about Holden insurance with Youi, start a quote.

For Youi customers, the average annual cost of Holden Commodore insurance is $1,619, while the average annual insurance premium for the Holden Monaro is about $1,300.

Start a quote with us today to get more detailed info about keeping your Commodore or Monaro covered.

How we calculate these numbers

Insurance premiums are calculated based on, among other things, how much it would cost to fix or replace your vehicle, which means that yes, the model year can affect your Holden insurance costs.

When you start a quote with us, we can give you more detailed info about keeping your Holden covered.

CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

What Impacts Your Car Insurance Premium?

Understanding how your insurance provider can determine your car insurance premium shouldn’t be a mystery.

Chelsea Spresser, January 19, 2024

Modified Car Insurance: What Is It and When Might I Need It?

Installing a wheelchair lift, adding a sunroof or getting some slick new paint? Here’s what to know about getting modified car insurance in Australia.

Chelsea Spresser, February 18, 2026

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