Honda Insurance Costs | Youi

How much does Honda car insurance cost?

If you choose to insure with Youi, there are a number of factors that may affect your Honda insurance premium. These can include your driving history, age, location, and the specific model of your car. Whether you’re looking for a new policy, or it’s time for your Honda insurance renewal, we take the time to find out what’s important. To get an idea of Youi’s approximate annual Comprehensive car insurance premiums, select your Honda model below.

Start a quote

Model

ANNUAL PREMIUM RANGE:

$744 to $1,892

To insure the Honda Accord with Youi, the average annual insurance premium is around 12% higher compared with all other models of Honda we cover.

ANNUAL PREMIUM RANGE:

$797 to $1,586

The average annual insurance premium for the Honda City is around 0% higher than the average for all other Honda models we cover.

ANNUAL PREMIUM RANGE:

$809 to $1,813

When insured with Youi, the Honda Civic insurance cost is about 12% higher than the average annual premium for all Honda models insured with us.

ANNUAL PREMIUM RANGE:

$762 to $1,549

The Honda CR-V’s average annual insurance premium is 3% lower than all other models of Hondas insured with Youi.

ANNUAL PREMIUM RANGE:

$735 to $1,464

Insurance costs for the Honda HR-V are about 8% lower than the average annual premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$739 to $2,724

Honda Integra insurance is around 48% higher than the average annual premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$659 to $1,396

Compared to all other models of Honda insured by Youi, the Honda Jazz’s average annual insurance premium is about 13% lower.

ANNUAL PREMIUM RANGE:

$901 to $1,661

The cost of Honda Odyssey insurance is about 10% higher than the average annual insurance premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$806 to $1,560

Compared to all other models of Hondas insured with Youi, the Honda ZR-V’s average annual insurance premium is about 2% lower.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 22 Nov 2025 and 22 May 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Honda car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Honda. Take a look to see the average annual premiums for the Honda models we insure.

How we calculate these numbers

Start a quote

Honda Jazz

$1,074

Honda HR-V

$1,146

Honda CR-V

$1,203

Honda ZR-V

$1,213

Honda Average

$1,240

Honda City

$1,243

Honda CR-Z

$1,296

Honda Insight

$1,352

Honda Odyssey

$1,358

Honda Civic

$1,385

Honda Accord

$1,388

Honda Prelude

$1,564

Honda Integra

$1,841

Choose your cover

We’ve got a range of car insurance options to keep your Honda covered. We can help you sort out your Honda insurance, so you can focus on enjoying the drive!

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Honda

The Honda Prelude was one of the first 4WS cars

When Honda launched the Prelude in 1987, it was the first four-wheel-steering car with angle steering sensors. The Prelude’s system was entirely mechanical, using a new crank mechanism which steered all four wheels in the same direction until a certain point.¹

Honda created ASIMO the robot

Honda is the company behind the creation of ASIMO, a humanoid robot who made his first public appearance in 2000. This robot can talk, walk, climb stairs, kick a ball and pour coffee, and even conduct an orchestra. However, in 2018, Honda announced that it would cease development of ASIMO robots in order to focus on more practical applications of the technology.²

Honda also makes corporate jets

One night in 1997, Honda’s then chief engineer Michimasa Fujino had an idea for an ‘over-the-wing-engine-mount’ configuration for a jet plane. Overcome with inspiration and unable to find a piece of paper nearby, Fujino tore a page of a wall calendar and sketched a design for the HondaJet. The Honda Aircraft Company is now highly successful in the corporate aviation sector.3

Americans embraced Honda in the 70s during the fuel crisis

While gas prices were spiking in the mid 1970s, the Honda Civic made its debut in America with a smaller engine. At a time when most Americans were driving massive gas guzzlers, the economical Civic arrived at the perfect moment.⁴

When Honda launched the Prelude in 1987, it was the first four-wheel-steering car with angle steering sensors. The Prelude’s system was entirely mechanical, using a new crank mechanism which steered all four wheels in the same direction until a certain point.¹

Honda is the company behind the creation of ASIMO, a humanoid robot who made his first public appearance in 2000. This robot can talk, walk, climb stairs, kick a ball and pour coffee, and even conduct an orchestra. However, in 2018, Honda announced that it would cease development of ASIMO robots in order to focus on more practical applications of the technology.²

One night in 1997, Honda’s then chief engineer Michimasa Fujino had an idea for an ‘over-the-wing-engine-mount’ configuration for a jet plane. Overcome with inspiration and unable to find a piece of paper nearby, Fujino tore a page of a wall calendar and sketched a design for the HondaJet. The Honda Aircraft Company is now highly successful in the corporate aviation sector.3

While gas prices were spiking in the mid 1970s, the Honda Civic made its debut in America with a smaller engine. At a time when most Americans were driving massive gas guzzlers, the economical Civic arrived at the perfect moment.⁴

What might impact my Honda insurance costs?

Variables that can affect the cost of your Honda insurance include your age, driving history and location. To get the most detailed info about Honda car insurance with Youi, start a quote today.

Your age

Age is an important factor we’ll take into consideration when we calculate the cost of your car insurance. Your driving history will also be considered.

Your address

We’ll need to know where your Honda will be kept. Some suburbs have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your Honda vehicle is kept on the street, outside on your property or inside a lockable garage.

The model of your Honda

We’ll need to know the specific model of your Honda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Honda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

Your age

Age is an important factor we’ll take into consideration when we calculate the cost of your car insurance. Your driving history will also be considered.

Your address

We’ll need to know where your Honda will be kept. Some suburbs have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your Honda vehicle is kept on the street, outside on your property or inside a lockable garage.

The model of your Honda

We’ll need to know the specific model of your Honda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Honda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

FAQs

Here we’ve got answers to frequently-asked questions about Honda car insurance.

CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Honda vehicles is $1,240.

Compare this to the average annual premium for Toyota insurance which is $1,188, for Mercedes-Benz which is $1,585, for Audi which is $1,492, and for BMW which is $1,463.

For more detailed information about Honda car insurance, start a quote with us today.

How we calculate these numbers

The average annual premium for Honda vehicles, if you insure with Youi, is $1,240. Compare this with the average annual insurance premium for Toyotas insured with Youi, which is $1,188.

For more detailed information about insuring your Honda, start a quote with us today.

How we calculate these numbers

If you insure with Youi, the Honda Civic is normally the most expensive, with an average annual insurance premium of $1,385. The cost of insurance for the Honda Civic is, on average, around 12% higher compared with all the other models of Honda that Youi insures.

How we calculate these numbers

The Honda ZR-V is normally the least expensive Honda to insure, if you choose Youi as your car insurance provider. For Youi customers, the average annual insurance premium for the Honda ZR-V is $1,213, which is about 2% lower compared with all other models of Honda we insure.

Yes, different models of Hondas attract different rates of insurance. Based on Youi’s average annual insurance premiums for Honda vehicles, the Honda Civic is about 12% higher compared to all other models of Honda we insure, while the Honda Jazz has an average annual insurance premium that’s around $896.

How we calculate these numbers

Yes, the colour of your Honda might have an impact on the cost of your insurance. The cost of car insurance is calculated based on how much it would cost to repair or replace your vehicle. Certain car paints, like metallic, can cost more than others. For more detailed information about car insurance costs, start a quote with us today.

If you choose Youi as your car insurance provider, the Honda Civic has an average annual premium of $1,385, while the Honda CR-V has an average annual premium of around $996.

For more detailed information about insuring the Honda Civic and Honda CR-V, start a quote with us today.

How we calculate these numbers

The model year of your Honda Civic can impact your insurance costs. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your car repaired or replaced. Typically, the more expensive it is to repair or replace a vehicle, the more expensive it's likely to be to insure. To find out how much your Honda Civic might be to insure with Youi, start a quote.

CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

Are Mechanical Issues Covered by Car Insurance?

When things go wrong with your car, it’s always inconvenient and often expensive.

Lee Mylne, December 19, 2024

What Is Excess in Car Insurance and When Do You Need to Pay It?

Wondering what is excess in car insurance? Discover when you pay it, the different types, average costs and how your excess amount affects your premium.

Karen Fittall, March 31, 2026

What people are saying

Excellent

4.7 / 5 from over 30,462 reviews.

15 Jul 2025

Great customer service

Loni was great, she explained my new policy for car insurance, was very helpful & cheery. I needed some time to think about my policy which was no problem at all & she arranged a time which suited to call back the next day. Customer service was great.

15 Jul 2025

Youi is simply the best

Youi is simply the best. Special thanks to Bryan. Incredibly professional, caring and made the process of getting the best quote seamless. Thank you!

15 Jul 2025

Fantastic service

Fantastic service, staff were amazing. Made the changes I requested to make so easy to do. Also had a quick look at my other policies and was able to save me some money on my monthly installments. Great result, very happy.

15 Jul 2025

Try Youi - so competitive with price!!

I’d done my research on policies and companies. It was a mine field. Quinn was a breath of fresh air. Friendly, professional and boy he knew his products and insurance was his specialty. Signed up on the spot. Beat every price offed I had received from all other companies. So happy. Try Youi. Honestly so competitive.

30 Jun 2025

Customer Service was outstanding

Customer Service was outstanding, he answered all of my questions and was very helpful. Thank you 😊

30 Jun 2025

Great company to deal with

I love the fact you don't have a million options to go through before you get to talk to a human and the waiting times are non-existent. The agent - Lucy I think, was great and very helpful. I find Youi insurance to be competitive and flexible - great job!

26 Jun 2025

Very personable

Very personable, to the point, easy, and quick. I wouldn't go anywhere else. Never had a bad experience as long as I've been with them.

29 May 2025

Good Service, Good Price.

Ash was awesome. Answered all my questions and what I’m getting with my policy and paying is way better than my previous policy with another company. Easy, no stress and saved good money, what more could you ask for.

28 May 2025

Nicole was absolutely amazing

Nicole was absolutely amazing. She listened, was friendly and willing to help. She really knew the policies inside out and answered every question without hesitation. Excellent customer service!

28 May 2025

Youi Staff and Service

Youi staff and service are transparent, reliable and always deliver. They are easy to contact with minimal wait time and have a real personal ready to chat about your needs. Thank you YOUI 🤗.