Honda Insurance Costs | Youi

How much does Honda car insurance cost?

If you choose to insure with Youi, there are a number of factors that may affect your Honda insurance premium. These can include your driving history, age, location, and the specific model of your car. Whether you’re looking for a new policy, or it’s time for your Honda insurance renewal, we take the time to find out what’s important. To get an idea of Youi’s approximate annual Comprehensive car insurance premiums, select your Honda model below.

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Model

ANNUAL PREMIUM RANGE:

$730 to $1,829

To insure the Honda Accord with Youi, the average annual insurance premium is around 12% higher compared with all other models of Honda we cover.

ANNUAL PREMIUM RANGE:

$759 to $1,537

The average annual insurance premium for the Honda City is around 3% lower than the average for all other Honda models we cover.

ANNUAL PREMIUM RANGE:

$787 to $1,813

When insured with Youi, the Honda Civic insurance cost is about 12% higher than the average annual premium for all Honda models insured with us.

ANNUAL PREMIUM RANGE:

$769 to $1,504

The Honda CR-V’s average annual insurance premium is 1% lower than all other models of Hondas insured with Youi.

ANNUAL PREMIUM RANGE:

$737 to $1,391

Insurance costs for the Honda HR-V are about 9% lower than the average annual premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,113 to $2,201

Honda Integra insurance is around 56% higher than the average annual premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$644 to $1,369

Compared to all other models of Honda insured by Youi, the Honda Jazz’s average annual insurance premium is about 14% lower.

ANNUAL PREMIUM RANGE:

$866 to $1,732

The cost of Honda Odyssey insurance is about 14% higher than the average annual insurance premium for all Honda models insured with Youi.

ANNUAL PREMIUM RANGE:

$806 to $1,425

Compared to all other models of Hondas insured with Youi, the Honda ZR-V’s average annual insurance premium is about 5% lower.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Oct 2024 and 30 Apr 2025.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Honda car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Honda. Take a look to see the average annual premiums for the Honda models we insure.

How we calculate these numbers

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Honda Jazz

$1,049

Honda HR-V

$1,109

Honda Insight

$1,138

Honda ZR-V

$1,150

Honda City

$1,182

Honda CR-V

$1,200

Honda Average

$1,216

Honda Accord

$1,358

Honda Civic

$1,367

Honda Odyssey

$1,386

Honda Integra

$1,893

Choose your cover

We’ve got a range of car insurance options to keep your Honda covered. We can help you sort out your Honda insurance, so you can focus on enjoying the drive!

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Honda

The Honda Prelude was one of the first 4WS cars

When Honda launched the Prelude in 1987, it was the first four-wheel-steering car with angle steering sensors. The Prelude’s system was entirely mechanical, using a new crank mechanism which steered all four wheels in the same direction until a certain point.¹

Honda created ASIMO the robot

Honda is the company behind the creation of ASIMO, a humanoid robot who made his first public appearance in 2000. This robot can talk, walk, climb stairs, kick a ball and pour coffee, and even conduct an orchestra. However, in 2018, Honda announced that it would cease development of ASIMO robots in order to focus on more practical applications of the technology.²

Honda also makes corporate jets

One night in 1997, Honda’s then chief engineer Michimasa Fujino had an idea for an ‘over-the-wing-engine-mount’ configuration for a jet plane. Overcome with inspiration and unable to find a piece of paper nearby, Fujino tore a page of a wall calendar and sketched a design for the HondaJet. The Honda Aircraft Company is now highly successful in the corporate aviation sector.3

Americans embraced Honda in the 70s during the fuel crisis

While gas prices were spiking in the mid 1970s, the Honda Civic made its debut in America with a smaller engine. At a time when most Americans were driving massive gas guzzlers, the economical Civic arrived at the perfect moment.⁴

When Honda launched the Prelude in 1987, it was the first four-wheel-steering car with angle steering sensors. The Prelude’s system was entirely mechanical, using a new crank mechanism which steered all four wheels in the same direction until a certain point.¹

Honda is the company behind the creation of ASIMO, a humanoid robot who made his first public appearance in 2000. This robot can talk, walk, climb stairs, kick a ball and pour coffee, and even conduct an orchestra. However, in 2018, Honda announced that it would cease development of ASIMO robots in order to focus on more practical applications of the technology.²

One night in 1997, Honda’s then chief engineer Michimasa Fujino had an idea for an ‘over-the-wing-engine-mount’ configuration for a jet plane. Overcome with inspiration and unable to find a piece of paper nearby, Fujino tore a page of a wall calendar and sketched a design for the HondaJet. The Honda Aircraft Company is now highly successful in the corporate aviation sector.3

While gas prices were spiking in the mid 1970s, the Honda Civic made its debut in America with a smaller engine. At a time when most Americans were driving massive gas guzzlers, the economical Civic arrived at the perfect moment.⁴

What might impact my Honda insurance costs?

Variables that can affect the cost of your Honda insurance include your age, driving history and location. To get the most detailed info about Honda car insurance with Youi, start a quote today.

Your age

Age is an important factor we’ll take into consideration when we calculate the cost of your car insurance. Your driving history will also be considered.

Your address

We’ll need to know where your Honda will be kept. Some suburbs have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your Honda vehicle is kept on the street, outside on your property or inside a lockable garage.

The model of your Honda

We’ll need to know the specific model of your Honda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Honda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

Your age

Age is an important factor we’ll take into consideration when we calculate the cost of your car insurance. Your driving history will also be considered.

Your address

We’ll need to know where your Honda will be kept. Some suburbs have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your Honda vehicle is kept on the street, outside on your property or inside a lockable garage.

The model of your Honda

We’ll need to know the specific model of your Honda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Honda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

FAQs

Here we’ve got answers to frequently-asked questions about Honda car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Honda vehicles is $1,216.

Compare this to the average annual premium for Toyota insurance which is $1,188, for Mercedes-Benz which is $1,585, for Audi which is $1,492, and for BMW which is $1,463.

For more detailed information about Honda car insurance, start a quote with us today.

How we calculate these numbers

The average annual premium for Honda vehicles, if you insure with Youi, is $1,216. Compare this with the average annual insurance premium for Toyotas insured with Youi, which is $1,188.

For more detailed information about insuring your Honda, start a quote with us today.

How we calculate these numbers

If you insure with Youi, the Honda Civic is normally the most expensive, with an average annual insurance premium of $1,367. The cost of insurance for the Honda Civic is, on average, around 12% higher compared with all the other models of Honda that Youi insures.

How we calculate these numbers

The Honda ZR-V is normally the least expensive Honda to insure, if you choose Youi as your car insurance provider. For Youi customers, the average annual insurance premium for the Honda ZR-V is $1,150, which is about 5% lower compared with all other models of Honda we insure.

Yes, different models of Hondas attract different rates of insurance. Based on Youi’s average annual insurance premiums for Honda vehicles, the Honda Civic is about 12% higher compared to all other models of Honda we insure, while the Honda Jazz has an average annual insurance premium that’s around $896.

How we calculate these numbers

Yes, the colour of your Honda might have an impact on the cost of your insurance. The cost of car insurance is calculated based on how much it would cost to repair or replace your vehicle. Certain car paints, like metallic, can cost more than others. For more detailed information about car insurance costs, start a quote with us today.

If you choose Youi as your car insurance provider, the Honda Civic has an average annual premium of $1,367, while the Honda CR-V has an average annual premium of around $996.

For more detailed information about insuring the Honda Civic and Honda CR-V, start a quote with us today.

How we calculate these numbers

The model year of your Honda Civic can impact your insurance costs. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your car repaired or replaced. Typically, the more expensive it is to repair or replace a vehicle, the more expensive it's likely to be to insure. To find out how much your Honda Civic might be to insure with Youi, start a quote.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

Articles and Guides.

Are Mechanical Issues Covered by Car Insurance?

When things go wrong with your car, it’s always inconvenient and often expensive.

Lee Mylne, December 19, 2024

Two people sitting at a table with paperwork and pens

Articles and Guides.

What You Need to Know About Car Insurance Excess

When it comes to car insurance, Aussies certainly recognise the value of having a good policy.

December 19, 2024

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