Car insurance for Hyundai

Looking for info on Hyundai insurance? Check out the list below to get an idea of the insurance premiums you might expect from Youi for Hyundai vehicles. You’ll also find helpful information on the different levels of coverage we offer, as well as some interesting facts about the Hyundai brand.

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How much does Hyundai car insurance cost?

If you choose to cover your car with Youi, there are a number of factors that may affect your Hyundai insurance premium. These can include your driving history, age, location and the specific model of your Hyundai. To get a better idea of Youi’s average annual insurance premiums for Comprehensive cover, select your Hyundai model from the list below.

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Model

ANNUAL PREMIUM RANGE:

$695 to $1,578

The cost of Hyundai Accent insurance is about 3% lower than the average annual insurance premium for all Hyundai models insured with Youi.

ANNUAL PREMIUM RANGE:

$706 to $1,612

Compared to all other Hyundai models insured with Youi, the Hyundai Elantra’s average annual insurance premium is about 2% lower.

ANNUAL PREMIUM RANGE:

$626 to $1,644

Compared to all other Hyundai models insured with Youi, the average annual insurance premium for the Hyundai Getz is about 10% lower.

ANNUAL PREMIUM RANGE:

$645 to $1,534

The Hyundai i20 insurance price is around 8% lower than the average annual premium for all the other Hyundai models that Youi insures.

ANNUAL PREMIUM RANGE:

$721 to $1,692

The Hyundai i30 insurance cost is around 2% higher compared with the average annual premium for all other models of Hyundai that Youi insures.

ANNUAL PREMIUM RANGE:

$733 to $1,548

The average annual insurance premium for the Hyundai i40 is around 7% lower than the average for all other Hyundai models we cover.

ANNUAL PREMIUM RANGE:

$818 to $1,995

The Hyundai i45’s average annual insurance premium is around 19% higher than the average compared to all other Hyundai models insured with Youi.

ANNUAL PREMIUM RANGE:

$853 to $2,042

When insured with Youi, the Hyundai iLoad has an average annual insurance premium that’s about 27% higher compared with all other models of Hyundai we insure.

ANNUAL PREMIUM RANGE:

$683 to $1,587

Compared to all other models of Hyundai insured with Youi, the Hyundai iMax’s average annual insurance premium is about 4% lower.

ANNUAL PREMIUM RANGE:

$872 to $1,509

The average annual insurance premium for the Hyundai IONIQ is around 0.9% higher than the average for all other Hyundai models we cover.

ANNUAL PREMIUM RANGE:

$1,131 to $2,125

The Hyundai IONIQ 5’s average annual insurance premium is around 40% higher compared with all other Hyundai vehicles insured by Youi.

ANNUAL PREMIUM RANGE:

$666 to $1,435

When insured with Youi, the Hyundai ix35 has an average annual insurance premium which is around 11% lower than the other Hyundai models we insure.

ANNUAL PREMIUM RANGE:

$695 to $1,355

Compared to all other Hyundai models insured with Youi, the Hyundai Kona’s average annual insurance premium is about 14% lower.

ANNUAL PREMIUM RANGE:

$1,205 to $2,174

Insurance costs for the Hyundai Palisade are about 40% higher than the average annual premium for all Hyundai models insured with Youi.

ANNUAL PREMIUM RANGE:

$859 to $1,671

When insured with Youi, the Hyundai Santa Fe has an average annual insurance premium which is around 6% higher than the other Hyundai models we insure.

ANNUAL PREMIUM RANGE:

$777 to $1,850

Compared to all other models of Hyundai insured with Youi, the Hyundai Sonata’s average annual insurance premium is about 11% higher.

ANNUAL PREMIUM RANGE:

$1,058 to $2,494

Hyundai Staria insurance is around 62% higher than the average annual premium for all Hyundai models insured with Youi.

ANNUAL PREMIUM RANGE:

$771 to $1,532

If you insure with Youi, the average annual insurance premium for the Hyundai Tucson is around 3% lower compared with all other Hyundai models we cover.

ANNUAL PREMIUM RANGE:

$777 to $1,987

Compared to all other Hyundai models insured with Youi, the Hyundai Veloster’s average annual insurance premium is about 21% higher.

ANNUAL PREMIUM RANGE:

$680 to $1,401

Insurance costs for the Hyundai Venue are about 12% lower than the average annual premium for all Hyundai models insured with Youi.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 06 Sep 2025 and 06 Mar 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Hyundai car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Hyundai. Take a look to see the average annual premiums for the Hyundai models we insure.

How we calculate these numbers

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Hyundai Kona

$1,070

Hyundai Venue

$1,085

Hyundai INSTER

$1,094

Hyundai iX35

$1,107

Hyundai Getz

$1,111

Hyundai Genesis

$1,120

Hyundai i20

$1,143

Hyundai i40

$1,155

Hyundai Imax

$1,191

Hyundai Accent

$1,197

Hyundai Terracan

$1,200

Hyundai Tucson

$1,203

Hyundai Elantra

$1,219

Hyundai Average

$1,239

Hyundai IONIQ

$1,250

Hyundai i30

$1,269

Hyundai Santa Fe

$1,314

Hyundai Sonata

$1,371

Hyundai i45

$1,474

Hyundai IONIQ 6

$1,498

Hyundai Veloster

$1,500

Hyundai iLoad

$1,572

Hyundai IONIQ 5

$1,740

Hyundai Palisade

$1,740

Hyundai STARIA

$2,003

Choose your cover

We offer a range of insurance options for you to choose from to keep your Hyundai covered. Let us help take care of the insurance so you can focus on the drive.

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Hyundai

Hyundai’s founder began as a rice delivery boy

‘Born optimist’ Chung Ju-Yung started out as a rice delivery boy, before he set up a car repair service. From these humble beginnings, Chung eventually went on to establish The Hyundai Motor Group. The word ‘Hyundai’ means ‘modern times’, in line with Chung’s progressive vision.¹

Hyundai supports children’s charities

Hyundai Help for Kids is an initiative of Hyundai Australia to raise money for not-for-profits that support children and their families. Since it was established in 2014, Hyundai Help for Kids has raised over $10 million for many charities in the areas of community, medical, and vehicle assistance.²

The Hyundai IONIQ 5 was named the 2022 World Car of the Year

In April 2022, the Hyundai IONIQ 5 won three categories at the prestigious World Car Awards: World Electric Vehicle of the Year, World Car Design of the Year, and overall World Car of the Year. The Hyundai IONIQ 5 was recognised by a jury of 102 automotive journalists from 33 countries around the world.³

The Kona Electric is Australia’s first 100% electric small SUV

The Hyundai Kona Electric is Australia’s first zero-emissions SUV, setting the standard for electric vehicles in Australia. It delivers a driving range of up to 484km with a 150kW Extended Range powertrain on a single charge, plus it features advanced technology and safety features.⁴

What might impact my Hyundai insurance costs?

There are a number of variable factors that can affect your Hyundai car insurance premiums. These include your age, location and driving history. To get more precise information about Hyundai insurance with Youi, start a quote with us today.

Age and driving history

When you start a quote with Youi, your age is one of the things we’ll need to know. Another key consideration will be your driving history: both of these factors may influence your insurance premiums.

Vehicle model and modifications

When you insure with Youi, we’ll need to know the specific model of your Hyundai. If you have made modifications to your vehicle (such as upgrading the suspension) this could also affect your insurance costs. This is because Hyundai insurance premiums are calculated based on, among other things, how expensive it would be to repair or replace your car, along with any modifications or accessories.

Vehicle location

Where you live and where your Hyundai is kept can affect the cost of your car insurance. Some suburbs have higher crime rates than others, while certain locations are more susceptible to extreme weather. We’ll also need to know whether your car will be parked on the street, outside on your property, or inside a locked garage.

Coverage level

With Youi, you can choose from a range of insurance options including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these levels is priced differently.

Age and driving history

Vehicle model and modifications

Vehicle location

Coverage level

With Youi, you can choose from a range of insurance options including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these levels is priced differently.

FAQs

Keep reading for answers to commonly-asked questions about Hyundai car insurance.

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For Youi customers, the average annual premium for Comprehensive cover on Hyundai vehicles is $1,239.

Compare this with the average annual premium for Toyota insurance, which is $1,188, Mercedes-Benz which is $1,585, Audi which is $1,492, and BMW which is $1,463.

For more detailed information about insuring your Hyundai, start a quote with us today.

How we calculate these numbers

If you insure with Youi, the average annual premium for Hyundai vehicles (for Comprehensive cover) is $1,239. Compare this with the average annual insurance premium for Mazdas insured with Youi, which is about $1,093.

For more detailed information about insuring your Hyundai, start a quote with us today.

How we calculate these numbers

The Hyundai STARIA has an average annual insurance premium (for Comprehensive cover with Youi) that’s around 62% higher compared with all the other models of Hyundai that Youi insures. This makes the STARIA the most expensive Hyundai to insure with Youi.

How we calculate these numbers

If you choose Youi as your car insurance provider, the Hyundai Getz is the least expensive Hyundai to insure. For Youi customers, the average annual Comprehensive insurance premium for the Hyundai Getz is $1,111, which is about 10% lower compared with all other models of Hyundai we insure.

How we calculate these numbers

Yes, different models of Hyundai vehicles tend to attract different insurance premiums. Based on Youi’s average annual insurance premiums for Hyundai cars, the Hyundai STARIA is about 62% higher compared with all other models of Hyundai we insure, while the Hyundai Getz has an average annual insurance premium that’s around 12% lower.

How we calculate these numbers

Yes, the colour of your Hyundai might affect your insurance premium. Car insurance premiums are calculated based on, among other things, how much it would cost to repair or replace your vehicle. Certain car paints, such as metallic, can cost more than others. For more detailed information about car insurance costs, start a quote with us today.

For Youi customers, the Hyundai i30 has an average annual premium (for Comprehensive cover) of $1,269, while the Hyundai i20 has an average annual premium of about $942.

To get more detailed information about insuring the Hyundai i30 and i20, start a quote with us today.

How we calculate these numbers

The model year of your Hyundai i20 can have an impact on your insurance premium. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your car repaired or replaced. Typically, the more expensive it is to repair or replace a car, the more expensive it's likely to be to insure. To find out how much your Hyundai i20 might be to insure with Youi, start a quote.

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Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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