Jeep Insurance Costs | Youi

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Jeep car insurance?

To get a general idea of the average annual insurance premiums for Jeep vehicles and how they compare to each other, take a look at our list. How we calculate these numbers. However, if you’d like more detailed and specific info, start a quote.

How we calculate these numbers

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Jeep Renegade

$1,340

Jeep Wrangler

$1,387

Jeep Compass

$1,415

Jeep Cherokee

$1,453

Jeep Average

$1,544

Jeep Patriot

$1,558

Jeep Grand Cherokee

$1,609

Jeep Wrangler Unlimited

$1,618

Jeep Gladiator

$1,808

Choose your cover

If you need Jeep insurance, we offer three coverage options: Comprehensive, Third Party Fire & Theft, and Third Party Property Only. Take a look to see which level suits your situation.

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Jeep

The first Jeep was conceived in 1940

In June 1940, the US Army solicited bids from a number of automakers to create a ¼ ton ‘light reconnaissance vehicle’. The companies Ford, Bantam and Willys responded, and within a year they produced the template for a vehicle that would eventually become known as the ‘Jeep’. Willys-Overland delivered the prototype ‘Quad’ model in November 1940. It was named for the 4x4 system it featured, and the Jeep would eventually emerge from the war years as heroic.¹

After WWII, Jeeps were used on farms

From 1945 onwards, the CJ-2A model Jeep was marketed as ‘The All-Around Farm Work-Horse’, since it could perform the duties of 2 draft horses, for 10 hours at a time. This was how the Jeep went from being a military vehicle, to becoming more commonplace in civilian life. Around this time Popular Science magazine also offered cash rewards for ‘Ideas on Peacetime Jobs for Jeeps’, which led to a Model A Jeep being used as an ice resurfacing machine, among other things.¹

The Jeepster was immortalised in a T. Rex song

In the late 1940s, the open-bodied convertible Jeepster (VJ) was marketed at women and college grads as a sporty ‘sunshine only’ car. Although it was originally intended to be a low-cost sports car, it ended up costing around $1,900, which was incredibly expensive for the time. In 1971, the British glam-rock band T. Rex famously referred to this car in their song ‘Jeepster’, singing ‘Girl, I’m just a Jeepster for your love.’¹

The doors and roof can be removed from a Jeep Wrangler

The Jeep Wrangler is the modern-day descendent of the original Willys MB. The Wrangler JK model’s unique 4-door, open-air design represents the most seamless integration of off-road ruggedness in the 80+ year history of the Jeep brand. The Wrangler has a Jeep Trail Rated® badge certification, which verifies that it can perform in a variety of off-road conditions, offering excellent traction, ground clearance, manoeuvrability, articulation, and water fording capabilities.²

In June 1940, the US Army solicited bids from a number of automakers to create a ¼ ton ‘light reconnaissance vehicle’. The companies Ford, Bantam and Willys responded, and within a year they produced the template for a vehicle that would eventually become known as the ‘Jeep’. Willys-Overland delivered the prototype ‘Quad’ model in November 1940. It was named for the 4x4 system it featured, and the Jeep would eventually emerge from the war years as heroic.¹

From 1945 onwards, the CJ-2A model Jeep was marketed as ‘The All-Around Farm Work-Horse’, since it could perform the duties of 2 draft horses, for 10 hours at a time. This was how the Jeep went from being a military vehicle, to becoming more commonplace in civilian life. Around this time Popular Science magazine also offered cash rewards for ‘Ideas on Peacetime Jobs for Jeeps’, which led to a Model A Jeep being used as an ice resurfacing machine, among other things.¹

In the late 1940s, the open-bodied convertible Jeepster (VJ) was marketed at women and college grads as a sporty ‘sunshine only’ car. Although it was originally intended to be a low-cost sports car, it ended up costing around $1,900, which was incredibly expensive for the time. In 1971, the British glam-rock band T. Rex famously referred to this car in their song ‘Jeepster’, singing ‘Girl, I’m just a Jeepster for your love.’¹

The Jeep Wrangler is the modern-day descendent of the original Willys MB. The Wrangler JK model’s unique 4-door, open-air design represents the most seamless integration of off-road ruggedness in the 80+ year history of the Jeep brand. The Wrangler has a Jeep Trail Rated® badge certification, which verifies that it can perform in a variety of off-road conditions, offering excellent traction, ground clearance, manoeuvrability, articulation, and water fording capabilities.²

What might impact my Jeep insurance costs?

Calculating the cost of car insurance can be a tricky process, since it depends on a number of variable factors. To get the most accurate idea of how much your Jeep insurance will cost, start a quote with us today.

Model and year of manufacture

The model of your Jeep can make a difference to the cost of your insurance, as car insurance premiums are calculated based on, among other things, how much it would cost to fix or replace your car. For this reason, the greater the market value of your Jeep, the higher your insurance premium is likely to be.

Level of coverage

The three levels of coverage that Youi offers are Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Your age

Significant factors for car insurance costs include your age, and the number of years you’ve held a drivers licence. It might also make a difference if you’ve lodged any insurance claims in the past or incurred any demerit points.

Your address

The place where your Jeep will be kept can impact the cost of your insurance. This is because certain suburbs are more susceptible to extreme weather, while others have higher crime rates. It can also make a difference whether your Jeep is kept inside a locked garage, or outside on the street.

Model and year of manufacture

The model of your Jeep can make a difference to the cost of your insurance, as car insurance premiums are calculated based on, among other things, how much it would cost to fix or replace your car. For this reason, the greater the market value of your Jeep, the higher your insurance premium is likely to be.

Level of coverage

The three levels of coverage that Youi offers are Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Your age

Significant factors for car insurance costs include your age, and the number of years you’ve held a drivers licence. It might also make a difference if you’ve lodged any insurance claims in the past or incurred any demerit points.

Your address

The place where your Jeep will be kept can impact the cost of your insurance. This is because certain suburbs are more susceptible to extreme weather, while others have higher crime rates. It can also make a difference whether your Jeep is kept inside a locked garage, or outside on the street.

FAQs

In this section, we’ve provided answers to some of the most frequently-asked questions about Jeep insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

If you insure your Jeep with Youi, the average annual insurance premium for Jeep vehicles is $1,544. Compare this with the average annual insurance premium for the following brands:

Toyota: Approximately $1,188
Ford: Approximately $1,360
Audi: Approximately $1,492

How we calculate these numbers

For Youi customers, the Jeep Grand Cherokee has an average annual insurance premium of $1,609 which is around 4% higher compared with all other Jeep models we cover.

How we calculate these numbers

There are a number of variable factors that can impact the cost of your Jeep insurance. Because car insurance premiums are calculated based on, among other things, how much it would cost to repair or replace your vehicle, the market value of your Jeep can impact the cost of insurance. A car with a higher market value will, generally speaking, attract a higher rate of insurance.

To get the most accurate idea of how much it might cost to insure your Jeep, start a quote with us today.

If you choose Youi as your insurance provider, the average annual Jeep Wrangler insurance cost is $1,387 (for Comprehensive cover with Youi), which is around 10% lower compared with the average premiums for other Jeep models we cover.

There are, however, a lot of variable factors that can impact the cost of your Jeep Wrangler insurance. To get a more accurate idea, start a quote.

How we calculate these numbers

Each state of Australia requires you to have some form of compulsory third party insurance, to cover you for the financial impact of another person’s injury or death as the result of a motor accident where your vehicle is at fault.

In addition to this, Youi offers three levels of coverage, including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

To find out which level of coverage is right for you, start a quote today.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

A toy car next to a keyboard and a magnifying glass.

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How to Check a Car’s Registration Status

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You're Changing Car Insurers. Will the Previous One Share Your Past Claims?

So, you’re thinking about changing car insurance providers or you’re in the process of making the switch and you want to know whether your old insurer will share your previous claims with the new insurer.

September 19, 2023

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