Car insurance for Kia

Looking for info about Kia car insurance? Check out the list below to see the models of Kia that we insure, and the kind of premiums you might expect with Youi. You can also read more about the levels of coverage we offer, as well as some fun facts about the Kia brand.

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How much does Kia car insurance cost?

The cost of your Kia insurance will depend on a number of variable factors, including your age, driving history, and the suburb where you live. To learn more about the average annual insurance premiums for Comprehensive cover with Youi, select your Kia model from the list below.

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Model

ANNUAL PREMIUM RANGE:

$891 to $1,617

The cost of insurance for the Kia Carnival is about 25% higher compared with the average annual insurance premium for all other models of Kia insured by Youi.

ANNUAL PREMIUM RANGE:

$617 to $1,420

When insured with Youi, the Kia Cerato has an average annual insurance premium which is around 0% higher than the other Kia models we insure.

ANNUAL PREMIUM RANGE:

$707 to $1,396

If you insure with Youi, the Kia EV6 has an average annual premium that’s around 2% lower compared with all other Kia models we cover.

ANNUAL PREMIUM RANGE:

$686 to $1,417

Compared to all other Kia models insured with Youi, the Kia Grand Carnival’s average annual insurance premium is about 3% higher.

ANNUAL PREMIUM RANGE:

$588 to $1,185

Insurance costs for the Kira Niro are about 10% lower than the average annual premium for all Kia models insured with Youi.

ANNUAL PREMIUM RANGE:

$603 to $1,445

Compared to all other Kia models insured with Youi, the Kia Optima’s average annual insurance premium is about 0% higher.

ANNUAL PREMIUM RANGE:

$544 to $1,182

When insured with Youi, the Kia Picanto has an average annual insurance premium which is around 13% lower than the other Kia models we insure.

ANNUAL PREMIUM RANGE:

$573 to $1,382

The average annual insurance premium for the Kia Rio is around 6% lower than the average for all other Kia models we cover.

ANNUAL PREMIUM RANGE:

$590 to $1,238

Compared to all other models of Kia insured with Youi, the Kia Rondo has an average annual insurance premium that’s about 14% lower.

ANNUAL PREMIUM RANGE:

$633 to $1,283

When insured with Youi, the Kia Seltos insurance cost is around 8% lower compared with all other models of Kia we cover.

ANNUAL PREMIUM RANGE:

$796 to $1,506

If you choose Youi as your insurer, the Kia Sorento has an average annual insurance premium that’s around 12% higher compared with all other Kia models we cover.

ANNUAL PREMIUM RANGE:

$455 to $1,109

The average annual insurance premium for the Kia Soul is around 23% lower than the average for all other Kia models we cover.

ANNUAL PREMIUM RANGE:

$632 to $1,244

If you insure the Kia Sportage with Youi, the average annual insurance premium is around 7% lower compared with all other Kia models that we cover.

ANNUAL PREMIUM RANGE:

$931 to $2,175

For Youi customers, the Kia Stinger insurance cost is around 57% higher compared with all other Kia models that we insure.

ANNUAL PREMIUM RANGE:

$614 to $1,380

Compared to all other Kia models insured with Youi, the average annual insurance premium for the Kia Stonic is about 4% lower.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Nov 2022 and 31 May 2023.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Kia car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Kia. Take a look to compare the average annual premiums for the Kia models we insure.

HOW WE CALCULATE THESE NUMBERS Start a quote

Kia Soul

$827

Kia Rondo

$923

Kia Picanto

$935

Kia Niro

$965

Kia SELTOS

$982

Kia Sportage

$994

Kia Rio

$1,010

Kia STONIC

$1,032

Kia EV6

$1,055

Kia Pro'ceed

$1,057

Kia Cerato

$1,073

Kia Average

$1,074

Kia Optima

$1,078

Kia Grand Carnival

$1,104

Kia Sorento

$1,199

Kia Carnival

$1,343

Kia Stinger

$1,685

Choose your cover

Youi offers a range of Kia motor insurance options to keep you covered while you’re driving. Take a look and select the one that suits your needs.

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Kia

Kia has a global partnership with The Ocean Cleanup

In an effort to create a more sustainable future, Kia has signed a global partnership with The Ocean Cleanup – a Netherlands-based non-profit organisation that develops technologies to rid the world’s oceans of plastic. The Ocean Cleanup supplies usable collected plastic to Kia to be recycled, while Kia supplies electric vehicles to the organisation’s headquarters.¹

Kia is phasing out the use of leather in its vehicles

To help reduce CO₂ emissions, Kia is planning to eventually stop using animal leather materials in all of its future vehicles. Instead, Bio-Polyurethane (BIO PU) – derived from natural components such as eucalyptus and corn – will replace leather and Poly Vinyl Chloride (PVC).²

Future Kia cars will be able to ‘read’ human emotions

In collaboration with the Massachusetts Institute of Technology (MIT), Kia has developed a new technology called Real-time Emotion Adaptive Driving (R.E.A.D.) which can personalise and optimise the cabin space of a car based on the occupant’s emotional state. This interactive cabin space uses AI-based bio-recognition technology to enable communication between drivers and vehicles, for a more joyful mobility experience.³

Kia is the Major Partner of the Australian Open

In line with Kia’s ‘movement inspires ideas’ brand purpose, Kia has extended its support of the Australian Open tennis Grand Slam until 2028. This event is a highlight of the global tennis circuit, drawing thousands of international visitors to Melbourne each year. Two-time Australian Open champion Rafael Nadal is also a Global Ambassador for Kia.⁴

In an effort to create a more sustainable future, Kia has signed a global partnership with The Ocean Cleanup – a Netherlands-based non-profit organisation that develops technologies to rid the world’s oceans of plastic. The Ocean Cleanup supplies usable collected plastic to Kia to be recycled, while Kia supplies electric vehicles to the organisation’s headquarters.¹

To help reduce CO₂ emissions, Kia is planning to eventually stop using animal leather materials in all of its future vehicles. Instead, Bio-Polyurethane (BIO PU) – derived from natural components such as eucalyptus and corn – will replace leather and Poly Vinyl Chloride (PVC).²

In collaboration with the Massachusetts Institute of Technology (MIT), Kia has developed a new technology called Real-time Emotion Adaptive Driving (R.E.A.D.) which can personalise and optimise the cabin space of a car based on the occupant’s emotional state. This interactive cabin space uses AI-based bio-recognition technology to enable communication between drivers and vehicles, for a more joyful mobility experience.³

In line with Kia’s ‘movement inspires ideas’ brand purpose, Kia has extended its support of the Australian Open tennis Grand Slam until 2028. This event is a highlight of the global tennis circuit, drawing thousands of international visitors to Melbourne each year. Two-time Australian Open champion Rafael Nadal is also a Global Ambassador for Kia.⁴

What might impact my Kia insurance costs?

Your Kia car insurance premium can be affected by a number of factors, as outlined below. To get more detailed information about Kia insurance with Youi, start a quote with us today.

Model and modifications of your Kia

If you decide to insure your Kia with Youi, we’ll need to know the specific model of your vehicle, as well as any modifications that might have been made. The reason for this is that Kia insurance premiums are calculated on, among other things, how expensive it would be to repair or replace your vehicle, including any accessories or modifications.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only Each of these levels is priced differently.

Your age

Your age and driving history may influence the cost of your car insurance. When you start a quote with Youi, both of these factors will be considered.

Suburb where you live

The suburb where your Kia will be kept, as well as whether it will be parked outside on the street or inside a locked garage, may affect the cost of your insurance. This is because some suburbs have higher crime rates, while others are more susceptible to extreme weather.

Model and modifications of your Kia

If you decide to insure your Kia with Youi, we’ll need to know the specific model of your vehicle, as well as any modifications that might have been made. The reason for this is that Kia insurance premiums are calculated on, among other things, how expensive it would be to repair or replace your vehicle, including any accessories or modifications.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only Each of these levels is priced differently.

Your age

Your age and driving history may influence the cost of your car insurance. When you start a quote with Youi, both of these factors will be considered.

Suburb where you live

The suburb where your Kia will be kept, as well as whether it will be parked outside on the street or inside a locked garage, may affect the cost of your insurance. This is because some suburbs have higher crime rates, while others are more susceptible to extreme weather.

FAQs

Keep reading for answers to commonly-asked questions about Kia insurance.

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For Youi customers, the average annual premium for Kia vehicles is $1,074. Compare this with the average annual insurance premium for Mazda vehicles insured with Youi, which is about $1,093.

For more detailed information about getting car insurance for your Kia, start a quote with us today.

HOW WE CALCULATE THESE NUMBERS

If you insure with Youi, the Kia Stinger has an average annual insurance premium of $1,685, which is around 57% higher compared with all the other models of Kia that Youi insures.

HOW WE CALCULATE THESE NUMBERS

The average annual insurance premium for the Kia Soul is $827, which is about 23% lower compared with all other models of Kia that we insure.

HOW WE CALCULATE THESE NUMBERS

Yes, different Kia models tend to attract different insurance premiums. For instance, the average annual insurance premium for the Kia Stinger is about $1,499, while the average annual insurance premium for the Kia Soul is $827 (for Youi customers).

HOW WE CALCULATE THESE NUMBERS

Yes, the colour of your Kia might affect your insurance premium. The reason for this is that car insurance premiums are based on, among other things, how much it would cost to repair or replace your vehicle. Certain paints, such as metallic, can cost more than others.

If you insure with Youi, the Kia Seltos has an average annual premium of $982, while the Kia Rio has an average annual premium of about $947.

Start a quote with us today to get more detailed info about Kia car insurance.

HOW WE CALCULATE THESE NUMBERS

The model year of your Kia Seltos can have an impact on the cost of your insurance. This is because car insurance premiums are calculated based on, among other things, how much it would cost to have your vehicle repaired or replaced. Typically, the more expensive it is to repair or replace a vehicle, the more expensive it’s likely to be to insure.

Find out how much it might cost to insure your Kia Seltos by starting a quote with us today.

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Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.