Car insurance for Lexus

Curious about how much it might cost to insure a Lexus with Youi? We can help set you straight. Keep reading to get the lowdown on your motor vehicle insurance options, what kinds of costs you can expect, and for some interesting facts about Lexus cars.

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How much does Lexus insurance cost?

If you choose Youi as your insurer, what you’ll pay for Lexus insurance will depend on a number of variables including the specific model of Lexus and your individual circumstances. For a rough idea on what the upper and lower ranges are for Lexus Comprehensive car insurance premiums, look for your model below.

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Model

ANNUAL PREMIUM RANGE:

$859 to $1,497

Insurance costs for the Lexus CT 200h. Hybrid are about 11% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$764 to $1,728

The average annual insurance premium for the Lexus CT 200h is around 3% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,036 to $1,950

Compared to all other models of Lexus insured with Youi, the Lexus ES 300h’s average annual insurance premium is about 34% higher.

ANNUAL PREMIUM RANGE:

$833 to $1,438

When insured with Youi, the Lexus IS 200 has an average annual insurance premium which is around 11% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$910 to $2,036

Insurance costs for the Lexus IS 200t are about 2% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$856 to $1,766

The average annual insurance premium for the Lexus IS 250 is around 2% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$984 to $1,590

The average annual insurance premium for the Lexus IS 250c is around 5% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,128 to $2,316

Compared to the average annual premium of all models of Lexus insured with Youi, the Lexus IS 300 insurance cost is about 41% higher.

ANNUAL PREMIUM RANGE:

$1,055 to $1,881

When insured with Youi, the Lexus IS 300h has an average annual insurance premium which is around 1% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,196 to $2,023

Insurance costs for the Lexus IS 350 are about 18% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$967 to $1,882

Compared to all other models of Lexus insured with Youi, the Lexus NX 250’s average annual insurance premium is about 2% higher.

ANNUAL PREMIUM RANGE:

$926 to $1,601

When insured with Youi, the Lexus NX 300 has an average annual insurance premium which is around 6% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,051 to $1,827

Insurance costs for the Lexus NX 300h are about 3% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,126 to $2,027

Compared to all other models of Lexus insured with Youi, the Lexus NX 350’s average annual insurance premium is about 20% higher.

ANNUAL PREMIUM RANGE:

$1,086 to $1,779

The average annual insurance premium for the Lexus NX 350h is around 0.9% higher than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,117 to $1,971

Compared to all other models of Lexus insured with Youi, the Lexus RC 350’s average annual insurance premium is about 8% higher.

ANNUAL PREMIUM RANGE:

$1,189 to $1,946

Insurance costs for the Lexus RX 200t are about 0% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,162 to $1,832

When insured with Youi, the Lexus RX 300 has an average annual insurance premium which is around 6% higher than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$754 to $1,555

Insurance costs for the Lexus RX 330 are about 11% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$970 to $1,746

The average annual insurance premium for the Lexus RX 350 is around 2% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,010 to $1,633

Compared to all other models of Lexus insured with Youi, the Lexus RX 450h’s average annual insurance premium is about 2% lower.

ANNUAL PREMIUM RANGE:

$896 to $1,593

When insured with Youi, the Lexus UX 200 has an average annual insurance premium which is around 6% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$952 to $1,592

Insurance costs for the Lexus UX 250h are about 10% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$984 to $1,590

Compared to all other models of Lexus insured with Youi, the Lexus IS 250c’s average annual insurance premium is about 5% lower.

ANNUAL PREMIUM RANGE:

$673 to $1,089

When insured with Youi, the Lexus GS 300 has an average annual insurance premium which is around 20% lower than the other Lexus models we insure.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Lexus car insurance?

When insured with Youi, the average cost of Comprehensive cover for Lexus vehicles can vary between different models. Take a look at the list of Lexus models here to see the average annual premium for each.

How we calculate these numbers

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Lexus LBX

$946

Lexus LX470

$1,115

Lexus GS300

$1,153

Lexus Rx270

$1,204

Lexus CT 200h. Hybrid

$1,276

Lexus IS200

$1,277

Lexus Rx330

$1,280

Lexus UX250h

$1,288

Lexus NX200t

$1,296

Lexus UX200

$1,338

Lexus NX300

$1,354

Lexus IS250c

$1,356

Lexus CT200h

$1,388

Lexus IS250

$1,396

Lexus RX450h

$1,401

Lexus Rx350

$1,405

Lexus IS200t

$1,407

Lexus IS300h

$1,417

Lexus Average

$1,432

Lexus RX200t

$1,437

Lexus NX350h

$1,445

Lexus NX250

$1,457

Lexus NX300h

$1,472

Lexus RX300

$1,516

Lexus RX350h

$1,526

Lexus RC350

$1,547

Lexus RX450hL

$1,633

Lexus IS350

$1,693

Lexus NX350

$1,721

Lexus ES300h

$1,913

Lexus ES250

$1,916

Lexus IS300

$2,025

Choose your cover

Start a quote with us today to find out how much it will cost to insure your Lexus with Youi. Choose from a range of cover types including Comprehensive, Third Party Fire & Theft and Third Party Property Only.

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Lexus

Lexus was launched by Toyota in 1989

You might be surprised to learn that Lexus is a subsidiary of Toyota, and that the Lexus brand was first launched in 1989.¹ Since then, Lexus has established itself as a leader in the luxury car market.

Lexus launched its first hybrid car in 2006

Lexus launched the RX Hybrid in 2006, and since then the brand has continued to pioneer hybrid electric/petrol engine technology. In addition to this, hybrid sales represent almost one-third of Lexus’ sales in Australia.²

Lexus has created a hoverboard

While they might be best-known for manufacturing cars, Lexus’s design and technology skills have also extended to something more futuristic. They’ve designed and built a working hoverboard.³ It may be a little way off yet until you’re cruising around the neighbourhood on one though.

The Lexus robots are next level

How’s this for some human-tech crossover? By mapping the exact motions of the most gifted automotive painter in the world, the robots in Lexus manufacturing plants can duplicate the flawless technique on every vehicle produced.³

What might impact my Lexus insurance costs?

Your Lexus insurance costs will be affected by a number of factors including your driving history, age and location. To get the most detailed information about keeping your Lexus insured, start a quote with Youi today.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

Your home address is a factor that may impact your insurance premiums. Some geographic locations are more susceptible to severe weather events, and certain suburbs have higher rates of crime. We will also calculate your insurance costs based on whether your Lexus is kept in a locked garage, outside on your property or on the street.

The model of your Lexus

Insurance costs are based on how expensive it would be to replace or repair your Lexus (depending on your coverage level). Therefore, we need to know the vehicle’s model and year of manufacture when providing a quote.

Level of coverage

At Youi, we offer a range of insurance options for Lexus vehicles, including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. The level of cover you choose will also have an impact on your insurance premium.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

The model of your Lexus

Level of coverage

FAQs

Answers to some of the most commonly-asked questions about Lexus insurance at Youi can be found here.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

The average annual Youi insurance premium for a Lexus is $1,432. To provide a point of comparison, the average annual cost of insurance for Toyota vehicles (when you insure with Youi) is $1,187. So yes, generally speaking, Lexus insurance is slightly higher when compared with some other car makes we insure. Please be aware that the cost of your Lexus insurance will also depend on other factors such as your age, the model of Lexus you drive, and your location.

How we calculate these numbers

The level of car insurance you choose for your Lexus is completely up to you. At Youi, we offer three options for car insurance including Third Party Property Only, Third Party Fire & Theft and Comprehensive. The most suitable type of cover for your situation will depend on a number of variables. Start a quote for more detailed information about getting insurance for your Lexus.

For Youi customers, the average annual insurance premium across all Lexus models – including the range of RX and NX models – is $1,432. To get a precise figure for your particular Lexus, start a quote with us today.

How we calculate these numbers

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

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