Lexus Insurance Costs | Youi

Q: Does Lexus cost more to insure?

The average annual Youi insurance premium for a Lexus is ${{VEHICLE:MAKE_PREMIUM_AVERAGE}}. To provide a point of comparison, the average annual cost of insurance for Toyota vehicles (when you insure with Youi) is $1,187. So yes, generally speaking, Lexus insurance is slightly higher when compared with some other car makes we insure. Please be aware that the cost of your Lexus insurance will also depend on other factors such as your age, the model of Lexus you drive, and your location.

How much does Lexus insurance cost?

If you choose Youi as your insurer, what you’ll pay for Lexus insurance will depend on a number of variables including the specific model of Lexus and your individual circumstances. For a rough idea on what the upper and lower ranges are for Lexus Comprehensive car insurance premiums, look for your model below.

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Model

ANNUAL PREMIUM RANGE:

$862 to $1,720

Insurance costs for the Lexus CT 200h. Hybrid are about 10% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$765 to $1,498

The average annual insurance premium for the Lexus CT 200h is around 14% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,143 to $2,335

Compared to all other models of Lexus insured with Youi, the Lexus ES 300h’s average annual insurance premium is about 33% higher.

ANNUAL PREMIUM RANGE:

$750 to $1,528

When insured with Youi, the Lexus IS 200 has an average annual insurance premium which is around 7% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$936 to $1,895

Insurance costs for the Lexus IS 200t are about 5% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$794 to $1,811

The average annual insurance premium for the Lexus IS 250 is around 11% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$825 to $938

The average annual insurance premium for the Lexus IS 250c is around 32% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,042 to $1,887

Compared to the average annual premium of all models of Lexus insured with Youi, the Lexus IS 300 insurance cost is about 5% higher.

ANNUAL PREMIUM RANGE:

$962 to $1,895

When insured with Youi, the Lexus IS 300h has an average annual insurance premium which is around 4% higher than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,228 to $2,744

Insurance costs for the Lexus IS 350 are about 36% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,084 to $1,692

Compared to all other models of Lexus insured with Youi, the Lexus NX 250’s average annual insurance premium is about 8% lower.

ANNUAL PREMIUM RANGE:

$904 to $1,744

When insured with Youi, the Lexus NX 300 has an average annual insurance premium which is around 8% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$921 to $1,785

Insurance costs for the Lexus NX 300h are about 2% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,007 to $1,623

Compared to all other models of Lexus insured with Youi, the Lexus NX 350’s average annual insurance premium is about 10% lower.

ANNUAL PREMIUM RANGE:

$1,118 to $2,002

The average annual insurance premium for the Lexus NX 350h is around 9% higher than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,120 to $1,648

Compared to all other models of Lexus insured with Youi, the Lexus RC 350’s average annual insurance premium is about 0.6% lower.

ANNUAL PREMIUM RANGE:

$1,057 to $1,716

Insurance costs for the Lexus RX 200t are about 5% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,095 to $1,659

When insured with Youi, the Lexus RX 300 has an average annual insurance premium which is around 2% higher than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$789 to $2,105

Insurance costs for the Lexus RX 330 are about 0.6% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$937 to $1,899

The average annual insurance premium for the Lexus RX 350 is around 2% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$955 to $1,786

Compared to all other models of Lexus insured with Youi, the Lexus RX 450h’s average annual insurance premium is about 4% lower.

ANNUAL PREMIUM RANGE:

$996 to $1,885

When insured with Youi, the Lexus UX 200 has an average annual insurance premium which is around 0% higher than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$856 to $1,846

Insurance costs for the Lexus UX 250h are about 8% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$825 to $938

Compared to all other models of Lexus insured with Youi, the Lexus IS 250c’s average annual insurance premium is about 32% lower.

ANNUAL PREMIUM RANGE:

$892 to $1,622

When insured with Youi, the Lexus GS 300 has an average annual insurance premium which is around 14% lower than the other Lexus models we insure.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Oct 2024 and 30 Apr 2025.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Lexus car insurance?

When insured with Youi, the average cost of Comprehensive cover for Lexus vehicles can vary between different models. Take a look at the list of Lexus models here to see the average annual premium for each.

How we calculate these numbers

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Lexus LX470

$897

Lexus IS250c

$1,016

Lexus ES350

$1,164

Lexus LBX

$1,199

Lexus CT200h

$1,275

Lexus GS300

$1,279

Lexus Rx270

$1,289

Lexus IS250

$1,325

Lexus NX350

$1,327

Lexus Ct 200h. Hybrid

$1,328

Lexus NX300

$1,366

Lexus UX250h

$1,368

Lexus NX250

$1,372

Lexus IS200

$1,375

Lexus NX200t

$1,385

Lexus UX300h

$1,393

Lexus RX200t

$1,413

Lexus RX450h

$1,427

Lexus Rx350

$1,456

Lexus RC350

$1,474

Lexus Rx330

$1,474

Lexus UX200

$1,477

Lexus Average

$1,483

Lexus NX300h

$1,517

Lexus RX300

$1,518

Lexus IS300h

$1,548

Lexus IS200t

$1,559

Lexus IS300

$1,563

Lexus ES250

$1,601

Lexus NX450h+

$1,605

Lexus NX350h

$1,614

Lexus GS350

$1,653

Lexus RX350L

$1,781

Lexus IS F

$1,793

Lexus RX450hL

$1,827

Lexus ES300h

$1,977

Lexus RX350h

$1,983

Lexus IS350

$2,018

Lexus RX500h

$2,244

Lexus LX570

$2,272

Lexus GX 550

$2,708

Choose your cover

Start a quote with us today to find out how much it will cost to insure your Lexus with Youi. Choose from a range of cover types including Comprehensive, Third Party Fire & Theft and Third Party Property Only.

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Lexus

Lexus was launched by Toyota in 1989

You might be surprised to learn that Lexus is a subsidiary of Toyota, and that the Lexus brand was first launched in 1989.¹ Since then, Lexus has established itself as a leader in the luxury car market.

Lexus launched its first hybrid car in 2006

Lexus launched the RX Hybrid in 2006, and since then the brand has continued to pioneer hybrid electric/petrol engine technology. In addition to this, hybrid sales represent almost one-third of Lexus’ sales in Australia.²

Lexus has created a hoverboard

While they might be best-known for manufacturing cars, Lexus’s design and technology skills have also extended to something more futuristic. They’ve designed and built a working hoverboard.³ It may be a little way off yet until you’re cruising around the neighbourhood on one though.

The Lexus robots are next level

How’s this for some human-tech crossover? By mapping the exact motions of the most gifted automotive painter in the world, the robots in Lexus manufacturing plants can duplicate the flawless technique on every vehicle produced.³

You might be surprised to learn that Lexus is a subsidiary of Toyota, and that the Lexus brand was first launched in 1989.¹ Since then, Lexus has established itself as a leader in the luxury car market.

Lexus launched the RX Hybrid in 2006, and since then the brand has continued to pioneer hybrid electric/petrol engine technology. In addition to this, hybrid sales represent almost one-third of Lexus’ sales in Australia.²

While they might be best-known for manufacturing cars, Lexus’s design and technology skills have also extended to something more futuristic. They’ve designed and built a working hoverboard.³ It may be a little way off yet until you’re cruising around the neighbourhood on one though.

How’s this for some human-tech crossover? By mapping the exact motions of the most gifted automotive painter in the world, the robots in Lexus manufacturing plants can duplicate the flawless technique on every vehicle produced.³

What might impact my Lexus insurance costs?

Your Lexus insurance costs will be affected by a number of factors including your driving history, age and location. To get the most detailed information about keeping your Lexus insured, start a quote with Youi today.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

Your home address is a factor that may impact your insurance premiums. Some geographic locations are more susceptible to severe weather events, and certain suburbs have higher rates of crime. We will also calculate your insurance costs based on whether your Lexus is kept in a locked garage, outside on your property or on the street.

The model of your Lexus

Insurance costs are based on how expensive it would be to replace or repair your Lexus (depending on your coverage level). Therefore, we need to know the vehicle’s model and year of manufacture when providing a quote.

Level of coverage

At Youi, we offer a range of insurance options for Lexus vehicles, including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. The level of cover you choose will also have an impact on your insurance premium.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

Your home address is a factor that may impact your insurance premiums. Some geographic locations are more susceptible to severe weather events, and certain suburbs have higher rates of crime. We will also calculate your insurance costs based on whether your Lexus is kept in a locked garage, outside on your property or on the street.

The model of your Lexus

Insurance costs are based on how expensive it would be to replace or repair your Lexus (depending on your coverage level). Therefore, we need to know the vehicle’s model and year of manufacture when providing a quote.

Level of coverage

At Youi, we offer a range of insurance options for Lexus vehicles, including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. The level of cover you choose will also have an impact on your insurance premium.

FAQs

Answers to some of the most commonly-asked questions about Lexus insurance at Youi can be found here.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

The average annual Youi insurance premium for a Lexus is $1,483. To provide a point of comparison, the average annual cost of insurance for Toyota vehicles (when you insure with Youi) is $1,187. So yes, generally speaking, Lexus insurance is slightly higher when compared with some other car makes we insure. Please be aware that the cost of your Lexus insurance will also depend on other factors such as your age, the model of Lexus you drive, and your location.

How we calculate these numbers

The level of car insurance you choose for your Lexus is completely up to you. At Youi, we offer three options for car insurance including Third Party Property Only, Third Party Fire & Theft and Comprehensive. The most suitable type of cover for your situation will depend on a number of variables. Start a quote for more detailed information about getting insurance for your Lexus.

For Youi customers, the average annual insurance premium across all Lexus models – including the range of RX and NX models – is $1,483. To get a precise figure for your particular Lexus, start a quote with us today.

How we calculate these numbers

VIEW THE PDS CAR INSURANCE TERMINOLOGY

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