Lexus Insurance Costs | Youi

Q: Does Lexus cost more to insure?

The average annual Youi insurance premium for a Lexus is ${{VEHICLE:MAKE_PREMIUM_AVERAGE}}. To provide a point of comparison, the average annual cost of insurance for Toyota vehicles (when you insure with Youi) is $1,187. So yes, generally speaking, Lexus insurance is slightly higher when compared with some other car makes we insure. Please be aware that the cost of your Lexus insurance will also depend on other factors such as your age, the model of Lexus you drive, and your location.

How much does Lexus insurance cost?

If you choose Youi as your insurer, what you’ll pay for Lexus insurance will depend on a number of variables including the specific model of Lexus and your individual circumstances. For a rough idea on what the upper and lower ranges are for Lexus Comprehensive car insurance premiums, look for your model below.

Start a quote

Model

ANNUAL PREMIUM RANGE:

$843 to $1,674

Insurance costs for the Lexus CT 200h. Hybrid are about 13% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$701 to $1,409

The average annual insurance premium for the Lexus CT 200h is around 25% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,213 to $2,222

Compared to all other models of Lexus insured with Youi, the Lexus ES 300h’s average annual insurance premium is about 18% higher.

ANNUAL PREMIUM RANGE:

$686 to $1,857

When insured with Youi, the Lexus IS 200 has an average annual insurance premium which is around 13% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,029 to $2,246

Insurance costs for the Lexus IS 200t are about 8% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$835 to $2,028

The average annual insurance premium for the Lexus IS 250 is around 0% higher than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$675 to $1,341

The average annual insurance premium for the Lexus IS 250c is around 26% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$1,056 to $2,065

Compared to the average annual premium of all models of Lexus insured with Youi, the Lexus IS 300 insurance cost is about 7% higher.

ANNUAL PREMIUM RANGE:

$999 to $1,977

When insured with Youi, the Lexus IS 300h has an average annual insurance premium which is around 9% higher than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,205 to $2,391

Insurance costs for the Lexus IS 350 are about 24% higher than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$989 to $1,562

Compared to all other models of Lexus insured with Youi, the Lexus NX 250’s average annual insurance premium is about 12% lower.

ANNUAL PREMIUM RANGE:

$934 to $1,607

When insured with Youi, the Lexus NX 300 has an average annual insurance premium which is around 10% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,051 to $1,769

Insurance costs for the Lexus NX 300h are about 2% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,006 to $1,932

Compared to all other models of Lexus insured with Youi, the Lexus NX 350’s average annual insurance premium is about 1% lower.

ANNUAL PREMIUM RANGE:

$1,134 to $2,101

The average annual insurance premium for the Lexus NX 350h is around 19% higher than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$870 to $2,266

Compared to all other models of Lexus insured with Youi, the Lexus RC 350’s average annual insurance premium is about 10% higher.

ANNUAL PREMIUM RANGE:

$1,138 to $1,624

When insured with Youi, the Lexus RX 300 has an average annual insurance premium which is around 7% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$704 to $1,677

Insurance costs for the Lexus RX 330 are about 21% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$873 to $1,814

The average annual insurance premium for the Lexus RX 350 is around 6% lower than the average for all other Lexus models we cover.

ANNUAL PREMIUM RANGE:

$997 to $1,949

Compared to all other models of Lexus insured with Youi, the Lexus RX 450h’s average annual insurance premium is about 3% lower.

ANNUAL PREMIUM RANGE:

$867 to $1,762

When insured with Youi, the Lexus UX 200 has an average annual insurance premium which is around 9% lower than the other Lexus models we insure.

ANNUAL PREMIUM RANGE:

$1,004 to $1,873

Insurance costs for the Lexus UX 250h are about 4% lower than the average annual premium for all Lexus models insured with Youi.

ANNUAL PREMIUM RANGE:

$675 to $1,341

Compared to all other models of Lexus insured with Youi, the Lexus IS 250c’s average annual insurance premium is about 26% lower.

ANNUAL PREMIUM RANGE:

$757 to $1,586

When insured with Youi, the Lexus GS 300 has an average annual insurance premium which is around 17% lower than the other Lexus models we insure.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 06 Sep 2025 and 06 Mar 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Lexus car insurance?

When insured with Youi, the average cost of Comprehensive cover for Lexus vehicles can vary between different models. Take a look at the list of Lexus models here to see the average annual premium for each.

How we calculate these numbers

Start a quote

Lexus LX470

$865

Lexus RX400h

$994

Lexus IS250c

$1,098

Lexus CT200h

$1,113

Lexus LBX

$1,171

Lexus Rx330

$1,182

Lexus GS300

$1,234

Lexus IS200

$1,301

Lexus CT 200h. Hybrid

$1,305

Lexus NX250

$1,318

Lexus NX300

$1,346

Lexus UX200

$1,360

Lexus Rx270

$1,377

Lexus UX300h

$1,377

Lexus NX200t

$1,386

Lexus RX300

$1,389

Lexus Rx350

$1,396

Lexus UX250h

$1,436

Lexus RX450h

$1,446

Lexus NX300h

$1,464

Lexus NX350

$1,478

Lexus IS250

$1,487

Lexus Average

$1,493

Lexus NX450h+

$1,532

Lexus IS300

$1,594

Lexus IS200t

$1,606

Lexus IS300h

$1,634

Lexus RC350

$1,643

Lexus RX500h

$1,666

Lexus ES300h

$1,759

Lexus NX350h

$1,783

Lexus IS350

$1,848

Lexus RX450hL

$1,852

Lexus LS460

$1,864

Lexus RX350h

$1,917

Lexus LX570

$1,965

Lexus GX 550

$2,289

Lexus RX450h+

$2,419

Choose your cover

Start a quote with us today to find out how much it will cost to insure your Lexus with Youi. Choose from a range of cover types including Comprehensive, Third Party Fire & Theft and Third Party Property Only.

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Lexus

Lexus was launched by Toyota in 1989

You might be surprised to learn that Lexus is a subsidiary of Toyota, and that the Lexus brand was first launched in 1989.¹ Since then, Lexus has established itself as a leader in the luxury car market.

Lexus launched its first hybrid car in 2006

Lexus launched the RX Hybrid in 2006, and since then the brand has continued to pioneer hybrid electric/petrol engine technology. In addition to this, hybrid sales represent almost one-third of Lexus’ sales in Australia.²

Lexus has created a hoverboard

While they might be best-known for manufacturing cars, Lexus’s design and technology skills have also extended to something more futuristic. They’ve designed and built a working hoverboard.³ It may be a little way off yet until you’re cruising around the neighbourhood on one though.

The Lexus robots are next level

How’s this for some human-tech crossover? By mapping the exact motions of the most gifted automotive painter in the world, the robots in Lexus manufacturing plants can duplicate the flawless technique on every vehicle produced.³

You might be surprised to learn that Lexus is a subsidiary of Toyota, and that the Lexus brand was first launched in 1989.¹ Since then, Lexus has established itself as a leader in the luxury car market.

Lexus launched the RX Hybrid in 2006, and since then the brand has continued to pioneer hybrid electric/petrol engine technology. In addition to this, hybrid sales represent almost one-third of Lexus’ sales in Australia.²

While they might be best-known for manufacturing cars, Lexus’s design and technology skills have also extended to something more futuristic. They’ve designed and built a working hoverboard.³ It may be a little way off yet until you’re cruising around the neighbourhood on one though.

How’s this for some human-tech crossover? By mapping the exact motions of the most gifted automotive painter in the world, the robots in Lexus manufacturing plants can duplicate the flawless technique on every vehicle produced.³

What might impact my Lexus insurance costs?

Your Lexus insurance costs will be affected by a number of factors including your driving history, age and location. To get the most detailed information about keeping your Lexus insured, start a quote with Youi today.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

Your home address is a factor that may impact your insurance premiums. Some geographic locations are more susceptible to severe weather events, and certain suburbs have higher rates of crime. We will also calculate your insurance costs based on whether your Lexus is kept in a locked garage, outside on your property or on the street.

The model of your Lexus

Insurance costs are based on how expensive it would be to replace or repair your Lexus (depending on your coverage level). Therefore, we need to know the vehicle’s model and year of manufacture when providing a quote.

Level of coverage

At Youi, we offer a range of insurance options for Lexus vehicles, including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. The level of cover you choose will also have an impact on your insurance premium.

Your age

Your age will be taken into consideration when we calculate the insurance premiums for your Lexus. In addition to your age, your driving history will also be considered.

The place where your Lexus is located

Your home address is a factor that may impact your insurance premiums. Some geographic locations are more susceptible to severe weather events, and certain suburbs have higher rates of crime. We will also calculate your insurance costs based on whether your Lexus is kept in a locked garage, outside on your property or on the street.

The model of your Lexus

Insurance costs are based on how expensive it would be to replace or repair your Lexus (depending on your coverage level). Therefore, we need to know the vehicle’s model and year of manufacture when providing a quote.

Level of coverage

At Youi, we offer a range of insurance options for Lexus vehicles, including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. The level of cover you choose will also have an impact on your insurance premium.

FAQs

Answers to some of the most commonly-asked questions about Lexus insurance at Youi can be found here.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

The average annual Youi insurance premium for a Lexus is $1,493. To provide a point of comparison, the average annual cost of insurance for Toyota vehicles (when you insure with Youi) is $1,187. So yes, generally speaking, Lexus insurance is slightly higher when compared with some other car makes we insure. Please be aware that the cost of your Lexus insurance will also depend on other factors such as your age, the model of Lexus you drive, and your location.

How we calculate these numbers

The level of car insurance you choose for your Lexus is completely up to you. At Youi, we offer three options for car insurance including Third Party Property Only, Third Party Fire & Theft and Comprehensive. The most suitable type of cover for your situation will depend on a number of variables. Start a quote for more detailed information about getting insurance for your Lexus.

For Youi customers, the average annual insurance premium across all Lexus models – including the range of RX and NX models – is $1,493. To get a precise figure for your particular Lexus, start a quote with us today.

How we calculate these numbers

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

These articles will provide additional information on motor vehicle insurance and help answer some frequently-asked questions.

What Is Comprehensive Car Insurance?

When you’re researching or buying car insurance, understanding exactly what each level of coverage includes can be helpful in leading you to a more suitable fit.

Chelsea Spresser, August 26, 2025

What people are saying

Excellent

4.7 / 5 from over 27,821 reviews.

15 Jul 2025

Great customer service

Loni was great, she explained my new policy for car insurance, was very helpful & cheery. I needed some time to think about my policy which was no problem at all & she arranged a time which suited to call back the next day. Customer service was great.

15 Jul 2025

Youi is simply the best

Youi is simply the best. Special thanks to Bryan. Incredibly professional, caring and made the process of getting the best quote seamless. Thank you!

15 Jul 2025

Fantastic service

Fantastic service, staff were amazing. Made the changes I requested to make so easy to do. Also had a quick look at my other policies and was able to save me some money on my monthly installments. Great result, very happy.

15 Jul 2025

Try Youi - so competitive with price!!

I’d done my research on policies and companies. It was a mine field. Quinn was a breath of fresh air. Friendly, professional and boy he knew his products and insurance was his specialty. Signed up on the spot. Beat every price offed I had received from all other companies. So happy. Try Youi. Honestly so competitive.

30 Jun 2025

Customer Service was outstanding

Customer Service was outstanding, he answered all of my questions and was very helpful. Thank you 😊

30 Jun 2025

Great company to deal with

I love the fact you don't have a million options to go through before you get to talk to a human and the waiting times are non-existent. The agent - Lucy I think, was great and very helpful. I find Youi insurance to be competitive and flexible - great job!

26 Jun 2025

Very personable

Very personable, to the point, easy, and quick. I wouldn't go anywhere else. Never had a bad experience as long as I've been with them.

29 May 2025

Good Service, Good Price.

Ash was awesome. Answered all my questions and what I’m getting with my policy and paying is way better than my previous policy with another company. Easy, no stress and saved good money, what more could you ask for.

28 May 2025

Nicole was absolutely amazing

Nicole was absolutely amazing. She listened, was friendly and willing to help. She really knew the policies inside out and answered every question without hesitation. Excellent customer service!

28 May 2025

Youi Staff and Service

Youi staff and service are transparent, reliable and always deliver. They are easy to contact with minimal wait time and have a real personal ready to chat about your needs. Thank you YOUI 🤗.