Mazda Insurance Costs | Youi

Q: Is a Mazda3 expensive to insure?

The Mazda3 insurance cost is about {{VEHICLE:MAKE_PREMIUM_AVERAGE_PERCENTAGE_VARIANCE_FORMATTED}} than the average annual insurance premium for all Mazda models insured with Youi. However, the cost of your premium will depend on your individual circumstances – to get a more accurate idea, start a quote. Light Calculator page link

How much does Mazda insurance cost?

What you’ll pay for Mazda car insurance as a Youi customer will depend on a number of factors. These include your personal circumstances as well as the specific model of Mazda you want to insure. Find your Mazda model below to get an idea of Youi’s approximate annual insurance premiums for Comprehensive cover.

Start a quote

Model

ANNUAL PREMIUM RANGE:

$704 to $2,006

Insurance costs for the Mazda 323 are about 3% lower than the average annual premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$656 to $2,201

The Mazda B2500’s average annual insurance premium is 5% lower compared to all other models of Mazdas insured with Youi.

ANNUAL PREMIUM RANGE:

$672 to $1,178

Compared to all other models of Mazda insured with Youi, the Mazda B2600’s average annual insurance premium is about 30% lower.

ANNUAL PREMIUM RANGE:

$987 to $2,229

Insurance costs for the Mazda BT-50 are about 31% higher than the average annual premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$748 to $1,582

The average annual insurance premium for the Mazda CX-3 is around 8% lower than the average for all other Mazda models we cover.

ANNUAL PREMIUM RANGE:

$830 to $1,587

When insured with Youi, the Mazda CX-5 insurance cost is around 2% lower than the other Mazda models we insure.

ANNUAL PREMIUM RANGE:

$718 to $1,481

Mazda CX-7 insurance is around 10% lower than the average annual premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,085 to $1,862

Insurance costs for the Mazda CX-8 are about 19% higher than the average annual premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,089 to $2,007

The average annual insurance premium for the Mazda CX-9 is around 22% higher than the average for all other Mazda models we cover.

ANNUAL PREMIUM RANGE:

$767 to $1,550

Compared to all other models of Mazda insured with Youi, the Mazda CX-30’s average annual insurance premium is about 8% lower.

ANNUAL PREMIUM RANGE:

$692 to $1,476

When you insure with Youi, the Mazda2’s average annual insurance premium is about 14% lower compared with all other models of Mazda we cover.

ANNUAL PREMIUM RANGE:

$764 to $1,622

If you insure with Youi, the Mazda3 insurance cost is around 4% lower than other Mazda models we cover.

ANNUAL PREMIUM RANGE:

$739 to $1,636

The cost of Mazda6 car insurance is about 4% lower than the average annual insurance premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$581 to $1,383

Insurance costs for the Mazda MX-5 are about 23% lower than the average annual premium for all Mazda models insured with Youi.

ANNUAL PREMIUM RANGE:

$999 to $2,068

When insured with Youi, the Mazda MX-30 has an average annual insurance premium which is around 17% higher than the other Mazda models we insure.

ANNUAL PREMIUM RANGE:

$683 to $1,515

The average annual insurance premium for the Mazda RX-8 is around 13% lower than the average for all other Mazda models we cover.

ANNUAL PREMIUM RANGE:

$688 to $1,506

Compared to all other models of Mazdas insured with Youi, the Mazda Tribute’s average annual insurance premium is about 0.9% lower.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Oct 2024 and 30 Apr 2025.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Mazda car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Mazda. Take a look to see the average annual premiums for the Mazda models we insure.

How we calculate these numbers

Start a quote

Mazda B2600

$916

Mazda MX-5

$1,013

Mazda Mazda2

$1,123

Mazda RX-8

$1,138

Mazda CX-7

$1,189

Mazda CX-30

$1,202

Mazda CX-3

$1,210

Mazda B2500

$1,250

Mazda Mazda6

$1,263

Mazda Mazda3

$1,264

Mazda 323

$1,272

Mazda CX-5

$1,293

Mazda Tribute

$1,302

Mazda Average

$1,313

Mazda BT50

$1,533

Mazda MX-30

$1,533

Mazda CX-8

$1,565

Mazda CX-9

$1,603

Mazda CX-60

$1,630

Mazda BT-50

$1,715

Mazda CX-80

$1,731

Mazda CX-90

$1,835

Choose your cover

We offer a range of car insurance options for you to choose from to keep your Mazda covered. Let us help take care of the insurance so you can focus on driving.

Comprehensive car insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive car insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Mazda

The name ‘Mazda’ is derived from a religious deity

In the Iranian religion Zoroastrianism, Ahura Mazda is the god of light, harmony, intelligence and wisdom. The Mazda Motor Corporation also takes its name from its founder, Jujiro Matsuda, whose surname is pronounced as ‘Mazda’ in Japanese.¹

Mazda originally made artificial corks

Founded in Hiroshima in 1920, the Toyo Kogyo Co specialised in producing artificial corks for the Japanese army in WWI. When the demand for cork substitutes diminished at the end of the war, cork production was scrapped in favour of car and motorcycle manufacturing.¹

Mazda was the first Japanese company to win 24 Hours of Le Mans

The 24 Hours of Le Mans is the world’s oldest active motor racing event. In 1991, a bright orange Mazda 787B won the race – the first time for a Japanese car to win. It would be another 27 years before another Japanese team would win this prestigious race.²

The Mazda logo represents a pair of wings

In 1997, Mazda launched a new brand symbol with a design inspired by the open wings of an owl. These v-shaped wings inside an oval symbolises Mazda’s determination to ‘pursue ongoing improvements to drive powerful, continuous growth’.³

In the Iranian religion Zoroastrianism, Ahura Mazda is the god of light, harmony, intelligence and wisdom. The Mazda Motor Corporation also takes its name from its founder, Jujiro Matsuda, whose surname is pronounced as ‘Mazda’ in Japanese.¹

Founded in Hiroshima in 1920, the Toyo Kogyo Co specialised in producing artificial corks for the Japanese army in WWI. When the demand for cork substitutes diminished at the end of the war, cork production was scrapped in favour of car and motorcycle manufacturing.¹

The 24 Hours of Le Mans is the world’s oldest active motor racing event. In 1991, a bright orange Mazda 787B won the race – the first time for a Japanese car to win. It would be another 27 years before another Japanese team would win this prestigious race.²

In 1997, Mazda launched a new brand symbol with a design inspired by the open wings of an owl. These v-shaped wings inside an oval symbolises Mazda’s determination to ‘pursue ongoing improvements to drive powerful, continuous growth’.³

What might impact my Mazda insurance costs?

The cost of insuring your Mazda will depend on a number of variables including your location, age and driving history. To get the most detailed information about Mazda car insurance with Youi, start a quote today.

Your age

An important factor we’ll take into consideration when we calculate the cost of your car insurance is your age. Your driving history will also be considered.

Your address

We’ll need to know where your Mazda will be kept. Some locations have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your car is kept on the street, outside on your property or inside a lockable garage.

The model of your Mazda

We’ll need to know the specific model of your Mazda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Mazda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

Your age

An important factor we’ll take into consideration when we calculate the cost of your car insurance is your age. Your driving history will also be considered.

Your address

We’ll need to know where your Mazda will be kept. Some locations have higher crime rates, while others are more susceptible to severe weather events. It also makes a difference whether your car is kept on the street, outside on your property or inside a lockable garage.

The model of your Mazda

We’ll need to know the specific model of your Mazda to be able to provide you with an insurance quote. This is because insurance costs are calculated based on, among other things, how much it would cost to replace or repair your vehicle.

Your level of coverage

Youi offers a range of insurance options for Mazda vehicles, including Third Party Fire & Theft, Third Party Property Only and Comprehensive cover. Each of these coverage options is priced differently.

FAQs

Here we’ve got answers to frequently-asked questions about Mazda car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

The Mazda3 insurance cost is about 4% lower than the average annual insurance premium for all Mazda models insured with Youi. However, the cost of your premium will depend on your individual circumstances – to get a more accurate idea, start a quote.

How we calculate these numbers

If you insure with Youi, the average annual insurance premium for Mazda vehicles is $1,313. Compare this with the average annual insurance premiums for some of Australia’s other most popular car brands when insured with Youi, including:

Toyota: Approximately $1,188
Mercedes-Benz: $1,585
Audi: Approximately $1,492
BMW: Approximately $1,463

For more detailed information about insuring your Mazda, start a quote with us today.

How we calculate these numbers

How much it will cost to maintain your Mazda will depend on a number of factors, such as the model of the car, its age and the cost of parts and labour. To get an idea of how much you may need to pay to have your Mazda serviced, we recommend you get in touch with the manufacturer or a licensed mechanic.

It depends on the model of Mazda. The light commercial and utility vehicles might be more popular among business owners and tradespeople.

On the other hand, SUVs might be more suited to families, while smaller sedans and hatchbacks might be driven more by singles and couples. But everyone has their own tastes and reasons for buying a particular model of car.

One thing is for sure: Mazda is a popular choice amongst Australian motorists, coming in at number 2 for the most vehicles sold in Australia in 2022.⁴

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

We’ve put together the following articles to help you navigate your car insurance needs and answer some commonly-asked questions.

Articles and Guides.

How to Buy a Second Hand Car Without Being Taken for a Ride

We’ve put together some tips for buying a second hand car, including key considerations, what to look for during an inspection and how to help avoid scams.

Chelsea Spresser, March 08, 2024

Articles and Guides.

How to Choose Car Insurance: 10 Questions to Consider

Are you about to pick up a shiny new car? Or perhaps you’re wondering if your current insurance is right for you? Here are a few things to consider.

Lee Mylne, November 21, 2023

What people are saying

Excellent

4.7 / 5 from over 22,259 reviews.

29 Oct 2024

Was referred to Youi and not disappointed

Enquired about car insurance through Youi after a recommendation from a friend in the car industry. Please I got in contact. Talked to an engaging representative, very knowledgable and easy to talk to. Made me feel comfortable. Answered all my questions and I saved money along the way.

15 Oct 2024

10/10. Customer focused

Youi were very helpful in explaining everything to do with the new car policy I have just taken out. It was a pleasure dealing with the assistant on the other end of the line, and she is a credit to Youi. 10/10

15 Oct 2024

Ease of dealing with Youii

Ease of dealing with Youii. Chanae was more than helpful in setting up a new car policy. No mucking around, this was wrapped up in 10 mins and at a very competitive price.

11 Oct 2024

Amazing service & Price!

Amazing service & information to make an informed choice for car insurance. Saved time, energy & huge dollars. Friendly service & helpful to our needs.

18 Sep 2024

Youi made the whole thing easy...

Youi made the whole ordeal of a car binge the easiest and most pleasant experience ever. The lady on the phone was absolutely lovely and walked me through the process. The auto repairer was professional and easy. The whole thing was seemless. Youi is the best - all our cars are with them!

10 Sep 2024

Outstanding customer service from Elizabeth

Elizabeth was patient, funny and very helpful discussing a car insurance quote I made a few days ago! A+ service, thank you! :)

05 Sep 2024

Amazing customer service representative.…

I would like to say what an amazing experience I had with the consultant today named Nathan , he went above and beyond to get me the best quote of car insurance. It's my first time being with youi and I'm glad I picked this car insurance. I will recommend it to all my family and friends.

14 Aug 2024

Very impressed by Youi’s service

Very impressed by Youi’s service. Very professional, very quick and straight forward, staff extremely friendly. Car booked in to be towed within minutes of speaking to them. Would highly recommend

12 Aug 2024

Made an online claim for damage to my parked car.

Made an online claim for damage to my parked motor vehicle. Within 5 minutes I received a follow up call from Youi to progress my claim. Nothing but support and made the process seem so easy.

12 Aug 2024

Fantastic customer service

Fantastic customer service, they could not have been more helpful. Set the ball rolling very quickly and arranged a convenient time for the car damage to be assessed. So glad we chose Youi.