Porsche Insurance Costs | Youi

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Porsche car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of Porsche. Take a look to see the average annual premiums for the Porsche models we insure.

How we calculate these numbers

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Porsche Boxster

$1,145

Porsche Cayman

$1,739

Porsche 911

$1,840

Porsche 718

$1,867

Porsche Average

$2,014

Porsche Macan

$2,049

Porsche Cayenne

$2,313

Choose your cover

To keep your Porsche covered, Youi offers a range of insurance options. Let us help take care of the insurance side of things, so you can focus on the drive.

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Porsche

Porsche was ‘born’ in 1948 with the 356 Roadster

Company founder, Ferry Porsche, realised his dream of creating a sports car on June 8, 1948 when the 356 ‘No.1’ Roadster became the first to be registered with the Porsche name. This achievement was made possible by Ferry Porsche’s father, Ferdinand Porsche, who had been an innovator in the automotive industry since the 19th century.¹

The Porsche 911 has been built over a million times

The Porsche 911 was the successor to the 356, designed by Ferry Porsche’s son, Ferdinand Alexander Porsche. Released in 1963, the Porsche 911 gave the company its breakthrough as a world leader in sports cars, from both a technical and design perspective. The 911 has been so successful, it’s been built more than a million times.¹

The Porsche coat of arms made its debut in 1952

Now a recognisable symbol all over the world, the Porsche coat of arms first appeared on the steering hub of the 356. The inspiration was taken from the Stuttgart city seal, with the city name flanked by the state colours of red and black. A rearing horse in the centre is surrounded by stylised antlers (from the Württemberg-Hohenzollern coat of arms), with the ‘Porsche’ lettering across the top acting as a protective roof.²

Porsche Design makes car-inspired watches

Ferry Porsche’s oldest son, Ferdinand Alexander Porsche, established the Porsche Design company in 1972, and their first product was a watch made for Porsche employees. The result was the Chronograph I, a watch that used the instrument panel of the Porsche 911 as inspiration. This watch has recently been reissued with virtually zero changes made to the original design.³

Company founder, Ferry Porsche, realised his dream of creating a sports car on June 8, 1948 when the 356 ‘No.1’ Roadster became the first to be registered with the Porsche name. This achievement was made possible by Ferry Porsche’s father, Ferdinand Porsche, who had been an innovator in the automotive industry since the 19th century.¹

The Porsche 911 was the successor to the 356, designed by Ferry Porsche’s son, Ferdinand Alexander Porsche. Released in 1963, the Porsche 911 gave the company its breakthrough as a world leader in sports cars, from both a technical and design perspective. The 911 has been so successful, it’s been built more than a million times.¹

Now a recognisable symbol all over the world, the Porsche coat of arms first appeared on the steering hub of the 356. The inspiration was taken from the Stuttgart city seal, with the city name flanked by the state colours of red and black. A rearing horse in the centre is surrounded by stylised antlers (from the Württemberg-Hohenzollern coat of arms), with the ‘Porsche’ lettering across the top acting as a protective roof.²

Ferry Porsche’s oldest son, Ferdinand Alexander Porsche, established the Porsche Design company in 1972, and their first product was a watch made for Porsche employees. The result was the Chronograph I, a watch that used the instrument panel of the Porsche 911 as inspiration. This watch has recently been reissued with virtually zero changes made to the original design.³

What might impact my Porsche insurance costs?

A number of variable factors can affect your Porsche insurance cost, including your age and the suburb where you live. To get more precise information about Porsche car insurance with Youi, start a quote with us today.

Age and driving history

When you start a quote with Youi, your age is one of the things we’ll need to know. Another key consideration will be your driving history: both of these factors may influence your insurance premiums.

Porsche model and modifications

If you insure with Youi, we’ll need to know the specific model of your Porsche, as well as any modifications you might have made to your vehicle. This is because Porsche insurance premiums are calculated on, among other things, how expensive it would be to replace or repair your car, along with any modifications or accessories.

Place where your Porsche is kept

The suburb where you store your Porsche can affect the cost of your car insurance. Some suburbs have higher crime rates, while some locations are more susceptible to extreme weather events. It also matters whether your Porsche will be parked on the street, or kept inside a locked garage.

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Age and driving history

When you start a quote with Youi, your age is one of the things we’ll need to know. Another key consideration will be your driving history: both of these factors may influence your insurance premiums.

Porsche model and modifications

If you insure with Youi, we’ll need to know the specific model of your Porsche, as well as any modifications you might have made to your vehicle. This is because Porsche insurance premiums are calculated on, among other things, how expensive it would be to replace or repair your car, along with any modifications or accessories.

Place where your Porsche is kept

The suburb where you store your Porsche can affect the cost of your car insurance. Some suburbs have higher crime rates, while some locations are more susceptible to extreme weather events. It also matters whether your Porsche will be parked on the street, or kept inside a locked garage.

Level of coverage

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

FAQs

Keep reading for answers to commonly-asked questions about Porsche car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Comprehensive cover on Porsche vehicles is $2,014.

Compare this with the average annual premium for Mercedes-Benz insurance, which is about $1,585, Audi which is around $1,492, and BMW which is about $1,463.

For more detailed information about Porsche car insurance, start a quote with us today.

How we calculate these numbers

The Porsche Cayenne has an average annual insurance premium (for Comprehensive cover with Youi) of $2,313 which makes it around 15% higher compared with all the other models of Porsche that Youi insures.

This makes the Cayenne the most expensive Porsche to insure with Youi.

How we calculate these numbers

If you choose Youi as your car insurance provider, the Porsche Boxster is the least expensive Porsche to insure. For Youi customers, the average annual Comprehensive insurance premium for the Porsche Boxster is $1,145, which is about 43% lower compared with all other models of Porsche we insure.

How we calculate these numbers

Yes, different Porsche models tend to attract different insurance premiums. If you insure with Youi, the average annual insurance premium for the Porsche Boxster is $1,145, while the average annual insurance premium for the Porsche Cayenne is about $2,313.

To get more detailed information about Porsche insurance, start a quote with us today.

How we calculate these numbers

Yes, the colour of your Porsche might affect your insurance premium as a Youi customer. This is because car insurance premiums are calculated based on, among other things, how much it would cost to replace or repair your car. Certain car paints, such as metallic, can cost more than others.

For more detailed information about car insurance costs, start a quote with us today.

For Youi customers, the Porsche Boxster has an average annual premium of $1,145, while the Porsche Macan has an average annual premium of about $1,669.

To get more information about insuring your Porsche, start a quote with us today.

How we calculate these numbers

The model year of your Porsche Boxster can impact your car insurance premium. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your Porsche replaced or repaired. Typically, the more expensive it is to repair or replace a car, the more expensive it’s likely to be to insure. To find out how much your Porsche Boxster might be to insure with Youi, start a quote.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

Articles and Guides.

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Articles and Guides.

Choosing the Right Car Insurance for You: 10 Questions to Ask

Here at Youi, we get that your car is unlike any other.

August 02, 2018

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