A Ram 1500 badge on a black vehicle.
Car insurance

Car insurance for Ram

On the hunt for info about Ram insurance? You’re in the right place. Take a look below to see what kind of premiums you might expect for your Ram vehicle with Youi. Also, find out about the levels of coverage we offer, and discover some interesting facts about the Ram brand.

On the hunt for info about Ram insurance? You’re in the right place. Take a look below to see what kind of premiums you might expect for your Ram vehicle with Youi. Also, find out about the levels of coverage we offer, and discover some interesting facts about the Ram brand.

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How much does Ram car insurance cost?

Your Ram insurance cost will depend on a number of variables, including your age, driving history, and the suburb where you live. Select your Ram model below to learn more about the average annual insurance premiums for Comprehensive cover with Youi.

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Model

Ram 1500

ANNUAL PREMIUM RANGE:

$1,409 to $2,795

When insured with Youi, the average annual premium for a Comprehensive policy covering the Ram 1500 is $2,195. 

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

  • The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Nov 2022 and 31 May 2023.
  • To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
  • As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
  • Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

Choose your cover

Take a look at Youi’s range of Ram insurance options to keep you covered while you’re on the road. Choose from Comprehensive, Third Party Fire & Theft, and Third Party Property Only.

Interesting facts about Ram

Ram trucks are converted to Australian specifications in Melbourne

As an American brand, Ram’s fleet of trucks are designed for American roads: i.e. as left-hand-drive (LHD) vehicles. For the Australian market, Ram trucks arrive in the country as LHD vehicles and are then converted to right-hand-drive in a purpose-built facility in Melbourne. This requires a new dashboard to be fitted, which was designed, developed and produced in Australia.

Ram Trucks Australia is our largest vehicle manufacturer

Business is booming for Ram Trucks Australia, with a record-breaking 900 full-size pick-up trucks produced at its Melbourne facility in November 2022. When Ram entered the Australian market in 2015, no one knew what to expect, but today Ram Trucks Australia employs over 600 employees, making it the biggest vehicle manufacturer in the country.2

A fully electric version of the Ram 1500 is on the horizon

Scheduled to hit the American market in the final quarter of 2024, the Ram 1500 REV will be the first-ever Ram electric truck.3 The Ram 1500 REV is a game-changer, marking a determined shift towards sustainable energy. Ram also claims that the 1500 REV can provide home energy charging, meaning that you could potentially use your truck to power your home if the grid goes down.4  

You can buy Ram-inspired cowboy boots

The prestigious Texan boot brand Lucchese has designed a custom boot to celebrate the 2021 Ram 1500 Limited Longhorn™ 10th Anniversary Edition. Boot designer Trey Gilmore used a hand-stained tan leather to match the seats in the Longhorn, topped off with swirls of stitches to emulate the curled horns of a ram. The Ram logo is also positioned on the boot’s pull straps.5

As an American brand, Ram’s fleet of trucks are designed for American roads: i.e. as left-hand-drive (LHD) vehicles. For the Australian market, Ram trucks arrive in the country as LHD vehicles and are then converted to right-hand-drive in a purpose-built facility in Melbourne. This requires a new dashboard to be fitted, which was designed, developed and produced in Australia.

Business is booming for Ram Trucks Australia, with a record-breaking 900 full-size pick-up trucks produced at its Melbourne facility in November 2022. When Ram entered the Australian market in 2015, no one knew what to expect, but today Ram Trucks Australia employs over 600 employees, making it the biggest vehicle manufacturer in the country.2

Scheduled to hit the American market in the final quarter of 2024, the Ram 1500 REV will be the first-ever Ram electric truck.3 The Ram 1500 REV is a game-changer, marking a determined shift towards sustainable energy. Ram also claims that the 1500 REV can provide home energy charging, meaning that you could potentially use your truck to power your home if the grid goes down.4  

The prestigious Texan boot brand Lucchese has designed a custom boot to celebrate the 2021 Ram 1500 Limited Longhorn™ 10th Anniversary Edition. Boot designer Trey Gilmore used a hand-stained tan leather to match the seats in the Longhorn, topped off with swirls of stitches to emulate the curled horns of a ram. The Ram logo is also positioned on the boot’s pull straps.5

What might impact my Ram insurance costs?

Your Ram car insurance premium can be affected by a number of variable factors, such as your age and driving history. For more detailed info about Ram insurance with Youi, start a quote with us today.

FAQs

Keep reading for answers to commonly-asked questions about Ram insurance.

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If you insure with Youi, the average annual premium for Ram vehicles is $2,195. Compare this with the average annual insurance premium for Mazdas insured with Youi, which is about $1,093. 

Start a quote with us today to get more detailed info about keeping your Ram covered.

Yes, the colour of your Ram truck might affect the cost of your insurance. This is because insurance premiums are based on, among other things, how much it would cost to repair or replace your vehicle. Certain paints, such as metallic, can cost more than others.  

For more details about Ram insurance premiums, start a quote.

The model year of your Ram 1500 can impact the cost of your insurance. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your vehicle repaired or replaced. Typically, the more expensive it is to repair or replace a vehicle, the more expensive it’s likely to be to insure.  

Find out how much it might cost to insure your Ram 1500 by starting a quote with us today.

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Guides 

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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Disclaimers

1 Source: Ram Australia
2 Source: Ram Australia
3 Source: Ram USA
4 Source: Ram 1500 REV
5 Source: Ram USA