Subaru Insurance Costs | Youi

How much does Subaru car insurance cost?

If you choose to insure your Subaru with Youi, there are a number of factors that may affect your insurance premium. These can include your age, driving history, location, and the specific model of your Subaru. To get an idea of Youi’s approximate annual insurance premiums for Comprehensive cover, select your Subaru model below.

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Model

ANNUAL PREMIUM RANGE:

$1,055 to $2,558

Insurance costs for the Subaru BRZ are about 59% higher than the average annual premium for all Subaru models insured with Youi.

ANNUAL PREMIUM RANGE:

$692 to $1,351

When insured with Youi, the Subaru Forester has an average annual insurance premium which is around 10% lower than the other Subaru models we insure.

ANNUAL PREMIUM RANGE:

$736 to $1,751

Compared to all other models of Subarus insured with Youi, the Subaru Impreza’s average annual insurance premium is about 9% higher.

ANNUAL PREMIUM RANGE:

$1,193 to $2,565

The average annual insurance premium for the Subaru Levorg is around 67% higher than the average for all other Subaru models we cover.

ANNUAL PREMIUM RANGE:

$731 to $1,787

Insurance costs for the Subaru Liberty are about 13% higher than the average annual premium for all Subaru models insured with Youi.

ANNUAL PREMIUM RANGE:

$675 to $1,511

The cost of Subaru Tribeca insurance is about 9% lower than the average annual insurance premium for all Subaru models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,183 to $2,704

If you insure with Youi, the average annual Subaru WRX insurance cost is around 79% higher than for other Subaru models we cover.

What’s the average cost for Subaru car insurance?

When insured with Youi, the average cost of Comprehensive cover for Subaru vehicles can vary between different models. Take a look at the list of Subaru models here to see the average annual premium for each.

How we calculate these numbers

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Subaru CROSSTREK

$1,051

Subaru XV

$1,051

Subaru Forester

$1,065

Subaru Tribeca

$1,072

Subaru Outback

$1,166

Subaru Average

$1,176

Subaru Impreza

$1,283

Subaru Liberty

$1,330

Subaru BRZ

$1,874

Subaru Levorg

$1,962

Subaru WRX

$2,108

Choose your cover

We offer a range of insurance options for you to choose from to keep your Subaru covered. Let us help take care of the insurance so you can focus on getting where you need to be.

Comprehensive car insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive car insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Subaru

Subaru was originally an aircraft research company

Subaru first began in 1915 as an aircraft research company called Fuji Heavy Industries. During WWII, the company was the chief aircraft manufacturer for Japan. After the war ended, they moved into car manufacturing.¹

‘Subaru’ is the Japanese name for the Pleiades

Located in the Taurus constellation, the Pleiades is a cluster of stars known for its striking blue colour. These bright stars are clustered together in a group, which is a fitting metaphor for the five separate companies that provided the capital to launch Subaru.¹

Subaru supports animal welfare

Since 2008, Subaru has donated close to US$22 million to the American Society for the Prevention of Cruelty to Animals (ASPCA®) and supported over 1,500 events related to animal welfare. The partnership between Subaru and ASPCA® has helped more than 50,000 animals across America.²

The Boxer engine gets its name from boxing

Subaru vehicles use a Boxer style of engine in which the pistons lie flat and move horizontally, named after the way a boxer delivers punches. While this style of engine offers improved handling, stability and safety, few other manufacturers have adopted the technology – partly due to the relatively complex shape that increases manufacturing costs.³

Subaru first began in 1915 as an aircraft research company called Fuji Heavy Industries. During WWII, the company was the chief aircraft manufacturer for Japan. After the war ended, they moved into car manufacturing.¹

Located in the Taurus constellation, the Pleiades is a cluster of stars known for its striking blue colour. These bright stars are clustered together in a group, which is a fitting metaphor for the five separate companies that provided the capital to launch Subaru.¹

Since 2008, Subaru has donated close to US$22 million to the American Society for the Prevention of Cruelty to Animals (ASPCA®) and supported over 1,500 events related to animal welfare. The partnership between Subaru and ASPCA® has helped more than 50,000 animals across America.²

Subaru vehicles use a Boxer style of engine in which the pistons lie flat and move horizontally, named after the way a boxer delivers punches. While this style of engine offers improved handling, stability and safety, few other manufacturers have adopted the technology – partly due to the relatively complex shape that increases manufacturing costs.³

What might impact my Subaru insurance costs?

There are a number of variable factors that can affect your Subaru insurance rates. These include your age, location and driving history. To get more precise information about Subaru insurance with Youi, start a quote with us today.

Age and driving history

When you start a quote with Youi, one of the first things we’ll need to know is your age. Another major consideration will be your driving history: both of these factors may influence your insurance premiums.

Suburb where the car is located

Where you live and where your Subaru is stored can affect the cost of your car insurance. Some suburbs have higher crime rates than others, while certain locations are more susceptible to extreme weather. We’ll also need to know whether your car will be parked on the street, outside on your property, or inside a locked garage.

Subaru model and modifications

When you insure with Youi, we’ll need to know the specific model of your Subaru. If you have made modifications to your vehicle (such as upgrading the suspension) this could also affect your insurance costs. This is because Subaru motor insurance premiums are calculated based on, among other things, how expensive it would be to repair or replace your car, along with any accessories or modifications.

Coverage level

With Youi, you can choose from a range of insurance options including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. Each of these levels is priced differently.

Age and driving history

When you start a quote with Youi, one of the first things we’ll need to know is your age. Another major consideration will be your driving history: both of these factors may influence your insurance premiums.

Suburb where the car is located

Where you live and where your Subaru is stored can affect the cost of your car insurance. Some suburbs have higher crime rates than others, while certain locations are more susceptible to extreme weather. We’ll also need to know whether your car will be parked on the street, outside on your property, or inside a locked garage.

Subaru model and modifications

When you insure with Youi, we’ll need to know the specific model of your Subaru. If you have made modifications to your vehicle (such as upgrading the suspension) this could also affect your insurance costs. This is because Subaru motor insurance premiums are calculated based on, among other things, how expensive it would be to repair or replace your car, along with any accessories or modifications.

Coverage level

With Youi, you can choose from a range of insurance options including Third Party Property Only, Third Party Fire & Theft and Comprehensive cover. Each of these levels is priced differently.

FAQs

Keep reading for a rundown on commonly-asked questions about Subaru car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Subaru vehicles is $1,176. Compare this with the average annual premium for Toyota insurance which is $1,188, for Mercedes-Benz which is $1,585, for Audi which is $1,492, and for BMW which is $1,463.

For more detailed information about insuring your Subaru, start a quote with us today.

How we calculate these numbers

It depends on which parts you’re looking to buy, which Subaru model they’re for, and what other car makes you’re comparing the cost of parts to. While we’re more knowledgeable in the area of car insurance than car parts, you might find this info handy: in a 2022 survey about car expenses conducted by Savvy, Subaru ranked as the 19th most expensive car to run in Australia.⁴ This result was based on total car maintenance estimates over a 10-year period.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

Tips to Help Reduce Your Car Insurance Premium

If your car has ever been lost or damaged through an accident, theft or extreme weather event, you might know the stress that can cause.

December 13, 2023

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