Suzuki badge on the front of a white Suzuki.

Car insurance for Suzuki

If you’re trying to pin down info about Suzuki car insurance, you’ve come to the right place. Take a look at our list of Suzuki models to see what kind of premiums you might expect for Comprehensive cover with Youi. Keep reading to learn about the different levels of coverage we offer, as well as some lesser-known facts about the Suzuki brand.

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How much does Suzuki car insurance cost?

Car insurance costs are calculated based on a number of variable factors. If you start a quote with Youi, we can give you a detailed idea of what kind of premium you might expect if you insure your Suzuki with us. However, if all you need is a general idea, below we’ve listed our annual premium ranges for Comprehensive cover on all the Suzuki vehicles we insure.

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Model

ANNUAL PREMIUM RANGE:

$630 to $1,449

The average annual insurance premium for the Suzuki Alto is around 8% lower than the average for all other Suzuki models we cover.

ANNUAL PREMIUM RANGE:

$628 to $1,873

If you insure the Suzuki APV with Youi, the average annual insurance premium is around 2% lower compared with all other models of Suzuki that we insure.

ANNUAL PREMIUM RANGE:

$782 to $1,573

The Suzuki Baleno has an average annual insurance premium that’s around 7% higher compared with all other Suzuki models insured by Youi.

ANNUAL PREMIUM RANGE:

$662 to $1,128

Compared to all other Suzuki models that Youi insures, the Suzuki Celerio has an average annual insurance premium that’s around 19% lower.

ANNUAL PREMIUM RANGE:

$581 to $1,295

The average annual insurance premium for the Suzuki Grand Vitara is around 17% lower than the average for all other Suzuki models we cover.

ANNUAL PREMIUM RANGE:

$639 to $1,338

If you insure your Suzuki Ignis with Youi, the average annual insurance premium is around 13% lower compared with all other Suzuki models that we cover.

ANNUAL PREMIUM RANGE:

$695 to $1,586

Compared to all other Suzuki models insured with Youi, the Suzuki Jimny’s average annual insurance premium is about 5% higher.

ANNUAL PREMIUM RANGE:

$652 to $1,378

When insured with Youi, the Suzuki Kizashi has an average annual insurance premium which is around 7% lower than the other Suzuki models we insure.

ANNUAL PREMIUM RANGE:

$708 to $1,394

If you choose Youi as your insurer, the Suzuki S-Cross has an average annual insurance premium that’s around 2% lower compared with all other Suzuki models we cover.

ANNUAL PREMIUM RANGE:

$695 to $1,602

The Suzuki Swift has an average annual insurance premium that’s around 5% higher compared with all other Suzuki models Youi covers.

ANNUAL PREMIUM RANGE:

$598 to $1,219

Insurance costs for the Suzuki SX4 are about 17% lower than the average annual premium for all Suzuki models insured with Youi.

ANNUAL PREMIUM RANGE:

$730 to $1,495

The Suzuki Vitara has an average annual premium that’s around 2% lower compared with all other Suzuki models that Youi insures.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 06 Sep 2025 and 06 Mar 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Suzuki car insurance?

Want to know how insurance costs fluctuate in price depending on the model? In this section, we’ve put together a list of all the average annual premium amounts for the different Suzuki vehicles we cover.

How we calculate these numbers

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Suzuki Celerio

$942

Suzuki Grand Vitara

$968

Suzuki SX4

$970

Suzuki Ignis

$1,013

Suzuki Alto

$1,075

Suzuki Kizashi

$1,080

Suzuki S-Cross

$1,140

Suzuki Vitara

$1,143

Suzuki APV

$1,144

Suzuki Average

$1,167

Suzuki Swift

$1,221

Suzuki Jimny

$1,223

Suzuki Baleno

$1,253

Suzuki FRONX

$1,261

Choose your cover

Your coverage options for Suzuki insurance with Youi include Comprehensive, Third Party Fire & Theft, and Third Party Property Only. Learn more about each below.

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Suzuki

The Suzuki company was founded in 1909

In 1909, Michio Suzuki founded the Suzuki Loom Works in Hamamatsu, Shizuoka Prefecture, Japan. The company manufactured looms for a number of decades, and survived WWII despite needing to move offices and plants in 1945 due to severe war damage. After the war, Suzuki began manufacturing automobiles, launching the Power Free 36cc, 2-cycle auxiliary bicycle engine in 1952.¹

Suzuki launched its first 4WD in 1970

The inspiration behind Suzuki’s first 4WD was to create ‘a vehicle that can take on rough roads and go to places that cars couldn't go in the past.’ The first Suzuki LJ model was also the first mass-produced 4x4 in Japan's domestic mini-car category. In 1975, the LJ50 was exported to Australia, featuring a bigger engine to suit Australian conditions. It soon earned a reputation for being a ‘go anywhere’ vehicle.²

The Suzuki Swift has a double life as an Australian police car

In June 2022, the NSW Police Force added a Suzuki Swift Sport to their fleet of Crime Prevention Unit vehicles. According to Rachel Neal, Acting Intelligence Team Leader of the Murray River Police District, Crime Prevention Unit, The Suzuki Swift Sport will implement strategies and ‘help deliver a safe and more secure NSW’.³

Suzuki is a supporter of the NSW Swifts netball team

After a successful partnership in 2022, in March 2023 Suzuki Australia announced it would be recommitting to its role of Official Automotive Partner for the NSW Swifts’ 2023 Suncorp Super Netball campaign. Kath Tetley, Executive General Manager of the Swifts, stated: ‘We love how fun and vibrant our partnership with Suzuki is. To be honest it was always going to be a great fit. You have an iconic company – which produces a popular car like the Swift – joining forces with some of the best personalities in Australian sport.’⁴

What might impact my Suzuki insurance costs?

Here are some of the variable factors that might influence your Suzuki car insurance premium. If you’d like more detailed information about keeping your Suzuki covered, start a quote with Youi today.

Your age

How old you are, and how many years of driving experience you have under your belt, might make a difference to your car insurance premium. When you start a quote with Youi, we will take both of these factors into consideration.

Your home address

Where you store your Suzuki vehicle might impact your car insurance premium. Some suburbs have higher rates of crime, while others might be more susceptible to extreme weather. When you start a quote, we’ll also need to know whether your car will be kept inside a locked garage, or outside on the street.

Level of coverage

Youi’s range of insurance options includes Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suzuki model

The model of your Suzuki, and its year of manufacture, might impact the cost of your car insurance. We’ll also need to know whether you’ve made any modifications, or added any after-market accessories, to your vehicle.

Your age

Your home address

Level of coverage

Youi’s range of insurance options includes Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suzuki model

FAQs

Keep reading for answers to some of the most frequently-asked questions about Suzuki insurance.

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The average annual insurance premium for Suzuki vehicles (for Comprehensive cover with Youi) is $1,167. Compare this with the average annual premium for Mazda vehicles, which is about $1,093.

If you have questions about Suzuki car insurance, start a quote with us today.

How we calculate these numbers

For Youi customers, the Suzuki Kizashi has an average annual insurance premium of $1,080 which is around 7% lower compared with all the Suzuki vehicles we cover.

How we calculate these numbers

The average annual insurance premium for the Suzuki SX4 is $970 (for Comprehensive cover with Youi), which is around 17% lower compared with all other Suzuki models we cover.

How we calculate these numbers

Different models of cars can attract different insurance premiums. For example, if you insure with Youi, the Suzuki Alto has an average annual insurance premium of $1,075 while the Suzuki Kizashi has an average annual insurance premium of about $1,364.

Start a quote with us today to get more detailed info about Suzuki car insurance.

How we calculate these numbers

Yes, the colour of your car can affect the cost of your insurance. Certain types of car paint, such as metallic, can cost more than others, and since car insurance premiums are calculated based on, among other things, how much it would cost to repair or replace your car, car colours are usually taken into account.

The year that your Suzuki Swift was manufactured can affect your car insurance premium. This is because insurance premiums are based on, among other things, how much it would cost to have your car fixed or replaced following an incident. Generally speaking, the more expensive it is to repair or replace a vehicle, the higher the insurance costs are likely to be.

To get more information about keeping your Suzuki Swift covered, start a quote with us today.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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