Suzuki Insurance Costs | Youi

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Suzuki car insurance?

Want to know how insurance costs fluctuate in price depending on the model? In this section, we’ve put together a list of all the average annual premium amounts for the different Suzuki vehicles we cover.

How we calculate these numbers

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Suzuki SX4

$875

Suzuki Grand Vitara

$931

Suzuki Ignis

$955

Suzuki APV

$958

Suzuki S-Cross

$1,102

Suzuki Vitara

$1,123

Suzuki Average

$1,147

Suzuki Celerio

$1,185

Suzuki Swift

$1,203

Suzuki Alto

$1,208

Suzuki Baleno

$1,221

Suzuki Jimny

$1,224

Suzuki Kizashi

$1,364

Choose your cover

Your coverage options for Suzuki insurance with Youi include Comprehensive, Third Party Fire & Theft, and Third Party Property Only. Learn more about each below.

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Suzuki

The Suzuki company was founded in 1909

In 1909, Michio Suzuki founded the Suzuki Loom Works in Hamamatsu, Shizuoka Prefecture, Japan. The company manufactured looms for a number of decades, and survived WWII despite needing to move offices and plants in 1945 due to severe war damage. After the war, Suzuki began manufacturing automobiles, launching the Power Free 36cc, 2-cycle auxiliary bicycle engine in 1952.¹

Suzuki launched its first 4WD in 1970

The inspiration behind Suzuki’s first 4WD was to create ‘a vehicle that can take on rough roads and go to places that cars couldn't go in the past.’ The first Suzuki LJ model was also the first mass-produced 4x4 in Japan's domestic mini-car category. In 1975, the LJ50 was exported to Australia, featuring a bigger engine to suit Australian conditions. It soon earned a reputation for being a ‘go anywhere’ vehicle.²

The Suzuki Swift has a double life as an Australian police car

In June 2022, the NSW Police Force added a Suzuki Swift Sport to their fleet of Crime Prevention Unit vehicles. According to Rachel Neal, Acting Intelligence Team Leader of the Murray River Police District, Crime Prevention Unit, The Suzuki Swift Sport will implement strategies and ‘help deliver a safe and more secure NSW’.³

Suzuki is a supporter of the NSW Swifts netball team

After a successful partnership in 2022, in March 2023 Suzuki Australia announced it would be recommitting to its role of Official Automotive Partner for the NSW Swifts’ 2023 Suncorp Super Netball campaign. Kath Tetley, Executive General Manager of the Swifts, stated: ‘We love how fun and vibrant our partnership with Suzuki is. To be honest it was always going to be a great fit. You have an iconic company – which produces a popular car like the Swift – joining forces with some of the best personalities in Australian sport.’⁴

In 1909, Michio Suzuki founded the Suzuki Loom Works in Hamamatsu, Shizuoka Prefecture, Japan. The company manufactured looms for a number of decades, and survived WWII despite needing to move offices and plants in 1945 due to severe war damage. After the war, Suzuki began manufacturing automobiles, launching the Power Free 36cc, 2-cycle auxiliary bicycle engine in 1952.¹

The inspiration behind Suzuki’s first 4WD was to create ‘a vehicle that can take on rough roads and go to places that cars couldn't go in the past.’ The first Suzuki LJ model was also the first mass-produced 4x4 in Japan's domestic mini-car category. In 1975, the LJ50 was exported to Australia, featuring a bigger engine to suit Australian conditions. It soon earned a reputation for being a ‘go anywhere’ vehicle.²

In June 2022, the NSW Police Force added a Suzuki Swift Sport to their fleet of Crime Prevention Unit vehicles. According to Rachel Neal, Acting Intelligence Team Leader of the Murray River Police District, Crime Prevention Unit, The Suzuki Swift Sport will implement strategies and ‘help deliver a safe and more secure NSW’.³

After a successful partnership in 2022, in March 2023 Suzuki Australia announced it would be recommitting to its role of Official Automotive Partner for the NSW Swifts’ 2023 Suncorp Super Netball campaign. Kath Tetley, Executive General Manager of the Swifts, stated: ‘We love how fun and vibrant our partnership with Suzuki is. To be honest it was always going to be a great fit. You have an iconic company – which produces a popular car like the Swift – joining forces with some of the best personalities in Australian sport.’⁴

What might impact my Suzuki insurance costs?

Here are some of the variable factors that might influence your Suzuki car insurance premium. If you’d like more detailed information about keeping your Suzuki covered, start a quote with Youi today.

Your age

How old you are, and how many years of driving experience you have under your belt, might make a difference to your car insurance premium. When you start a quote with Youi, we will take both of these factors into consideration.

Your home address

Where you store your Suzuki vehicle might impact your car insurance premium. Some suburbs have higher rates of crime, while others might be more susceptible to extreme weather. When you start a quote, we’ll also need to know whether your car will be kept inside a locked garage, or outside on the street.

Level of coverage

Youi’s range of insurance options includes Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suzuki model

The model of your Suzuki, and its year of manufacture, might impact the cost of your car insurance. We’ll also need to know whether you’ve made any modifications, or added any after-market accessories, to your vehicle.

Your age

How old you are, and how many years of driving experience you have under your belt, might make a difference to your car insurance premium. When you start a quote with Youi, we will take both of these factors into consideration.

Your home address

Where you store your Suzuki vehicle might impact your car insurance premium. Some suburbs have higher rates of crime, while others might be more susceptible to extreme weather. When you start a quote, we’ll also need to know whether your car will be kept inside a locked garage, or outside on the street.

Level of coverage

Youi’s range of insurance options includes Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suzuki model

The model of your Suzuki, and its year of manufacture, might impact the cost of your car insurance. We’ll also need to know whether you’ve made any modifications, or added any after-market accessories, to your vehicle.

FAQs

Keep reading for answers to some of the most frequently-asked questions about Suzuki insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

The average annual insurance premium for Suzuki vehicles (for Comprehensive cover with Youi) is $1,147. Compare this with the average annual premium for Mazda vehicles, which is about $1,093.

If you have questions about Suzuki car insurance, start a quote with us today.

How we calculate these numbers

For Youi customers, the Suzuki Kizashi has an average annual insurance premium of $1,364 which is around 19% higher compared with all the Suzuki vehicles we cover.

How we calculate these numbers

The average annual insurance premium for the Suzuki SX4 is $875 (for Comprehensive cover with Youi), which is around 24% lower compared with all other Suzuki models we cover.

How we calculate these numbers

Different models of cars can attract different insurance premiums. For example, if you insure with Youi, the Suzuki Alto has an average annual insurance premium of $1,208 while the Suzuki Kizashi has an average annual insurance premium of about $1,364.

Start a quote with us today to get more detailed info about Suzuki car insurance.

How we calculate these numbers

Yes, the colour of your car can affect the cost of your insurance. Certain types of car paint, such as metallic, can cost more than others, and since car insurance premiums are calculated based on, among other things, how much it would cost to repair or replace your car, car colours are usually taken into account.

The year that your Suzuki Swift was manufactured can affect your car insurance premium. This is because insurance premiums are based on, among other things, how much it would cost to have your car fixed or replaced following an incident. Generally speaking, the more expensive it is to repair or replace a vehicle, the higher the insurance costs are likely to be.

To get more information about keeping your Suzuki Swift covered, start a quote with us today.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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