A Toyota badge on the front of a black car.

Car insurance for Toyota

If you’re wondering how much you can expect to pay for Toyota insurance with Youi, we’re here to help. Below you’ll find info on the types of cover we offer, what you might be looking at to insure your Toyota with us, and some facts about the Toyota brand that you might find interesting.

If you’re wondering how much you can expect to pay for Toyota insurance with Youi, we’re here to help. Below you’ll find info on the types of cover we offer, what you might be looking at to insure your Toyota with us, and some facts about the Toyota brand that you might find interesting.

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How much does Toyota insurance cost?

The cost to insure a Toyota with Youi may vary depending on a range of factors, including the particular Toyota model and its specifications, along with your individual circumstances. If you’re looking for a Toyota insurance quote, Youi’s annual premium ranges below could help give you a steer on what you might pay for our Comprehensive cover.

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Model

ANNUAL PREMIUM RANGE:

$982 to $2,985

Insurance costs for the Toyota 86 are about 46% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$701 to $1,549

The average annual insurance premium for the Toyota Aurion is around 18% lower lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$581 to $1,112

When insured with Youi, the Toyota Avensis has an average annual insurance premium which is around 38% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$819 to $1,872

Insurance costs for the Toyota Camry are about 0.5% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$747 to $2,369

The average annual Toyota insurance premium for the Toyota Celica is around 8% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$764 to $1,594

Compared to all other models of Toyotas insured with Youi, the Toyota C-HR’s average annual insurance premium is about 13% lower.

ANNUAL PREMIUM RANGE:

$741 to $1,620

When insured with Youi, the Toyota Corolla has an average annual insurance premium which is around 13% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$805 to $1,486

When insured with Youi, the Toyota Corolla Cross has an average annual insurance premium which is around 17% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$577 to $1,476

Insurance costs for the Toyota Echo are about 22% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,028 to $2,055

The average annual Toyota insurance premium for the Toyota Estima is around 10% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$810 to $1,575

Compared to all other models of Toyotas insured with Youi, the Toyota FJ Cruiser’s average annual insurance premium is about 13% lower.

ANNUAL PREMIUM RANGE:

$930 to $1,768

When insured with Youi, the Toyota Fortuner has an average annual insurance premium which is around 0.8% higher than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$950 to $2,098

Insurance costs for the Toyota GR Yaris are about 18% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$978 to $2,402

The average annual Toyota insurance premium for the Toyota Hiace is around 25% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$951 to $2,323

Compared to all other models of Toyotas insured with Youi, the Toyota HiLux’s average annual insurance premium is about 22% higher.

ANNUAL PREMIUM RANGE:

$921 to $1,855

Insurance costs for the Toyota Kluger are right on the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$900 to $1,909

The average annual insurance premium for the Toyota LandCruiser is around 5% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$1,231 to $2,667

Compared to all other models of Toyotas insured with Youi, the Toyota LandCruiser 70 Series’ average annual insurance premium is about 42% higher.

ANNUAL PREMIUM RANGE:

$1,051 to $1,936

When insured with Youi, the Toyota LandCruiser Prado has an average annual insurance premium which is around 9% higher than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$731 to $1,436

Insurance costs for the Toyota Prius are about 23% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$996 to $1,395

The average annual insurance premium for the Toyota Prius V is around 12% lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$690 to $1,480

Compared to all other models of Toyotas insured with Youi, the Toyota Prius C’s average annual insurance premium is about 22% lower.

ANNUAL PREMIUM RANGE:

$804 to $1,604

When insured with Youi, the Toyota RAV4 has an average annual insurance premium which is around 11% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$714 to $1,500

Insurance costs for the Toyota Rukus are about 19% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,131 to $2,668

The average annual insurance premium for the Toyota Supra is around 46% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$677 to $1,392

Compared to all other models of Toyotas insured with Youi, the Toyota Tarago’s average annual insurance premium is about 22% lower.

ANNUAL PREMIUM RANGE:

$655 to $1,399

Insurance costs for the Toyota Yaris are about 24% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$728 to $1,356

The average annual Toyota insurance premium for the Toyota Yaris Cross is around 21% lower than the average for all other Toyota models we cover.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

  • The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 06 Sep 2025 and 06 Mar 2026.
  • To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
  • As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
  • Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Toyota car insurance?

When insured with Youi, the average cost of Comprehensive cover for Toyota vehicles can vary between different models. Take a look at the list of Toyota models here to see the average annual premium for each.

Average annual premium by model

Toyota Avensis
$882
 
Toyota Yaris
$1,081
 
Toyota Prius
$1,107
 
Toyota Prius-C
$1,110
 
Toyota Echo
$1,115
 
Toyota Tarago
$1,116
 
Toyota Yaris Cross
$1,124
 
Toyota Rukus
$1,158
 
Toyota Aurion
$1,172
 
Toyota Corolla Cross
$1,186
 
Toyota C-HR
$1,239
 
Toyota FJ Cruiser
$1,240
 
Toyota Corolla
$1,251
 
Toyota Prius V
$1,252
 
Toyota Rav4
$1,267
 
Toyota Avalon
$1,376
 
Toyota Camry
$1,424
 
Toyota Average
$1,431
 
Toyota Fortuner
$1,442
 
Toyota Kluger
$1,453
 
Toyota Landcruiser
$1,499
 
Toyota Soarer
$1,502
 
Toyota Celica
$1,547
 
Toyota Landcruiser Prado
$1,558
 
Toyota Estima
$1,567
 
Toyota bZ4X
$1,586
 
Toyota GR Yaris
$1,694
 
Toyota Hilux
$1,739
 
Toyota Hiace
$1,787
 
Toyota GRANVIA
$1,900
 
Toyota GR86
$1,982
 
Toyota Landcruiser 70 Series
$2,037
 
Toyota 86
$2,095
 
Toyota Supra
$2,097
 
Toyota GR Corolla
$2,280
 
Toyota GR Supra
$2,972
 

Choose your cover

Looking for a Toyota insurance quote? Check out, then choose, the right type of coverage for your vehicle. Start a quote with us today and get the information you need to stay covered.

Interesting facts about Toyota

Toyota first produced textiles machinery

Prior to starting the Toyota Motor Corporation, founder Kiichiro Toyoda invented an automatic loom.1 His work was further development of the initiative undertaken by his father, Sakichi Toyoda, who started Toyoda Loom Company.2

Toyota is family-run

Toyota Motor Corporation’s current president is Akio Toyoda, who is a direct descendent of the company’s founder, Kiichiro Toyoda.3 Although the company originally bore the Toyoda family name, in 1937 it was changed to ‘Toyota’ as it sounded more appealing in Japanese.4

Japan has a city named ‘Toyota’

The headquarters of the company is in Toyota City, Aichi. Formerly known as Koromo, the city underwent a name change in 1956 to reflect the economic importance and fame of its major employer, Toyota.5

Australia loves the Toyota HiLux

Regularly right up there with the best-selling cars in Australia, the Toyota HiLux is a proven favourite amongst Australian drivers. With various models and optional extras available, it’s well-suited to a range of Aussie adventures, both on and off-road.6

Prior to starting the Toyota Motor Corporation, founder Kiichiro Toyoda invented an automatic loom.1 His work was further development of the initiative undertaken by his father, Sakichi Toyoda, who started Toyoda Loom Company.2

Toyota Motor Corporation’s current president is Akio Toyoda, who is a direct descendent of the company’s founder, Kiichiro Toyoda.3 Although the company originally bore the Toyoda family name, in 1937 it was changed to ‘Toyota’ as it sounded more appealing in Japanese.4

The headquarters of the company is in Toyota City, Aichi. Formerly known as Koromo, the city underwent a name change in 1956 to reflect the economic importance and fame of its major employer, Toyota.5

Regularly right up there with the best-selling cars in Australia, the Toyota HiLux is a proven favourite amongst Australian drivers. With various models and optional extras available, it’s well-suited to a range of Aussie adventures, both on and off-road.6

What might impact my Toyota insurance costs?

A variety of factors may affect the cost of your Toyota insurance, including your age, driving history and location. Start a quote with Youi to see what info you need to provide to insure your Toyota.

FAQs

Got questions about our Toyota insurance options? We've got the answers here.

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With Youi, the average annual cost of insurance for a Toyota vehicle is $1,431. The amount you pay to insure your Toyota can depend on a number of factors including your age, location, and the model of Toyota you drive. To get a precise Toyota insurance quote, get in touch with us today. 

 

If you insure with Youi, the lowest average annual Toyota insurance cost is around $1,124 for the Toyota Yaris Cross – making it, on average, the cheapest Toyota model to insure with us. However, there are a number of factors that may affect the overall cost of your Toyota insurance, so to get an exact figure, we recommend that you start a quote.

Surprisingly, Youi’s average annual insurance premium for the Toyota Corolla is $1,251, which is about 13% lower when compared with other Toyota models we insure. The best way to find out exactly how much you can expect to pay for Toyota Corolla insurance with Youi is to start a quote.

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Guides 

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Disclaimers

1 Source: Toyota
2 Source: Toyota
3 Source: Britannica
4 Source: The Guardian
5 Source: Tourism Toyota
6 Source: Canstar Blue