A Toyota badge on the front of a black car.

Car insurance for Toyota

If you’re wondering how much you can expect to pay for Toyota insurance with Youi, we’re here to help. Below you’ll find info on the types of cover we offer, what you might be looking at to insure your Toyota with us, and some facts about the Toyota brand that you might find interesting.

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How much does Toyota insurance cost?

The cost to insure a Toyota with Youi may vary depending on a range of factors, including the particular Toyota model and its specifications, along with your individual circumstances. If you’re looking for a Toyota insurance quote, Youi’s annual premium ranges below could help give you a steer on what you might pay for our Comprehensive cover.

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Model

ANNUAL PREMIUM RANGE:

$945 to $3,109

Insurance costs for the Toyota 86 are about 52% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$696 to $1,499

The average annual insurance premium for the Toyota Aurion is around 18% lower lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$623 to $1,263

When insured with Youi, the Toyota Avensis has an average annual insurance premium which is around 26% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$806 to $1,701

Insurance costs for the Toyota Camry are about 0% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$587 to $1,645

The average annual Toyota insurance premium for the Toyota Celica is around 10% lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$765 to $1,541

Compared to all other models of Toyotas insured with Youi, the Toyota C-HR’s average annual insurance premium is about 13% lower.

ANNUAL PREMIUM RANGE:

$731 to $1,524

When insured with Youi, the Toyota Corolla has an average annual insurance premium which is around 13% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$704 to $1,399

When insured with Youi, the Toyota Corolla Cross has an average annual insurance premium which is around 18% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$569 to $1,497

Insurance costs for the Toyota Echo are about 20% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,068 to $2,173

The average annual Toyota insurance premium for the Toyota Estima is around 18% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$846 to $1,600

Compared to all other models of Toyotas insured with Youi, the Toyota FJ Cruiser’s average annual insurance premium is about 2% lower.

ANNUAL PREMIUM RANGE:

$943 to $1,687

When insured with Youi, the Toyota Fortuner has an average annual insurance premium which is around 2% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$1,075 to $2,161

Insurance costs for the Toyota GR Yaris are about 24% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$965 to $2,365

The average annual Toyota insurance premium for the Toyota Hiace is around 30% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$953 to $2,236

Compared to all other models of Toyotas insured with Youi, the Toyota HiLux’s average annual insurance premium is about 20% higher.

ANNUAL PREMIUM RANGE:

$927 to $1,757

Insurance costs for the Toyota Kluger are right on the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$917 to $1,880

The average annual insurance premium for the Toyota LandCruiser is around 7% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$1,151 to $2,318

Compared to all other models of Toyotas insured with Youi, the Toyota LandCruiser 70 Series’ average annual insurance premium is about 33% higher.

ANNUAL PREMIUM RANGE:

$1,074 to $1,917

When insured with Youi, the Toyota LandCruiser Prado has an average annual insurance premium which is around 11% higher than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$674 to $1,337

Insurance costs for the Toyota Prius are about 24% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$893 to $1,684

The average annual insurance premium for the Toyota Prius V is around 1% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$942 to $1,380

Compared to all other models of Toyotas insured with Youi, the Toyota Prius C’s average annual insurance premium is about 12% lower.

ANNUAL PREMIUM RANGE:

$779 to $1,500

When insured with Youi, the Toyota RAV4 has an average annual insurance premium which is around 13% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$756 to $1,529

Insurance costs for the Toyota Rukus are about 20% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,240 to $2,578

The average annual insurance premium for the Toyota Supra is around 50% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$656 to $1,454

Compared to all other models of Toyotas insured with Youi, the Toyota Tarago’s average annual insurance premium is about 18% lower.

ANNUAL PREMIUM RANGE:

$641 to $1,403

Insurance costs for the Toyota Yaris are about 24% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$663 to $1,288

The average annual Toyota insurance premium for the Toyota Yaris Cross is around 27% lower than the average for all other Toyota models we cover.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 10 Nov 2023 and 10 May 2024.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Toyota car insurance?

When insured with Youi, the average cost of Comprehensive cover for Toyota vehicles can vary between different models. Take a look at the list of Toyota models here to see the average annual premium for each.

How we calculate these numbers

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Toyota Yaris Cross

$1,018

Toyota Avensis

$1,030

Toyota Prius

$1,060

Toyota Yaris

$1,061

Toyota Echo

$1,112

Toyota Rukus

$1,120

Toyota Corolla Cross

$1,135

Toyota Aurion

$1,141

Toyota Tarago

$1,141

Toyota Rav4

$1,208

Toyota Corolla

$1,212

Toyota C-HR

$1,215

Toyota Prius-C

$1,225

Toyota Celica

$1,258

Toyota Fortuner

$1,360

Toyota FJ Cruiser

$1,362

Toyota Camry

$1,388

Toyota Average

$1,391

Toyota Prius V

$1,407

Toyota Kluger

$1,410

Toyota Landcruiser

$1,491

Toyota GR Corolla

$1,530

Toyota Landcruiser Prado

$1,541

Toyota Estima

$1,642

Toyota Hilux

$1,669

Toyota GR Yaris

$1,728

Toyota Hiace

$1,809

Toyota Landcruiser 70 Series

$1,847

Toyota GR86

$1,928

Toyota Supra

$2,086

Toyota 86

$2,118

Choose your cover

Looking for a Toyota insurance quote? Check out, then choose, the right type of coverage for your vehicle. Start a quote with us today and get the information you need to stay covered.

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Comprehensive car insurance

Includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft, plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's property.

Third Party Property Only

Interesting facts about Toyota

Toyota first produced textiles machinery

Prior to starting the Toyota Motor Corporation, founder Kiichiro Toyoda invented an automatic loom.1 His work was further development of the initiative undertaken by his father, Sakichi Toyoda, who started Toyoda Loom Company.²

Toyota is family-run

Toyota Motor Corporation’s current president is Akio Toyoda, who is a direct descendent of the company’s founder, Kiichiro Toyoda.3 Although the company originally bore the Toyoda family name, in 1937 it was changed to ‘Toyota’ as it sounded more appealing in Japanese.⁴

Japan has a city named ‘Toyota’

The headquarters of the company is in Toyota City, Aichi. Formerly known as Koromo, the city underwent a name change in 1956 to reflect the economic importance and fame of its major employer, Toyota.⁵

Australia loves the Toyota HiLux

Regularly right up there with the best-selling cars in Australia, the Toyota HiLux is a proven favourite amongst Australian drivers. With various models and optional extras available, it’s well-suited to a range of Aussie adventures, both on and off-road.⁶

What might impact my Toyota insurance costs?

A variety of factors may affect the cost of your Toyota insurance, including your age, driving history and location. Start a quote with Youi to see what info you need to provide to insure your Toyota.

Your age

Your age, as well as how long you’ve been driving, are some of the factors we take into account when calculating your car insurance costs. We also look at your driving history to see if you’ve incurred any demerit points on your licence.

Your home address

The address where your car is kept can affect the cost of your car insurance. This is because certain suburbs have higher rates of car theft and vandalism than others, and certain areas are more prone to severe weather. Where your car is parked – such as on the street or in a locked garage – is also a factor.

The model of your Toyota

The cost of insurance may also be based on how much it would cost to repair or replace your car. So more expensive models of Toyota would be more likely to incur more expensive insurance premiums.

Level of cover

Youi offers a range of insurance options for Toyotas, including Third Party Property Only and Comprehensive cover. A Third Party Property Only policy generally only covers damage to the other person’s car and property, while Comprehensive cover includes loss or damage to your car for insured events, as well as damage your car causes to a third party’s car or property.

Your age

Your home address

The model of your Toyota

The cost of insurance may also be based on how much it would cost to repair or replace your car. So more expensive models of Toyota would be more likely to incur more expensive insurance premiums.

Level of cover

FAQs

Got questions about our Toyota insurance options? We've got the answers here.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

With Youi, the average annual cost of insurance for a Toyota vehicle is $1,391. The amount you pay to insure your Toyota can depend on a number of factors including your age, location, and the model of Toyota you drive. To get a precise Toyota insurance quote, get in touch with us today.

How we calculate these numbers

If you insure with Youi, the lowest average annual Toyota insurance cost is around $1,018 for the Toyota Yaris Cross – making it, on average, the cheapest Toyota model to insure with us. However, there are a number of factors that may affect the overall cost of your Toyota insurance, so to get an exact figure, we recommend that you start a quote.

How we calculate these numbers

Surprisingly, Youi’s average annual insurance premium for the Toyota Corolla is $1,212, which is about 13% lower when compared with other Toyota models we insure. The best way to find out exactly how much you can expect to pay for Toyota Corolla insurance with Youi is to start a quote.

How we calculate these numbers

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

We’ve put together the following articles to help you navigate your car insurance needs and answer some commonly-asked questions.

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