A Toyota badge on the front of a black car.

Car insurance for Toyota

If you’re wondering how much you can expect to pay for Toyota insurance with Youi, we’re here to help. Below you’ll find info on the types of cover we offer, what you might be looking at to insure your Toyota with us, and some facts about the Toyota brand that you might find interesting.

If you’re wondering how much you can expect to pay for Toyota insurance with Youi, we’re here to help. Below you’ll find info on the types of cover we offer, what you might be looking at to insure your Toyota with us, and some facts about the Toyota brand that you might find interesting.

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How much does Toyota insurance cost?

The cost to insure a Toyota with Youi may vary depending on a range of factors, including the particular Toyota model and its specifications, along with your individual circumstances. If you’re looking for a Toyota insurance quote, Youi’s annual premium ranges below could help give you a steer on what you might pay for our Comprehensive cover.

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Model

ANNUAL PREMIUM RANGE:

$988 to $2,941

Insurance costs for the Toyota 86 are about 45% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$706 to $1,561

The average annual insurance premium for the Toyota Aurion is around 16% lower lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$657 to $1,218

When insured with Youi, the Toyota Avensis has an average annual insurance premium which is around 31% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$826 to $1,858

Insurance costs for the Toyota Camry are about 0.7% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$650 to $2,255

The average annual Toyota insurance premium for the Toyota Celica is around 4% lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$781 to $1,614

Compared to all other models of Toyotas insured with Youi, the Toyota C-HR’s average annual insurance premium is about 12% lower.

ANNUAL PREMIUM RANGE:

$740 to $1,615

When insured with Youi, the Toyota Corolla has an average annual insurance premium which is around 13% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$793 to $1,456

When insured with Youi, the Toyota Corolla Cross has an average annual insurance premium which is around 18% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$628 to $1,598

Insurance costs for the Toyota Echo are about 18% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$983 to $2,119

The average annual Toyota insurance premium for the Toyota Estima is around 12% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$787 to $1,600

Compared to all other models of Toyotas insured with Youi, the Toyota FJ Cruiser’s average annual insurance premium is about 14% lower.

ANNUAL PREMIUM RANGE:

$958 to $1,786

When insured with Youi, the Toyota Fortuner has an average annual insurance premium which is around 1% higher than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$980 to $1,985

Insurance costs for the Toyota GR Yaris are about 13% higher than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$977 to $2,387

The average annual Toyota insurance premium for the Toyota Hiace is around 25% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$945 to $2,297

Compared to all other models of Toyotas insured with Youi, the Toyota HiLux’s average annual insurance premium is about 22% higher.

ANNUAL PREMIUM RANGE:

$907 to $1,839

Insurance costs for the Toyota Kluger are right on the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$884 to $1,900

The average annual insurance premium for the Toyota LandCruiser is around 4% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$1,230 to $2,633

Compared to all other models of Toyotas insured with Youi, the Toyota LandCruiser 70 Series’ average annual insurance premium is about 44% higher.

ANNUAL PREMIUM RANGE:

$1,059 to $1,945

When insured with Youi, the Toyota LandCruiser Prado has an average annual insurance premium which is around 8% higher than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$719 to $1,461

Insurance costs for the Toyota Prius are about 20% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$990 to $1,618

The average annual insurance premium for the Toyota Prius V is around 2% lower than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$700 to $1,503

Compared to all other models of Toyotas insured with Youi, the Toyota Prius C’s average annual insurance premium is about 20% lower.

ANNUAL PREMIUM RANGE:

$800 to $1,606

When insured with Youi, the Toyota RAV4 has an average annual insurance premium which is around 12% lower than the other Toyota models we insure.

ANNUAL PREMIUM RANGE:

$660 to $1,430

Insurance costs for the Toyota Rukus are about 23% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,206 to $2,934

The average annual insurance premium for the Toyota Supra is around 49% higher than the average for all other Toyota models we cover.

ANNUAL PREMIUM RANGE:

$688 to $1,458

Compared to all other models of Toyotas insured with Youi, the Toyota Tarago’s average annual insurance premium is about 19% lower.

ANNUAL PREMIUM RANGE:

$644 to $1,407

Insurance costs for the Toyota Yaris are about 25% lower than the average annual premium for all Toyota models insured with Youi.

ANNUAL PREMIUM RANGE:

$703 to $1,373

The average annual Toyota insurance premium for the Toyota Yaris Cross is around 22% lower than the average for all other Toyota models we cover.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

  • The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 22 Nov 2025 and 22 May 2026.
  • To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
  • As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
  • Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Toyota car insurance?

When insured with Youi, the average cost of Comprehensive cover for Toyota vehicles can vary between different models. Take a look at the list of Toyota models here to see the average annual premium for each.

Average annual premium by model

Toyota Avensis
$981
 
Toyota Yaris
$1,075
 
Toyota Rukus
$1,096
 
Toyota Yaris Cross
$1,110
 
Toyota Avalon
$1,135
 
Toyota Prius-C
$1,148
 
Toyota Prius
$1,150
 
Toyota Tarago
$1,155
 
Toyota Corolla Cross
$1,167
 
Toyota Echo
$1,175
 
Toyota Aurion
$1,195
 
Toyota FJ Cruiser
$1,238
 
Toyota Corolla
$1,243
 
Toyota C-HR
$1,261
 
Toyota Rav4
$1,265
 
Toyota MR2
$1,273
 
Toyota Townace
$1,352
 
Toyota Celica
$1,372
 
Toyota Prius V
$1,400
 
Toyota Average
$1,430
 
Toyota Kluger
$1,433
 
Toyota Camry
$1,441
 
Toyota Fortuner
$1,447
 
Toyota 4 Runner
$1,479
 
Toyota Landcruiser
$1,487
 
Toyota Landcruiser Prado
$1,550
 
Toyota Estima
$1,605
 
Toyota GR Yaris
$1,618
 
Toyota Hilux Surf
$1,723
 
Toyota Hilux
$1,738
 
Toyota GRANVIA
$1,757
 
Toyota Hiace
$1,789
 
Toyota Caldina
$1,821
 
Toyota bZ4X
$1,828
 
Toyota GR86
$1,941
 
Toyota Soarer
$1,985
 
Toyota GR Corolla
$2,009
 
Toyota Landcruiser 70 Series
$2,063
 
Toyota 86
$2,076
 
Toyota Supra
$2,127
 
Toyota Tundra
$2,333
 
Toyota GR Supra
$2,576
 

Choose your cover

Looking for a Toyota insurance quote? Check out, then choose, the right type of coverage for your vehicle. Start a quote with us today and get the information you need to stay covered.

Interesting facts about Toyota

Toyota first produced textiles machinery

Prior to starting the Toyota Motor Corporation, founder Kiichiro Toyoda invented an automatic loom.1 His work was further development of the initiative undertaken by his father, Sakichi Toyoda, who started Toyoda Loom Company.2

Toyota is family-run

Toyota Motor Corporation’s current president is Akio Toyoda, who is a direct descendent of the company’s founder, Kiichiro Toyoda.3 Although the company originally bore the Toyoda family name, in 1937 it was changed to ‘Toyota’ as it sounded more appealing in Japanese.4

Japan has a city named ‘Toyota’

The headquarters of the company is in Toyota City, Aichi. Formerly known as Koromo, the city underwent a name change in 1956 to reflect the economic importance and fame of its major employer, Toyota.5

Australia loves the Toyota HiLux

Regularly right up there with the best-selling cars in Australia, the Toyota HiLux is a proven favourite amongst Australian drivers. With various models and optional extras available, it’s well-suited to a range of Aussie adventures, both on and off-road.6

Prior to starting the Toyota Motor Corporation, founder Kiichiro Toyoda invented an automatic loom.1 His work was further development of the initiative undertaken by his father, Sakichi Toyoda, who started Toyoda Loom Company.2

Toyota Motor Corporation’s current president is Akio Toyoda, who is a direct descendent of the company’s founder, Kiichiro Toyoda.3 Although the company originally bore the Toyoda family name, in 1937 it was changed to ‘Toyota’ as it sounded more appealing in Japanese.4

The headquarters of the company is in Toyota City, Aichi. Formerly known as Koromo, the city underwent a name change in 1956 to reflect the economic importance and fame of its major employer, Toyota.5

Regularly right up there with the best-selling cars in Australia, the Toyota HiLux is a proven favourite amongst Australian drivers. With various models and optional extras available, it’s well-suited to a range of Aussie adventures, both on and off-road.6

What might impact my Toyota insurance costs?

A variety of factors may affect the cost of your Toyota insurance, including your age, driving history and location. Start a quote with Youi to see what info you need to provide to insure your Toyota.

FAQs

Got questions about our Toyota insurance options? We've got the answers here.

CAR INSURANCE TERMINOLOGY

With Youi, the average annual cost of insurance for a Toyota vehicle is $1,430. The amount you pay to insure your Toyota can depend on a number of factors including your age, location, and the model of Toyota you drive. To get a precise Toyota insurance quote, get in touch with us today. 

 

If you insure with Youi, the lowest average annual Toyota insurance cost is around $1,110 for the Toyota Yaris Cross – making it, on average, the cheapest Toyota model to insure with us. However, there are a number of factors that may affect the overall cost of your Toyota insurance, so to get an exact figure, we recommend that you start a quote.

Surprisingly, Youi’s average annual insurance premium for the Toyota Corolla is $1,243, which is about 13% lower when compared with other Toyota models we insure. The best way to find out exactly how much you can expect to pay for Toyota Corolla insurance with Youi is to start a quote.

CAR INSURANCE TERMINOLOGY

Guides 

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Disclaimers

1 Source: Toyota
2 Source: Toyota
3 Source: Britannica
4 Source: The Guardian
5 Source: Tourism Toyota
6 Source: Canstar Blue