Car insurance for Volkswagen

Looking for info about Volkswagen car insurance? Scan the list of Volkswagen models below to get an idea of the premiums you might expect if you choose Youi. You’ll also find information about the types of coverage we offer, as well as some interesting facts about the Volkswagen brand.

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How much does Volkswagen car insurance cost?

If you choose Youi as your insurer, there are a number of variables that might affect your VW insurance premium. These can include your age, the suburb where you live, your driving history, and the specific model of your Volkswagen vehicle. To find out more about Youi’s average annual insurance premiums for Comprehensive cover, select your Volkswagen from the list below.

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Model

ANNUAL PREMIUM RANGE:

$1,011 to $2,025

To insure with Youi, the average annual premium for the Volkswagen Amarok is around 17% higher compared with all other Volkswagen models we insure.

ANNUAL PREMIUM RANGE:

$883 to $2,014

Compared to all other models of Volkswagen insured with Youi, the Volkswagen Arteon’s average annual insurance premium is about 26% higher.

ANNUAL PREMIUM RANGE:

$619 to $1,434

When insured with Youi, the Volkswagen Beetle has an average annual insurance premium which is around 27% lower than the other VW models we insure.

ANNUAL PREMIUM RANGE:

$769 to $1,833

Insurance costs for the Volkswagen Caddy are about 4% lower than the average annual premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$996 to $1,930

Compared to all other Volkswagen models insured with Youi, the Volkswagen Caddy 5’s average annual insurance premium is about 11% higher.

ANNUAL PREMIUM RANGE:

$936 to $1,872

Insurance costs for the Volkswagen Caravelle are about 22% higher than the average annual premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,063 to $2,779

Compared to all other VW models insured with Youi, the Volkswagen Crafter’s average annual insurance premium is about 54% higher.

ANNUAL PREMIUM RANGE:

$669 to $1,442

When insured with Youi, the Volkswagen Eos has an average annual insurance premium which is around 15% lower than the other VW models we insure.

ANNUAL PREMIUM RANGE:

$787 to $1,789

The VW Golf’s average annual insurance premium is around 2% higher compared with all other Volkswagen vehicles insured by Youi.

ANNUAL PREMIUM RANGE:

$748 to $1,707

The average annual insurance premium for the Volkswagen Jetta is around 5% lower than the average for all other Volkswagen models we cover.

ANNUAL PREMIUM RANGE:

$912 to $1,745

Compared to all other models of Volkswagen insured with Youi, the VW Multivan’s average annual insurance premium is about 3% lower.

ANNUAL PREMIUM RANGE:

$835 to $1,651

When insured with Youi, the VW Passat has an average annual insurance premium that’s about 2% lower compared with all other models of Volkswagen we insure.

ANNUAL PREMIUM RANGE:

$748 to $1,625

The average annual insurance premium for the Volkswagen Polo is around 9% lower than the average for all other Volkswagen models we cover.

ANNUAL PREMIUM RANGE:

$1,166 to $2,935

If you insure the VW Scirocco with Youi, the average annual insurance premium is around 50% higher compared with all other models of Volkswagen that we insure.

ANNUAL PREMIUM RANGE:

$741 to $1,462

The Volkswagen T-Cross has an average annual premium that’s around 16% lower compared with all other Volkswagen models that Youi insures.

ANNUAL PREMIUM RANGE:

$782 to $1,472

Compared to all other Volkswagen models insured with Youi, the average annual insurance premium for the Volkswagen T-Roc is about 13% lower.

ANNUAL PREMIUM RANGE:

$827 to $1,649

The cost of the VW Tiguan is about 6% lower than the average annual insurance premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$888 to $1,769

Compared to all other Volkswagen models insured with Youi, the VW Touareg’s average annual insurance premium is about 1% lower.

ANNUAL PREMIUM RANGE:

$871 to $2,286

The cost of VW Transporter insurance is about 18% higher than the average annual insurance premium for all Volkswagen models insured with Youi.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Oct 2024 and 30 Apr 2025.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Volkswagen car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of VW. Take a look to see the average annual premiums for the Volkswagen models we insure.

How we calculate these numbers

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Volkswagen Beetle

$1,010

Volkswagen T-Cross

$1,158

Volkswagen Eos

$1,173

Volkswagen T-ROC

$1,196

Volkswagen Polo

$1,254

Volkswagen Tiguan

$1,291

Volkswagen Jetta

$1,310

Volkswagen Caddy

$1,323

Volkswagen Multivan

$1,329

Volkswagen Passat

$1,341

Volkswagen Touareg

$1,359

Volkswagen Average

$1,376

Volkswagen Golf

$1,402

Volkswagen CC

$1,475

Volkswagen Caddy 5

$1,524

Volkswagen Amarok

$1,610

Volkswagen Transporter

$1,628

Volkswagen Caravelle

$1,683

Volkswagen Arteon

$1,738

Volkswagen Passat CC

$1,768

Volkswagen Scirocco

$2,068

Volkswagen Crafter

$2,113

Choose your cover

To help you stay covered while you’re driving, Youi offers a range of Volkswagen insurance options. Choose from the different levels of cover to suit your needs.

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Volkswagen

‘Volkswagen’ translates as ‘people’s car’

This famous brand gets its name from the German words for ‘people’ (volk) and ‘car’ (wagen). After Henry Ford pioneered the mass production of the Model-T in America in 1908, European manufacturers were keen to develop a car that was similarly affordable. Because vehicle taxes and fuel prices were high, the ‘people’s car’ needed to have a small engine to be economically feasible.¹

The VW Beetle was the best selling car of the 1950s

By the mid 1950s, Volkswagen was enjoying international success, with the Beetle (officially called ‘Type 1’) holding a global market share of around 40%. In keeping with the company’s original goal to create an affordable car for the people, the engineering and design of the Beetle helped to make cars accessible for the general public.¹

Volkswagen’s second success was the Transporter van

The Transporter was the second type of vehicle to be developed by Volkswagen, hence its official name: ‘Type 2’. In the mid 1950s, the T2 had a global market share of about 30%, thanks to its versatility: it was used as a police car, fire department vehicle, postal delivery van, and camping bus. In Australia, most people refer to this vehicle as the Kombi van.¹

In 1972, the Beetle beat the record for the most produced car

On 17th February 1972, the 15,007,034th Volkswagen Beetle was produced: breaking the record previously held by the Ford Motor Company for the Model-T. ‘Tin Lizzy’, as the Model-T was affectionately called, was built from 1908 to 1927, and up until 1972 it had held onto its title as the world’s most produced car until it was overtaken by Volkswagen.¹

What might impact my Volkswagen insurance costs?

A number of variable factors might affect your VW car insurance premium, including your age and your driving history. To get more precise info about VW insurance with Youi, start a quote with us today.

Driving history and age

Your age and driving history may influence your insurance premium. Both of these factors will be considered when you start a quote with Youi for Volkswagen car insurance.

VW model and modifications

If you insure with Youi, we’ll need to know the specific model of your Volkswagen, as well as any modifications you might have made to your vehicle. This is because VW insurance premiums are calculated on, among other things, how expensive it would be to replace or repair your car, along with any modifications or accessories.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suburb where your VW is kept

The suburb where you live, as well as whether your Volkwagen will be kept inside a locked garage or on the street, may affect the cost of your car insurance. This is because some suburbs have higher crime rates, while others are more susceptible to extreme weather events.

Driving history and age

Your age and driving history may influence your insurance premium. Both of these factors will be considered when you start a quote with Youi for Volkswagen car insurance.

VW model and modifications

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suburb where your VW is kept

FAQs

Keep reading for answers to commonly-asked questions about Volkswagen car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Comprehensive cover on Volkswagen vehicles is $1,376.

Compare this with the average annual premium for Audi insurance, which is about $1,492, BMW which is around $1,463, and Mercedes-Benz which is about $1,585.

For more detailed information about Volkswagen car insurance, start a quote with us today.

How we calculate these numbers

If you insure with Youi, the average annual premium for Volkswagen vehicles is $1,376. Compare this with the average annual insurance premium for Audi vehicles insured with Youi, which is around $1,492.

For more detailed information about insuring your Volkswagen, start a quote with us today.

How we calculate these numbers

For Youi customers, the Volkswagen Scirocco has an average annual insurance premium of $2,068, which is around 50% higher compared with all the other models of Volkswagen that Youi insures. This makes the Scirocco the most expensive VW to insure with Youi.

How we calculate these numbers

If you choose Youi as your car insurance provider, the Volkswagen Beetle is the least expensive Volkwagen to insure. For Youi customers, the average annual insurance premium for the Volkswagen Beetle is $1,010, which is about 27% lower compared with all other models of Volkswagen we insure.

How we calculate these numbers

Yes, different Volkswagen models tend to attract different insurance premiums. If you insure with Youi, the average annual insurance premium for the Volkswagen Transporter is $1,628, while the average annual insurance premium for the Volkswagen Caravelle is about $1,038.

To get more detailed information about VW campervan insurance, start a quote with us today.

How we calculate these numbers

Yes, the colour of your Volkswagen might affect your insurance premium as a Youi customer. This is because car insurance premiums are calculated based on, among other things, how much it would cost to replace or repair your vehicle. Certain car paints, such as metallic, can cost more than others.

For more detailed information about VW insurance costs, start a quote with us today.

The model year can impact your Volkswagen GTI insurance costs. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your Volkswagen replaced or repaired. Typically, the more expensive it is to repair or replace a car, the more expensive it’s likely to be to insure. To find out how much your VW might cost to insure with Youi, start a quote.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

Articles and Guides.

Tips to Help Reduce Your Car Insurance Premium

If your car has ever been lost or damaged through an accident, theft or extreme weather event, you might know the stress that can cause.

December 13, 2023

Articles and Guides.

Are Mechanical Issues Covered by Car Insurance?

When things go wrong with your car, it’s always inconvenient and often expensive.

Lee Mylne, December 19, 2024

What people are saying

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29 Oct 2024

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Enquired about car insurance through Youi after a recommendation from a friend in the car industry. Please I got in contact. Talked to an engaging representative, very knowledgable and easy to talk to. Made me feel comfortable. Answered all my questions and I saved money along the way.

15 Oct 2024

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Youi were very helpful in explaining everything to do with the new car policy I have just taken out. It was a pleasure dealing with the assistant on the other end of the line, and she is a credit to Youi. 10/10

15 Oct 2024

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Ease of dealing with Youii. Chanae was more than helpful in setting up a new car policy. No mucking around, this was wrapped up in 10 mins and at a very competitive price.

11 Oct 2024

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Youi made the whole ordeal of a car binge the easiest and most pleasant experience ever. The lady on the phone was absolutely lovely and walked me through the process. The auto repairer was professional and easy. The whole thing was seemless. Youi is the best - all our cars are with them!

10 Sep 2024

Outstanding customer service from Elizabeth

Elizabeth was patient, funny and very helpful discussing a car insurance quote I made a few days ago! A+ service, thank you! :)

05 Sep 2024

Amazing customer service representative.…

I would like to say what an amazing experience I had with the consultant today named Nathan , he went above and beyond to get me the best quote of car insurance. It's my first time being with youi and I'm glad I picked this car insurance. I will recommend it to all my family and friends.

14 Aug 2024

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12 Aug 2024

Made an online claim for damage to my parked car.

Made an online claim for damage to my parked motor vehicle. Within 5 minutes I received a follow up call from Youi to progress my claim. Nothing but support and made the process seem so easy.

12 Aug 2024

Fantastic customer service

Fantastic customer service, they could not have been more helpful. Set the ball rolling very quickly and arranged a convenient time for the car damage to be assessed. So glad we chose Youi.