Car insurance for Volkswagen

Looking for info about Volkswagen car insurance? Scan the list of Volkswagen models below to get an idea of the premiums you might expect if you choose Youi. You’ll also find information about the types of coverage we offer, as well as some interesting facts about the Volkswagen brand.

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How much does Volkswagen car insurance cost?

If you choose Youi as your insurer, there are a number of variables that might affect your VW insurance premium. These can include your age, the suburb where you live, your driving history, and the specific model of your Volkswagen vehicle. To find out more about Youi’s average annual insurance premiums for Comprehensive cover, select your Volkswagen from the list below.

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Model

ANNUAL PREMIUM RANGE:

$1,007 to $2,134

To insure with Youi, the average annual premium for the Volkswagen Amarok is around 17% higher compared with all other Volkswagen models we insure.

ANNUAL PREMIUM RANGE:

$1,181 to $1,897

Compared to all other models of Volkswagen insured with Youi, the Volkswagen Arteon’s average annual insurance premium is about 17% higher.

ANNUAL PREMIUM RANGE:

$552 to $1,091

When insured with Youi, the Volkswagen Beetle has an average annual insurance premium which is around 37% lower than the other VW models we insure.

ANNUAL PREMIUM RANGE:

$794 to $1,788

Insurance costs for the Volkswagen Caddy are about 0.5% lower than the average annual premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$815 to $1,975

Compared to all other Volkswagen models insured with Youi, the Volkswagen Caddy 5’s average annual insurance premium is about 4% higher.

ANNUAL PREMIUM RANGE:

$1,048 to $1,643

Insurance costs for the Volkswagen Caravelle are about 4% lower than the average annual premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$1,095 to $2,404

Compared to all other VW models insured with Youi, the Volkswagen Crafter’s average annual insurance premium is about 37% higher.

ANNUAL PREMIUM RANGE:

$668 to $1,533

When insured with Youi, the Volkswagen Eos has an average annual insurance premium which is around 17% lower than the other VW models we insure.

ANNUAL PREMIUM RANGE:

$785 to $1,897

The VW Golf’s average annual insurance premium is around 3% higher compared with all other Volkswagen vehicles insured by Youi.

ANNUAL PREMIUM RANGE:

$759 to $1,576

The average annual insurance premium for the Volkswagen Jetta is around 10% lower than the average for all other Volkswagen models we cover.

ANNUAL PREMIUM RANGE:

$912 to $1,813

Compared to all other models of Volkswagen insured with Youi, the VW Multivan’s average annual insurance premium is about 4% higher.

ANNUAL PREMIUM RANGE:

$817 to $1,792

When insured with Youi, the VW Passat has an average annual insurance premium that’s about 0% higher compared with all other models of Volkswagen we insure.

ANNUAL PREMIUM RANGE:

$741 to $1,685

The average annual insurance premium for the Volkswagen Polo is around 9% lower than the average for all other Volkswagen models we cover.

ANNUAL PREMIUM RANGE:

$1,215 to $2,681

If you insure the VW Scirocco with Youi, the average annual insurance premium is around 30% higher compared with all other models of Volkswagen that we insure.

ANNUAL PREMIUM RANGE:

$768 to $1,563

The Volkswagen T-Cross has an average annual premium that’s around 13% lower compared with all other Volkswagen models that Youi insures.

ANNUAL PREMIUM RANGE:

$775 to $1,425

Compared to all other Volkswagen models insured with Youi, the average annual insurance premium for the Volkswagen T-Roc is about 18% lower.

ANNUAL PREMIUM RANGE:

$815 to $1,599

The cost of the VW Tiguan is about 11% lower than the average annual insurance premium for all Volkswagen models insured with Youi.

ANNUAL PREMIUM RANGE:

$981 to $1,891

Compared to all other Volkswagen models insured with Youi, the VW Touareg’s average annual insurance premium is about 5% higher.

ANNUAL PREMIUM RANGE:

$852 to $2,217

The cost of VW Transporter insurance is about 16% higher than the average annual insurance premium for all Volkswagen models insured with Youi.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 06 Sep 2025 and 06 Mar 2026.
To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Volkswagen car insurance?

The average cost for Comprehensive cover with Youi can vary between different models of VW. Take a look to see the average annual premiums for the Volkswagen models we insure.

How we calculate these numbers

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Volkswagen Beetle

$886

Volkswagen Up!

$932

Volkswagen T-ROC

$1,154

Volkswagen Eos

$1,167

Volkswagen T-Cross

$1,216

Volkswagen Tiguan

$1,252

Volkswagen Jetta

$1,257

Volkswagen Polo

$1,271

Volkswagen Caravelle

$1,341

Volkswagen TAYRON

$1,362

Volkswagen Caddy

$1,393

Volkswagen Passat

$1,395

Volkswagen Average

$1,401

Volkswagen Golf

$1,441

Volkswagen ID.4

$1,445

Volkswagen Multivan

$1,453

Volkswagen Caddy 5

$1,458

Volkswagen Touareg

$1,467

Volkswagen Transporter

$1,618

Volkswagen Arteon

$1,635

Volkswagen Amarok

$1,641

Volkswagen Scirocco

$1,823

Volkswagen Crafter

$1,917

Volkswagen Passat CC

$2,076

Volkswagen ID. Buzz

$2,746

Choose your cover

To help you stay covered while you’re driving, Youi offers a range of Volkswagen insurance options. Choose from the different levels of cover to suit your needs.

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Comprehensive insurance

Our Comprehensive car insurance includes cover for loss or damage to your car, plus damage your car causes to other people's cars and property.

Explore Comprehensive

Third Party Fire & Theft

Includes cover for your car against fire and theft plus damage to other people's cars and property.

Third Party Fire & Theft

Third Party Property Only

Includes cover for damage to someone else's car and property.

Third Party Property Only

Interesting facts about Volkswagen

‘Volkswagen’ translates as ‘people’s car’

This famous brand gets its name from the German words for ‘people’ (volk) and ‘car’ (wagen). After Henry Ford pioneered the mass production of the Model-T in America in 1908, European manufacturers were keen to develop a car that was similarly affordable. Because vehicle taxes and fuel prices were high, the ‘people’s car’ needed to have a small engine to be economically feasible.¹

The VW Beetle was the best selling car of the 1950s

By the mid 1950s, Volkswagen was enjoying international success, with the Beetle (officially called ‘Type 1’) holding a global market share of around 40%. In keeping with the company’s original goal to create an affordable car for the people, the engineering and design of the Beetle helped to make cars accessible for the general public.¹

Volkswagen’s second success was the Transporter van

The Transporter was the second type of vehicle to be developed by Volkswagen, hence its official name: ‘Type 2’. In the mid 1950s, the T2 had a global market share of about 30%, thanks to its versatility: it was used as a police car, fire department vehicle, postal delivery van, and camping bus. In Australia, most people refer to this vehicle as the Kombi van.¹

In 1972, the Beetle beat the record for the most produced car

On 17th February 1972, the 15,007,034th Volkswagen Beetle was produced: breaking the record previously held by the Ford Motor Company for the Model-T. ‘Tin Lizzy’, as the Model-T was affectionately called, was built from 1908 to 1927, and up until 1972 it had held onto its title as the world’s most produced car until it was overtaken by Volkswagen.¹

What might impact my Volkswagen insurance costs?

A number of variable factors might affect your VW car insurance premium, including your age and your driving history. To get more precise info about VW insurance with Youi, start a quote with us today.

Driving history and age

Your age and driving history may influence your insurance premium. Both of these factors will be considered when you start a quote with Youi for Volkswagen car insurance.

VW model and modifications

If you insure with Youi, we’ll need to know the specific model of your Volkswagen, as well as any modifications you might have made to your vehicle. This is because VW insurance premiums are calculated on, among other things, how expensive it would be to replace or repair your car, along with any modifications or accessories.

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suburb where your VW is kept

The suburb where you live, as well as whether your Volkwagen will be kept inside a locked garage or on the street, may affect the cost of your car insurance. This is because some suburbs have higher crime rates, while others are more susceptible to extreme weather events.

Driving history and age

Your age and driving history may influence your insurance premium. Both of these factors will be considered when you start a quote with Youi for Volkswagen car insurance.

VW model and modifications

Coverage level

With Youi, you can choose from a range of insurance options including Comprehensive, Third Party Fire & Theft and Third Party Property Only. Each of these levels is priced differently.

Suburb where your VW is kept

FAQs

Keep reading for answers to commonly-asked questions about Volkswagen car insurance.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

For Youi customers, the average annual premium for Comprehensive cover on Volkswagen vehicles is $1,401.

Compare this with the average annual premium for Audi insurance, which is about $1,492, BMW which is around $1,463, and Mercedes-Benz which is about $1,585.

For more detailed information about Volkswagen car insurance, start a quote with us today.

How we calculate these numbers

If you insure with Youi, the average annual premium for Volkswagen vehicles is $1,401. Compare this with the average annual insurance premium for Audi vehicles insured with Youi, which is around $1,492.

For more detailed information about insuring your Volkswagen, start a quote with us today.

How we calculate these numbers

For Youi customers, the Volkswagen Scirocco has an average annual insurance premium of $1,823, which is around 30% higher compared with all the other models of Volkswagen that Youi insures. This makes the Scirocco the most expensive VW to insure with Youi.

How we calculate these numbers

If you choose Youi as your car insurance provider, the Volkswagen Beetle is the least expensive Volkwagen to insure. For Youi customers, the average annual insurance premium for the Volkswagen Beetle is $886, which is about 37% lower compared with all other models of Volkswagen we insure.

How we calculate these numbers

Yes, different Volkswagen models tend to attract different insurance premiums. If you insure with Youi, the average annual insurance premium for the Volkswagen Transporter is $1,618, while the average annual insurance premium for the Volkswagen Caravelle is about $1,038.

To get more detailed information about VW campervan insurance, start a quote with us today.

How we calculate these numbers

Yes, the colour of your Volkswagen might affect your insurance premium as a Youi customer. This is because car insurance premiums are calculated based on, among other things, how much it would cost to replace or repair your vehicle. Certain car paints, such as metallic, can cost more than others.

For more detailed information about VW insurance costs, start a quote with us today.

The model year can impact your Volkswagen GTI insurance costs. This is because insurance premiums are calculated based on, among other things, how much it would cost to have your Volkswagen replaced or repaired. Typically, the more expensive it is to repair or replace a car, the more expensive it’s likely to be to insure. To find out how much your VW might cost to insure with Youi, start a quote.

VIEW THE PDS CAR INSURANCE TERMINOLOGY

Guides

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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