The rear end of a while Volvo C70.
Car insurance

Car insurance for Volvo

If you need info about keeping your Volvo insured at Youi, you’ve come to the right place. Keep reading to see the range of annual premiums for Comprehensive cover on all the Volvo models Youi insures. We’ve also put together some info about the coverage levels we offer, as well as some interesting facts about the Volvo brand.

If you need info about keeping your Volvo insured at Youi, you’ve come to the right place. Keep reading to see the range of annual premiums for Comprehensive cover on all the Volvo models Youi insures. We’ve also put together some info about the coverage levels we offer, as well as some interesting facts about the Volvo brand.

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How much does Volvo car insurance cost?

A number of factors can affect Volvo insurance costs, such as your age and the year your Volvo was manufactured. Here you can see a list of the Volvo models we cover, and their annual premium ranges for Comprehensive insurance. If you’d like more detailed info, please start a quote.

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Model

Volvo C30

ANNUAL PREMIUM RANGE:

$692 to $1,828

The average cost of Volvo C30 insurance is about 3% lower than the average annual insurance premium for all Volvo models insured with Youi.

ANNUAL PREMIUM RANGE:

$694 to $1,372

The average annual insurance premium for the Volvo S40 is around 21% lower than the average for all other Volvo models we cover.

ANNUAL PREMIUM RANGE:

$835 to $1,536

When insured with Youi, the Volvo S60 has an average annual insurance premium that’s about 9% lower compared with all other models of Volvo we insure.

ANNUAL PREMIUM RANGE:

$774 to $1,418

Compared to all other models of Volvo insured with Youi, the Volvo V40’s average annual insurance premium is about 11% lower.

ANNUAL PREMIUM RANGE:

$949 to $1,771

The Volvo V60’s average annual insurance premium is about average compared to all other Volvo models insured with Youi.

ANNUAL PREMIUM RANGE:

$886 to $1,622

The average annual Volvo XC40 insurance cost is right on the average compared to all the other models of Volvo that we cover.

ANNUAL PREMIUM RANGE:

$874 to $1,687

The average Volvo XC60 insurance cost is about average compared with the average annual premium for all other models of Volvo that Youi insures.

ANNUAL PREMIUM RANGE:

$680 to $1,226

The Volvo XC70’s average annual insurance premium is around 24% lower compared with all other Volvo vehicles insured by Youi.

ANNUAL PREMIUM RANGE:

$855 to $1,921

When insured with Youi, the Volvo XC90 has an average annual insurance premium which is around 10% higher than the other Volvo models we insure.

Information about indicative premium ranges and comparisons

When we display the indicative Comprehensive premium range for a car make and model, or offer a comparison of how a model’s annual premium compares to Youi premiums for all models for that car brand, we adopt some important guidelines:

  • The information displayed is based on Youi internal data for Comprehensive policies sold for the make and model between 30 Nov 2022 and 31 May 2023.
  • To improve how useful our data is, we only calculate our average comparisons on models where Youi data is available on at least 10 sold Comprehensive policies for that model.
  • As you would expect, we get some higher or lower premiums based on different risk ratings, so the indicative range does not represent all Youi customers. 80% of applicable Comprehensive car premiums purchased by our customers fell within or below the indicative premium range shown.
  • Premiums and offers to insure are subject to rating & underwriting, and your own individual circumstances.

What’s the average cost for Volvo insurance?

Compare the average annual insurance premiums for Comprehensive cover on the Volvo vehicles Youi covers. If you’re looking for a general idea of how much you might pay for Volvo car insurance, this could provide you with a good guide.

Average annual premium by model

Volvo XC70
$1,007
 
Volvo S40
$1,049
 
Volvo V40
$1,188
 
Volvo S60
$1,217
 
Volvo C40
$1,285
 
Volvo C30
$1,288
 
Volvo XC40
$1,315
 
Volvo Average
$1,332
 
Volvo XC60
$1,338
 
Volvo XC90
$1,467
 
Volvo V60
$1,472
 

Choose your cover

Take a look at our coverage levels to find one that’s suitable for your situation. Youi offers three options for car insurance: Comprehensive, Third Party Fire & Theft, and Third Party Property Only.

Interesting facts about Volvo

The first Volvo car was created in 1927

The first Volvo car, officially called the ÖV4, rolled off the production line in Gothenburg, Sweden on 14 April 1927. Because the company believed that no other car company was making vehicles strong or safe enough for Swedish roads, this car was created specifically for Swedish conditions. The ÖV4 was an open tourer with a 4-cylinder engine, and it signified big things to come for the Swedish brand.1

Volvo introduced the 3-point safety belt in 1959

Designed by Volvo engineer Nils Bohlin, the 3-point safety belt was installed into the series production of the Volvo PV 544 in 1959. Volvo made the decision to waive its patent rights so that everyone could benefit from this safety innovation. It’s estimated that over 1 million lives have been saved since the 3-point safety belt was introduced.1

Volvo analyses real-world crash data to create safer cars

Since the 1950s, Volvo has studied more than 43,000 cars in real-life accidents, with 72,000 occupants. Through studying this data, Volvo’s research team became aware that women are more likely to be injured in a car crash, partly because male crash test dummies were, for a long time, standard. With the Equal Vehicles For All (E.V.A.) initiative, Volvo has shared the results of their research, to make cars safer for all people, including women and children.2

Sustainability has been important to Volvo since 1945

In 1945, Volvo started renovating old gearboxes at a workshop located in the Swedish town of Köping. Today, the Volvo Cars Exchange System offers one of the most extensive ranges of remanufactured exchange parts. In 1972, Volvo made a declaration at the UN’s first Environment Conference that it was determined to take action to address its impact on the environment. Today, all new Volvo cars are available as partially or completely battery powered.3

The first Volvo car, officially called the ÖV4, rolled off the production line in Gothenburg, Sweden on 14 April 1927. Because the company believed that no other car company was making vehicles strong or safe enough for Swedish roads, this car was created specifically for Swedish conditions. The ÖV4 was an open tourer with a 4-cylinder engine, and it signified big things to come for the Swedish brand.1

Designed by Volvo engineer Nils Bohlin, the 3-point safety belt was installed into the series production of the Volvo PV 544 in 1959. Volvo made the decision to waive its patent rights so that everyone could benefit from this safety innovation. It’s estimated that over 1 million lives have been saved since the 3-point safety belt was introduced.1

Since the 1950s, Volvo has studied more than 43,000 cars in real-life accidents, with 72,000 occupants. Through studying this data, Volvo’s research team became aware that women are more likely to be injured in a car crash, partly because male crash test dummies were, for a long time, standard. With the Equal Vehicles For All (E.V.A.) initiative, Volvo has shared the results of their research, to make cars safer for all people, including women and children.2

In 1945, Volvo started renovating old gearboxes at a workshop located in the Swedish town of Köping. Today, the Volvo Cars Exchange System offers one of the most extensive ranges of remanufactured exchange parts. In 1972, Volvo made a declaration at the UN’s first Environment Conference that it was determined to take action to address its impact on the environment. Today, all new Volvo cars are available as partially or completely battery powered.3

What might impact my Volvo insurance costs?

These are some of the factors that might affect the cost of your Volvo insurance. If you have questions about keeping your Volvo insured, start a quote with us today.

FAQs

Here are answers to some of the most commonly-asked questions about Volvo car insurance.

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For Youi customers, Volvo has an average annual insurance premium of $1,332, while Audi has an average annual insurance premium of about $1,492. 

Still got questions? start a quote with us to get the most detailed info about keeping your Volvo insured.

The Volvo V60 has an average annual premium of $1,472 which is around 10% higher compared with all other Volvo models we cover.

If you insure with Youi, the Volvo XC70 has an average annual insurance premium of $1,007 (for Comprehensive cover with Youi), which is around 24% lower compared with all other Volvo models we cover.

Yes, the model of your Volvo can affect the cost of your car insurance. The year it was manufactured is another significant factor.  

Start a quote today to get the full picture about Volvo car insurance with Youi.

The colour of your Volvo can affect the cost of your insurance. This is because car insurance premiums are calculated based on, among other things, how much it would cost to repair or replace your vehicle. Since certain types of car paint (metallic, for instance) can cost more than others, the colour is significant.

For Youi customers, the Volvo XC40 has an average annual premium of $1,315, while the Volvo XC60 has an average annual premium of about $1,257. 

The model year of your Volvo XC40 is a significant factor. This is because car insurance premiums are calculated based on, among other things, how much it would cost to replace or repair your vehicle. 

If you have any more questions about Volvo insurance, start a quote with us today.

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Guides 

Below you’ll find articles which provide additional information about car insurance together with answers to some frequently-asked insurance questions.

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Disclaimers

1 Source: Volvo Australia
2 Source: Volvo Australia
3 Source: Volvo Australia.