If an L-plater is learning to drive in your car, they don’t typically need to take out their own insurance policy. Instead, you can ask your insurer to add them as a listed driver on your car insurance policy.
If a learner driver has their own car to learn in and they’ll be the car’s regular driver, they’ll generally need to be listed as the primary driver on the insurance policy if they want cover for damage to their car, or damage they may cause to someone else’s car or property in an accident.4
If your child is learning to drive in your car, they’ll already be covered by your Compulsory Third Party (CTP) insurance. Also known as a Green Slip in NSW, CTP covers your legal liability for injuries or death to other people if your vehicle is involved in an accident, regardless of who’s driving it.5
You can also ask to have your learner driver added as a listed driver on your Comprehensive, Third Party Fire & Theft or Third Party Property Only car insurance policy, subject to the terms and conditions of your policy.
Yes. If an L-plater is learning to drive in your car, you can ask for a learner driver to be added as a listed driver to your existing car insurance policy.
Learner drivers may be covered by all levels of car insurance, including Comprehensive, Third Party Fire & Theft and Third Party Property Only insurance, provided they stick to the conditions of their licence.6
Learner licence conditions can include being supervised at all times by someone who has a full Australian driver’s licence, clearly displaying L-plates on the car and following speed limit restrictions for learner drivers.7
Yes. If an L-plater is learning to drive in their own car, they can take out car insurance in their own name.
Youi offers three levels of cover – Comprehensive, Third Party Fire & Theft and Third Party Property Only car insurance.8
To see which level of car insurance might be a good fit for you, consider starting a quote.
If you’re taking out a new policy, the cost of car insurance depends on a number of factors. In addition to age and driving experience, other factors include the level of cover you choose, the type of car being insured, where you park the car and how often you use it.
To get a better idea about how much car insurance might cost, consider starting a quote.
When you add a learner driver to your car insurance policy, this can be a temporary arrangement. Once they stop driving your car, you can ask for them to be removed as a listed driver from your policy, subject to your insurer’s processes.
The excess payable amount can depend on a few different factors but, generally speaking, more than one excess may apply – the insurance policy’s basic excess plus any additional/driver-specific excesses that may be applicable.9
Driver-specific excesses may apply whether the learner driver is or isn’t listed on the policy. If a learner driver isn’t listed, any additional excess that applies may be higher. The criteria for this excess and the amount will be shown on your policy schedule.9
