In Tasmania, it’s mandatory to have Compulsory Third Party (CTP) insurance, which is handled by the Motor Accidents Insurance Board (MAIB). This type of insurance covers you for the financial liability of causing injury or death to others as a result of a car accident that’s your fault.
The cost of CTP insurance is included in your vehicle registration in Tasmania.10
Once you have your CTP insurance sorted, the rest is up to you! There are a range of different car insurance policies to choose from in Tasmania on top of your CTP, including Youi’s Comprehensive, Third Party Fire & Theft and Third Party Property Only insurance.
Comprehensive car insurance is – you guessed it – Youi’s most comprehensive level of cover, insuring your car for events such as accidental damage,4 theft,8 fire2 and damage caused by storms, floods and hail.4,5
The cost of car insurance in Tasmania depends on factors such as your age, your driving history, and the level of cover you choose.
At Youi, some of the other factors we consider are:
- Where you park your car
- How you use your car
- Your car’s make and model.
To get a better idea of how much car insurance in Tasmania might cost you, consider starting a quote online.
This is a complex question that largely depends on your personal circumstances. However, there are a few general considerations that may help keep costs down. Paying your car insurance annually instead of monthly or choosing a higher excess might reduce your premium. And third party policies typically cost less than comprehensive cover, as they cover fewer types of insured events. Just make sure you consider what’s included – and what’s not – in each policy so you can choose the level of cover that best suits your needs.
Switching to Youi is simple. You can start by reading our guide on how to switch your car insurance – or skip ahead and consider starting a quote online to see if Youi may be right for you.
To start a car insurance quote with Youi, you’ll need to let us know:
- The car’s details – its make, model, year, colour, condition and value
- Usage – is your car for private, business or mixed use?
- Driver details – your licence type, driving history and age
- Other drivers’ details – info about anyone else who regularly drives your car
- Parking location – do you usually park in a garage, carport or on the street?
In Tasmania, you must transfer your car’s registration within three months of living there.11 If you don’t, your vehicle will be considered unregistered, even if it’s still registered in another state or territory.
To transfer registration, you’ll need to visit a Service Tasmania Service Centre with the required documents and your interstate number plates. If your vehicle has been unregistered for more than three months, you’ll need to visit an Approved Inspection Station (AIS) to have it inspected before you can re-register it.12
