Peace of mind

Third Party Fire & Theft

Whether you spend hours each day in the driver’s seat, or just use your car a few times a week, we have a policy and premium to suit you.  Third Party, Fire and Theft car insurance cover is the way to go if Comprehensive cover doesn’t fit your budget, and our range of extra optional features can boost your protection.

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Car Hire After Theft

Free car hire for up to 14 days, with your comprehensive cover.

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Dedicated Claims Advisor

Need to claim? It’s as easy as calling us on 13 9684. We'll handle your claim with speed, efficiency compassion.

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Legal Liability

We’ve got you covered to the tune of up to $20,000,000 for your legal liability if your car causes damage to someone else’s property.

We've got you covered

As well as being protected if your car is stolen, or damaged by fire, Youi’s Third Party, Fire and Theft car insurance provides up to $20 million in legal liability.  And if your car is damaged by a driver with no insurance, we’ll cover repairs up to $5000. You’re also covered for earthquake damage.

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We’ve got you covered to the tune of up to $20 million for your legal liability if your car causes damage to someone else’s property.

We will cover your replacement car, while trading in your current vehicle, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by fire

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by theft or attempted theft.

Includes cover for damage to the car caused by earthquake.

If you’re involved in an insured event that means your car isn’t safe to drive, and you're more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

It’s not just your car we’ve got covered in the event of an insured event; we’ll look after your contents inside the car too. Comprehensive policies include up to $750 of cover, up to $150 per item.

Need more?

When you call us for a Third Party, Fire and Theft car insurance quote, we’ll also go through our  optional covers to tailor your policy to suit you.  Want to have access to a hire car, no matter what insured event takes your vehicle off the road?  We’ve got cover for that.  Got a trailer you want to insure?  We’ve got add-on cover for that too.

If you have a Comprehensive or Third Party Fire and Theft policy you can choose to add the optional hire car cover. This means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

If your tools of trade are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

This optional cover means that we will pay the finance company the outstanding balance between the amount you owe and the insured value, less the applicable excess and up to a maximum of 25% of the Market or Agreed value. 

Cover for your contents inside your campervan or motorhome if they are lost or damaged as a result of an insured event.

Protection for any budget

Third party insurance is essential for peace-of-mind when you hit the road.  Should the worst happen, it’s a small price to pay in the face of often costly and unpredictable legal liability claims.  Knowing you’re protected up to $20 million will take the worry out of driving.   The added protection of Fire and Theft car insurance in this cover makes it a smart choice if your budget can’t stretch to Comprehensive Car Insurance.

At Youi, we get that not everybody can afford the top level of cover, so we’ve made sure our Third Party, Fire and Theft car insurance cover is packed with features and smart, optional add-ons to suit any budget and any driver.

If your car is stolen, or damaged by fire, we’ll cover any required towing costs, and the contents inside your car.  And if it happens when you’re away from home, we’ll cover the cost of emergency accommodation and transport.  Cover for damage caused by an earthquake is also included in every Third Party, Fire and Theft car insurance policy.

We also commit to give you a dedicated Claims Advisor should you ever need to make a claim.  One person will handle your case from start to finish, because at Youi, we get you.