The sweet spot.

Not too much. Not too little. Our third party fire & theft insurance may just hit the spot. 

Car Hire After Theft

Car hire after theft for up to 14 days, included as standard with your third party fire & theft cover.

Dedicated Claims Advisor

Need to claim? One person will look after you every step of the way.

Legal Liability

We’ve got you covered to the tune of up to $20,000,000 for your legal liability if your car causes damage to someone else’s property.

Just right!

This is the sweet spot. It's the place between what you want and what you need, giving you just that little bit extra to keep you satisfied.

Our third party fire & theft covers you for fire, theft and earthquake damage, and up to $20 million in legal liability. You're also covered for up to $5000 in repairs if your car is damaged by a driver with no insurance.

It's the way to go if our comprehensive option doesn't fit your budget, but you want a little more cover than standard. And if that's still not quite enough, you can add some of our additional extras until your policy feels just right.

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We’ve got you covered to the tune of up to $20 million for your legal liability if your car causes damage to someone else’s property.

We will cover your replacement car, while trading in your current vehicle, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by fire

Under Comprehensive or Third Party Fire and Theft we cover your car for damage caused by theft or attempted theft.

Includes cover for damage to the car caused by earthquake.

If you’re involved in an insured event that means your car isn’t safe to drive, and you're more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

It’s not just your car we’ve got covered in the event of an insured event; we’ll look after your contents inside the car too. Comprehensive policies include up to $750 of cover, up to $150 per item.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Need more?

When you call us for a Third Party, Fire and Theft car insurance quote, we’ll also go through our  optional covers to tailor your policy to suit you.  Want to have access to a hire car, no matter what insured event takes your vehicle off the road?  We’ve got cover for that.  Got a trailer you want to insure?  We’ve got add-on cover for that too.

If you have a Comprehensive or Third Party Fire and Theft policy you can choose to add the optional hire car cover. This means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

Cover for your contents inside your campervan or motorhome if they are lost or damaged as a result of an insured event.

Protection for any budget

Third party insurance is essential for peace-of-mind when you hit the road.  Should the worst happen, it’s a small price to pay in the face of often costly and unpredictable legal liability claims.  Knowing you’re protected up to $20 million will take the worry out of driving.   The added protection of Fire and Theft car insurance in this cover makes it a smart choice if your budget can’t stretch to Comprehensive Car Insurance.

At Youi, we get that not everybody can afford the top level of cover, so we’ve made sure our Third Party, Fire and Theft car insurance cover is packed with features and smart, optional add-ons to suit any budget and any driver.

If your car is stolen, or damaged by fire, we’ll cover any required towing costs, and the contents inside your car.  And if it happens when you’re away from home, we’ll cover the cost of emergency accommodation and transport.  Cover for damage caused by an earthquake is also included in every Third Party, Fire and Theft car insurance policy.

We also commit to give you a dedicated Claims Advisor should you ever need to make a claim.  One person will handle your case from start to finish, because at Youi, we get you.