If your car breaks down while you’re on the road, our 24 hour roadside assistance will help you get out of trouble.1
With our Comprehensive car insurance, you’re covered for accidental damage caused by you or others.11
Not all damage is accidental. So if someone intentionally damages your car, that’s covered, too.11
Comprehensive cover for the times when your vehicle is damaged due to storms, hail or floods.7,11
From engine fire to electrical fire, if your car sustains damage from a fire, our Comprehensive or Third Party Fire & Theft cover will cover the cost to repair or replace it.7
If your car is stolen or damaged in a theft attempt, we’ll cover the full cost of repairs or replacement. This includes break-ins, hot-wiring damage and total vehicle theft.5
Earthquakes are rare in Australia, but they can cause major damage if they strike. If your vehicle is affected, Youi Comprehensive car insurance covers the damage to the car.11
Get up to $20 million in legal liability coverage for third party property damage caused by your vehicle, including incidents while towing a trailer or caravan.9
When accidents happen, we’ve got you covered – from towing your vehicle to the nearest secure location to covering storage fees, we’ll handle the costs to keep your car safe.5
If your vehicle is undriveable after an insured event, our Comprehensive or Third Party Fire & Theft car insurance covers up to $100 in transport costs to help you get where you need to go.5
If your car isn’t safe to drive after an insured event – and you're over 100km from home – we‘ll cover up to $1,000 towards emergency accommodation, transport or repairs.5
Stay on the move after a theft or attempted theft with 21 days of hire car coverage. Youi Comprehensive or Third Party Fire & Theft car insurance covers reasonable costs for a replacement vehicle while your stolen vehicle is recovered or repaired.5
If you're the not at fault driver in an accident that causes loss or damage to your vehicle, and you have Comprehensive cover, we‘ll cover the cost of a suitable hire car to keep you moving.11
Not having your own car can be a hassle, but with our Comprehensive or Third Party Fire & Theft car insurance, you can add hire car cover for up to 21 days for various insured events, helping you get back on the road and back to your routine.15
If your car keys are stolen, and you have Comprehensive or Third Party Fire & Theft cover, we’ll cover the cost up to $1,000 after excess to replace or recode your car’s locks and keys.5
Your belongings matter – that’s why our Comprehensive and Third Party Fire & Theft car insurance covers loss or damage to items inside your vehicle during insured events. Get up to $150 per item and up to $750 per claim for electronics, personal items and more.5
If your unbraked trailer is damaged due to an insured event, and you have a Comprehensive or Third Party Fire & Theft policy with us, we’ll cover it for its market value – up to $1,500.12
Selling or trading your vehicle? We’ll insure your replacement car for up to 14 days.13
Car accidents can be overwhelming, and we’re here to support more than just your car. Our cover includes up to $1,500 per person – including you, listed drivers, and household members – to help cover counselling sessions after an accepted claim.13
If you have comprehensive cover and a driver of your car sustains a fatal injury in an insured event while driving with your permission, we’ll provide $5,000 per contract period to the deceased driver’s estate to help with funeral, burial or cremation expenses.14
If your business items are stolen from a locked boot or lockable compartment, or damaged in an insured event, our optional car insurance for business items has you covered. Add it to your Youi Comprehensive or Third Party Fire & Theft car insurance policy and we’ll pay up to $400 per item, up to $2,000 per claim.15
If your car is a campervan or motorhome – and you add this optional cover to your Youi Comprehensive or Third Party Fire & Theft car insurance policy – we'll cover up to $1,000 per item for the contents inside if they’re lost or damaged in an insured event. The most we will pay for each claim is noted on your policy schedule.15
