Home Insurance
It's your home.
You've made it yours.
And that's important to us.
Tell us about your Home & Contents. We'll listen.
And then work with you to make sure you've got the Home & Contents Insurance you want, at the best price.
In the stories below we listen to two people telling us what makes their homes unique.
For Home & Contents insurance that listens / think youi
Building & Contents
Protect your home and contents together in the one cover you can count on.
Building
Protect your house or apartment with cover for theft, fire, earthquakes, floods and storms.
Contents
Protect your belongings with our contents insurance, designed to protect the things that matter most to you.
Landlord
Protect your investment with our landlord insurance. It covers your property, furnishings and even loss of rent.
Winning!
Youi clients have saved over $3 million with our YouiRewards® partners.
24/7 Emergency claims assistance
Our home insurance claims team is available 24/7 because you never know what’s going to happen or when.
One event, one excess
Our home insurance customers will only have one excess per event if you have more than one Youi policy.
Dedicated claims team
Our home insurance team will be there for you from start to finish during the claims process.
Flexible Excess
Youi offer our home insurance customers flexible excess options to suit your back pocket.
Building & Contents insurance
Sleep soundly knowing you've protected your home from the inside out. Our building & contents insurance covers your home on the outside and your things in it, in the face of crime, extreme weather, fire, accidents and even civil unrest. Youi also offers temporary accommodation of up to 12 months, removal of debris, and even counselling after a traumatic event. Learn more.
Building insurance
Our building insurance covers the structure of your home building for damage caused by things like fire, flood, storm, impact, theft and earthquake. And if you ever need emergency repairs or temporary accommodation after an insured event, then we'll take care of you. If you want to cover your home for accidental damage, we have an add-on option for that too. Learn more.
Contents insurance
If it's what's on the inside that counts, then you might be looking for contents insurance. This will cover the things that matter most to you, from the precious to the practical. And if you want to add protection for something specific like your business items, we have an add-on option for that. Our contents policy also covers your belongings if they're damaged by fire or a motor vehicle accident in a moving van in transit to your new house. Learn more.
Landlord insurance
Our landlord insurance provides all the same standard features of our building insurance, plus some extra cover and options specifically for landlords. This insurance, tailored for landlords, covers your property and furnishing for extreme weather events like storms and floods. It also covers your loss of rent for up to 12 months if an insured event means your building is no longer safe for tenants to live in. Learn more.
Compare
Get a side by side comparison of all our home products and see what cover works best for you.
FAQs
Got a question about our award winning home insurance? You’ll probably find the answer here. Browse our frequently asked questions.
Claiming
We're there for you when you need us most. Learn more about our home insurance claims process.
YouiWall™
We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.
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"Britt was extremely helpful and was able to answer all my questions and explain the policy options easily."
"An insurance company that you actually dont mind talking to! The world has gone mad"
"You never really know how good your insurance company is until you claim. What a positive experience."