Home insurance for individuals

Whatever sort of place you live in, we’re here to help cover it. We won’t make assumptions about you and your home. Instead, we’ll take the time to listen and see you as an individual. That way, we can provide home insurance options that suit. For home insurance that values you for who you are, get in touch.

Youi Insurance Life Changes Campaign
When your life changes, your insurance should too.

There are life changes you plan for and others that take you by complete surprise. Whether small or monumental, one thing guaranteed is that there will always be change. No matter what life change you’re experiencing you can trust Youi to be there for you.*

Life changes. A series of stories about how people's lives have changed.

Insurance that rewards you.

Hand holding YouiRewards on the Youi App

Okay, so you’ve got great value insurance with Youi. Now, get great value on some of the other things in your life with YouiRewards. Awesome deals on some of Australia’s best brands that could help you save on your car, home and more. Your insurance is for individuals like you, so your rewards should be too. See what you can save today.

  • Big name brands.
  • Savings on your car, home and more.
  • Offers to suit you.
Check it out

Saving lots of people lots of money
 on their home insurance.

Our customers have spoken! We surveyed 11,445 people who bought a new Youi home insurance product between 01/12/19 and 31/10/20.

Our survey showed an average saving of $160 – that’s a total saving of $2,000,000 between them when they switched to Youi home insurance!

Well. You’ve done it again Australia. You’ve made us 2021 winners for Home Insurance with Mozo’s People’s Choice Awards for Excellent Customer Service, Excellent Claims Experience and Most Recommended.

Not to mention the experts at Canstar, who rated us as this year’s winners for Most Satisfied Customers for Home in Australia.

Really, Australia, you’re all too kind.

Building & Contents insurance

Sleep soundly knowing you've protected your home from the inside out. Our building & contents insurance covers your home on the outside and your things in it, in the face of crime, extreme weather, fire, accidents and even civil unrest. Youi also offers temporary accommodation of up to 12 months, removal of debris, and even counselling after a traumatic event. Building & contents cover.

Building insurance

Our building insurance covers the structure of your home building for damage caused by things like fire, flood, storm, impact, theft and earthquake. And if you ever need emergency repairs or temporary accommodation after an insured event, then we'll take care of you. If you want to cover your home for accidental damage, we have an add-on option for that too. Building cover.

Contents insurance

If it's what's on the inside that counts, then you might be looking for contents insurance. This will cover the things that matter most to you, from the precious to the practical. And if you want to add protection for something specific like your business items, we have an add-on option for that. Our contents policy also covers your belongings if they're damaged by fire or a motor vehicle accident in a moving van in transit to your new house. Contents cover.

Landlord insurance

Our landlord insurance provides all the same standard features of our building insurance, plus some extra cover and options specifically for landlords. This insurance, tailored for landlords, covers your property and furnishing for extreme weather events like storms and floods. It also covers your loss of rent for up to 12 months if an insured event means your building is no longer safe for tenants to live in. Landlord cover.

We get where you live.


Get a side by side comparison of all our home products and see what cover works best for you.


Got a question about our award winning home insurance? You’ll probably find the answer here.


We're there for you when you need us most. Learn more about our home insurance claims process.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.

You never really know how good your insurance company is until you claim. What a positive experience.

Kellie, VIC

Satisfaction rating

93% satisfaction rate on YouiWall, based on 31,800+ reviews