It's not just what's on the inside that counts.

Cover for your house and all the things you keep in it.

Looking good!

Call us superficial but when it comes to your house, we know it's not just what's on the inside that counts. Those four walls and the structure they're built on are pretty important, too.

Lucky we've got something to protect it all. Our building and contents insurance protects your home from the inside-out. You're covered against fire, theft and a wide range of events. With three different products to choose from, you can select the one that suits you best and tailor it to your needs.

Looking good? We're just getting started. While appearances aren't everything, a good looking house never hurt anyone. So it's good to know our home and contents insurance comes with access to our YouiRewards® program. You'll get half your premium in the form of YouiDollars® to put towards home décor offers from some of our great partners.

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Cover for loss or damage to your building and contents caused by theft, attempted theft or burglary. 

We’ll cover your building and contents against damage caused by accidental fire. We’ll also cover your contents for soot and smoke damage caused by bushfire.

Cover for loss or damage to your building and/or contents caused by earthquake.

Cover for loss or damage caused by accidental explosion.

Loss or damage caused by riot or civil commotion is covered as standard.

We’ll cover your building and/or contents against loss or damage caused by storm, including lightning, wind, hail and snow.

Flood cover is included as standard with your Home policy.

Cover for loss or damage caused by escaping water.

You’re covered if your building and/or contents are lost or damaged due to impact.

Loss or damage to your building and/or contents that is caused intentionally by any one not living at the premises is automatically covered.

We’ve got you covered to the tune of $20million for your legal liability to pay damages  due to a claim for an accident that results in death, bodily injury or damage to someone else’s property.

Cover for the reasonable cost of emergency repairs to make the building safe and secure and prevent further loss or damage.

If you can’t live at your home due to an insured event we’ll pay the costs for your temporary accommodation for up to 12 months.

Up to 20% of the building sum insured to pay any associated clean up and professional costs.

Up to $5000 to modify your home if you or a member of your household is impaired by permanent quadriplegia or paraplegia as a result of an insured event.

We’ll pay $5000 to you or your estate towards funeral expenses if you or a household member dies as a result of an insured event.

Cover for loss or damage to contents kept outside on your property up to the tune of $2500.

Up to $500 to replace perishable food or medicines that are lost or damaged as the result of an insured event.

We’ll pay for the reasonable cost of repairing or replacing burnt out electric motors caused by mechanical, electrical or electronic failure.

This covers the cost of replacing your broken glass or ceramics up to a value of 10% of the amount your contents are insured for.

We’ll pay up to $500 for replacement keys and locks if the keys to your home are stolen.

We’ll cover your contents if they are lost or damaged due to a motor accident or fire whilst they are in the truck of a professional removalist.

If you’re moving home we’ll automatically cover your contents at your new address for up to 14 days.

Hit a hole-in-one or bowl a full house at an official club competition or break an officially recognised international sporting award and we’ll give you $200.

If you, or a member of your immediate family, are lucky enough to give birth to twins (or more!) we’ll give you $100 per baby.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Cover to suit you

Homes come in all shapes and sizes so it makes sense to us that insurance should too. That’s why we’ve got a range of optional covers you can select from to make sure your Home policy works for you.

Cover for your contents against accidental loss or damage, at or away from your home – no matter where you take them.

Cover for your Buildings up to your sum insured for damage caused accidently.

Protect up to $20,000 worth of contents in storage against loss or damage caused by fire, earthquake, explosion, riot, storm, impact and intentional damage.

Protect your livelihood with up to $5000 cover for your business tools if they are lost or damaged as the result of an insured event.

Up to $1000 towards vet fees if your cat or dog is injured due to an accident.      

Want to learn more? Check out the PDS for full cover details.