Building Insurance

Our broadest level of cover providing a great range of benefits:
  • Flood cover
  • Emergency accommodation & repairs
  • Lifetime repair guarantee

What is building insurance?

Buildings means the private domestic residence and other buildings at the premises, including permanently attached fixtures, fittings and structural improvements, but excluding earthworks.

When deciding how much to insure your buildings for, you should calculate the replacement cost of your buildings at today’s prices. The insured value you have chosen should also allow for the total cost of re-building your buildings, including replacement of all fixtures, fittings and structural improvements at the premises.

Compare cover

   Covered    Optional cover    Not coveredBuildingContents
Escaping Water    
Intentional Damage    
Legal Liability    
Emergency Repairs    
Clean Up and Professional Fees    
Temporary Accommodation: Insured Events    
Temporary Accommodation: Emergency Evacuation    
Building Modifications    
Funeral Expenses    
Contents Outside    
Contents in Storage   ( )
Food Spoilage    
Broken Glass and Ceramics    
Locks and Keys    
Contents in Transit    
Cover While you Move    
Sporting Awards    
Multiple Births    
Landlord's Loss of Rent    
Landlord's Furnishings    
Tenant's Liability    
Burnout of Electric Motors    
Pet Injury    
Jewellery at Home    
Away from Home    
Mobile Phones    
Tools of Trade    
Accidental Damage    
Fixtures and Fittings Upgrade    
Lessee/Tenant: Default and Damage    
Storm Surge