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Compare Youi home insurance

Let’s face it, our homes and all the things we buy and accumulate to put in them are often our biggest and most important assets. The personalised style and unique touches we add can make our homes truly unique and represent who we are as individuals. So it makes sense then that you choose the home and contents insurance for individuals too. That’s exactly what you’ll get from Youi. Compare our cover options below, then start your quote to get home insurance for individuals like you.

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AWARD-WINNING INSURANCEAustralia's Most Satisfied Customers

4.7/5

Youi home insurance cover.

We’ve got a number of options that could suit the level of home insurance you’re looking for. From Building and Contents to Landlord insurance, they all offer quality cover backed by quality service. Take a look and start a quote today.

Building Insurance

Protect your house or apartment with cover for theft, fire, earthquakes, floods and storms.¹

View our building cover

Contents Insurance

Protect your belongings with our contents insurance, designed to cover the things that matter most to you.

Explore contents cover

Building & Contents Insurance

Protect your house or apartment and belongings with cover for theft, fire, earthquakes, floods and storms.¹

Building and Contents cover

Landlord Insurance

Protect your investment property against extreme weather events and loss of rent with our landlord insurance.

View our landlord cover

Building Insurance

Protect your house or apartment with cover for theft, fire, earthquakes, floods and storms.¹

View our building cover

Contents Insurance

Protect your belongings with our contents insurance, designed to cover the things that matter most to you.

Explore contents cover

Building & Contents Insurance

Protect your house or apartment and belongings with cover for theft, fire, earthquakes, floods and storms.¹

Building and Contents cover

Landlord Insurance

Protect your investment property against extreme weather events and loss of rent with our landlord insurance.

View our landlord cover

Home insurance comparison

See what features are included with our Building and Contents policies to get an idea of which option suits you best.

View the PDS

Building

Contents

Theft

Fire

Earthquake

Explosion

Riot

Storm

Flood

Escaping Water

Impact

Intentional Damage

Legal Liability

Temporary Accommodation: Insured Events

Temporary Accommodation: Emergency Evacuation

Burnout of Electric Motors

Broken Glass and Ceramics

Locks and Keys

Landlord's Loss of Rent

Landlord's Furnishings

Clean Up and Professional Fees

Emergency Repairs

Building Modifications

Contents Outside

Contents in Transit

Temporary Cover at a New Address

Tenant's Liability

Funeral Expenses

Counselling Services

Contents Accidental Loss or Damage

Building Accidental Loss or Damage

Lessee/Tenant: Default and Damage

Contents in Commercial Storage

Business Items

Animal Damage

Uninstalled Building Fixtures, Fittings and Materials

Vehicle Spare Parts and Accessories

Guests' Contents

Storage of Undamaged Contents

Damage from Injury or Incident

Covered

Optional

Not Covered

Making it easy to compare

At Youi, we like to keep things nice and clear. That’s why we’ve put together the above comparison table. It makes it simple for you to see what’s included, what’s not included, and what’s an optional add-on for our Building and Contents insurance, so you can choose the type of policy that suits your situation.

We get that managing your household budget comes into play when selecting a policy too. So if you want to easily be able to compare our different home insurance options, the table will come in handy for that.

Life can be unpredictable. That’s why, if something goes wrong, it’s reassuring to know that with Youi, you’ve got the cover and the dedicated claims team to get you sorted and back on your feet again.

Whether you’re concerned about damage from the rain, hail and high winds brought on by those destructive summer storms, or the devastation caused by fire, floods and even earthquakes, we’ve built quality cover that you can rely on. All backed by outstanding service to give you the support you need, when you need it.

So go ahead, compare our Building and Contents insurance options – and see how we stack up against our competitors. That’ll give you a feel for the Youi difference, and how we really do offer home insurance for individuals.

What people are saying

Excellent

4.7 / 5 from over 25,924 reviews.

19 Jun 2025

Human touch

Speedy service with consistent follow ups, not long wait times for calls before speaking to a person. Love the human touch, cheers team.

17 Jun 2025

Amazing service with Youi, every time

Every time I contact Youi for an insurance quote I get amazing, friendly, warm, knowledgeable, helpful service. Your team are superstars!

13 Jun 2025

Extraordinary customer service

We had a complex situation which was handled with compassion, respect and efficiency. We are so grateful for the patience and understanding of the person we spoke to. She is an excellent representative for Youi.

31 May 2025

Frank’s assistance

Frank’s phone manor understanding and compassion was amazing made me feel at ease and comfortable prompt service call back and reassurance was also commendable

29 May 2025

Good Service, Good Price.

Ash was awesome. Answered all my questions and what I’m getting with my policy and paying is way better than my previous policy with another company. Easy, no stress and saved good money, what more could you ask for.

28 May 2025

Absolutely the best service

Absolutely the best service I have ever received lovely friendly staff and my claim was done quickly I was shocked how easy it was done I’m so glad I switched to Youi

30 Apr 2025

5 stars all the way

5 stars all the way! Fast, efficient and super friendly when making a claim. We wouldn’t be insured with anyone else. Thanks so much.

30 Apr 2025

Excellent customer service

Excellent customer service, everything was explained thoroughly & the operator answered all questions. The amount I saved by going through Youi was extraordinary. I will be recommending Youi to everyone.

29 Apr 2025

Make the call - Another great interaction with Youi…

Another great interaction with Youi regarding my upcoming insurance policy renewal, she was lovely and friendly which makes me a happy customer and I managed to save some dollars

26 Apr 2025

Satisfied customer

I’ve insured both my car and home with Youi for several years, and each time I call to review my premiums, I’m consistently impressed by their flexibility and already competitive rates. Their customer service is personalised and genuine—unlike the impersonal, scripted approach common with many other insurers.

Disclaimer

¹ Exclusions and limits may apply. Where you have increased your cover or reduced your excess within 72 hours of a flood, storm, hail or bushfire occurring, cover will be limited to the amount that was effective prior to the change. Loss, damage or legal liability caused by, resulting or arising from flood, storm, hail or bushfire during the first 72 hours of your policy first being purchased is excluded unless certain conditions apply. For more details see PDS, TMD and your policy schedule.