Compare Youi home insurance

Choosing what type of insurance you want for your home and contents is a big decision, and with so much choice, it can also be confusing.  Let’s face it, our homes and all the things we buy and accumulate over the years to make them liveable and enjoyable are most often our biggest assets.  Protecting them makes sense.  Having a simple tool to help you compare home insurance also makes sense.

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Comparing cover

At Youi, we’ve put together a clear and simple comparison table so you can compare home and contents insurance with our building insurance, and our contents insurance and figure out which works best for you.  You’re able to see what’s covered and what’s not, and what extra add-on features we offer to customise your policy to suit you.

We get that managing your household budget comes into play when selecting a policy too, so if you want to easily be able to compare contents insurance with our other policies, the table will come in handy for that.

Life isn’t predictable, but if something goes wrong it’s comforting to have protection that means you’ll be back on your feet again soon.  Our team at Youi work hard to stay on top of the pack with insurance that’s smarter, and could save you lots.  Whether you’re concerned about damage from those destructive summer storms, or the devastation caused by fire, we’ve built cover that you can rely on.  We get that you don’t want to be bogged down with terms and conditions, and you don’t want to be passed from person to person if you ever need to make a claim.  We commit to assigning one person to take care of you from start to finish, and we aim to make our policies clear and easy to understand.  So go ahead, compare home contents insurance offered by us and our competitors, and we hope you’ll soon see the Youi difference. Youi, we get you.

  •  Covered
  • OOptional cover
  •  Not covered
Escaping Water  
Intentional Damage  
Legal Liability  
Temporary Accommodation: Insured Events  
Temporary Accommodation: Emergency Evacuation  
Burnout of Electric Motors  
Broken Glass and Ceramics  
Locks and Keys  
Landlord's Loss of Rent  
Landlord's Furnishings  
Clean Up and Professional Fees  
Emergency Repairs  
Building Modifications  
Contents Outside  
Contents in Transit  
Cover While you Move  
Tenant's Liability  
Food Spoilage  
Funeral Expenses  
Multiple Births  
Sporting Awards  
Counselling Services  
Contents Accidental Loss or DamageOO
Building Accidental Loss or DamageOO
Lessee/Tenant: Default and DamageOO
Contents in Commercial Storage O
Business Items O
Pet Injury O
Animal Damage  
Uninstalled Building Fixtures, Fittings and Materials  
Vehicle Spare Parts and Accessories  
Guests' Contents  
Storage of Undamaged Contents  
Damage from Injury or Incident