Cover for loss or damage to your possessions caused by theft, attempted theft or a burglary at your home.
We’ll cover damage to your possessions from a bushfire or other accidental fire, including damage by soot and smoke.2
If your rental becomes unliveable following an insured event, we’ll cover the additional cost of rent for up to 1 month – plus we’ll pay up to $250 for pet accommodation too.3
Not all damage is accidental. That’s why we provide automatic cover for loss or damage to the insured property caused intentionally by someone not living at or invited on to the property.4
If there’s loss or damage to your landlord’s fitted carpets, fixtures and fittings due to an insured event, and you are responsible for arranging cover for those items under the terms of your rental or lease agreement, we’ll help with the cost of repair or replacement up to 10% of the contents sum insured after excess.4
Moving from one rental to another is nobody’s idea of fun. We can’t help you unpack, but we can automatically cover your contents for up to 14 days at the new address from the day you start your move.4
We provide cover for up to $20 million for legal liability to pay damages due to a claim for an accident that arises in relation to you or your contents and results in death, bodily injury or damage to someone else’s property.4
Your contents are covered for loss or damage caused by earthquake.5
We’ll cover your contents against loss or damage caused by storm, including lightning, wind, hail and snow.6
Flood cover is included as standard with your contents policy.7
If your house keys are stolen, your Youi Contents insurance will cover the cost of replacement up to $1,000 after excess.4
You don’t want to be dealing with damage and debris. That’s why you’re covered for the costs of removing contents debris from your home following an insured event.8
Whether it happens suddenly and without warning, or slowly over time and you could not reasonably have been aware of it, you’re covered for loss or damage to your contents caused by escaping water such as burst pipes or appliance failures.4
In the unlikely event of an accidental explosion, your contents will be covered for loss or damage.4
Our Contents insurance includes cover for loss or damage to your contents caused by an animal, excluding pets, vermin, insects and certain bird behaviours.4
If you need to put undamaged contents in storage after an insured event as they cannot be kept at the premises, we’ll cover the storage costs until they can be returned to your home.9
We’ll pay for the cost of repairing or replacing burnt-out electric motors in your household appliances caused by mechanical, electrical or electronic failure up to $1,000 after excess.4
This covers the cost of replacing your accidentally broken glass or ceramics up to a value of 10% of the amount your contents are insured for, after excess.4
Life doesn’t just happen indoors. We provide cover for loss or damage to contents kept outside at your home up to a maximum of $20,000 after excess.10
We’ll cover your contents if they are lost or damaged due to a motor accident or fire while they’re in the truck of a professional removalist.11
We’ll pay up to $10,000 after excess for the damage to or soiling of your contents as a result of physical assault or death or the police investigations relating to them.
We’ll pay up to $500 after excess to cover loss or damage to spare parts or tools incurred as a result of an insured event, as long as they are not on or in a vehicle.4
We provide up to $1,000 of cover for loss or damage to your guests’ contents because of an insured event at your premises.4
We’ll pay $5,000 towards funeral expenses if you or a household member dies as a result of an insured event.
Whether it’s a tree, a power pole or even a satellite, you’re covered if your contents are damaged due to impact.4
Loss or damage to your contents caused by riot or civil commotion is covered as standard.
We know going through a big event can be tough. That’s why Youi covers up to $1,500 per household member for counselling sessions after an accepted claim in relation to an insured event.4
