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Home Insurance

Contents insurance for renters

Get the insurance that covers the important things while you rent.

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It’s the rugs you picked up overseas. Or maybe it’s the under-used surfboard collection. It’s the big screen TV out back. Or even just the little things, like the shoe collection. It’s what you own that make your house, your home. They matter to you, so they matter to us. If you’re renting, our contents insurance is there to protect the important things. And with heaps of inclusions, our cover doesn’t just look after your stuff, it looks after you too.

Contents insurance that doesn’t sleep.

If something happens to your home & contents, Youi’s 24/7 claims team will always be just a phone call away.

Whether it’s damage from a late-night storm, or a random theft that’s occurred, we know that your claim is your emergency. So call us any time on 13 9684, and we’ll help you get sorted.

We’ve got your back. With Youi contents insurance for renters, your belongings are covered for:*

  • Theft
  • Fire
  • Earthquake
  • Explosion
  • Riot
  • Storm
  • Flood
  • Escaping water


* Subject to limitations and exclusions. See the PDS for details.

Some ways you could save with Youi contents insurance.

  • If someone is at home both day and night.
  • If you pay your premium annually.
  • If your home is less than 5 years old.
  • If you have an audible alarm system installed.

If one, or a few of these apply to you, you could save lots.

Check out all the other ways you could save on home insurance.

Renters and tenants also get these inclusions all year round*

If you’re renting and responsible for fitted carpets, fixtures and fittings, we will cover these if they are damaged due to an insured event.

We’ll cover your contents if they are damaged due to fire or motor vehicle accident on the way to your new house and in the hands of a professional removalist.

Automatic cover for loss or damage to contents caused intentionally by anyone not living at the premises.

Pay only one excess for one claims event when you have multiple policies insured with Youi.#

Counselling rebate of up to $1500 per household member to cover the cost of counselling sessions after a claim.


* Subject to limitations and exclusions.
# Event must occur at the same time and address.

Bonuses for living your best life.

We want you to get the most out of life while you rent. So, whether you’re settling down and starting a family of your own, or making the most of your time on the turf, we’d like to reward you.

Baby bonus

If you, or a member of your immediate family who lives with you, give birth to twins, triplets or more that were conceived during the term of your policy, we’ll pay you a multiple birth baby bonus of $100 per baby. Every bit helps with little ones.*

* Paid only once during the term of the policy.

Sporting bonus

Into golf or lawn bowls? Take out home insurance with Youi and hit a hole-in-one or bowl a full house at an official club competition, or break an official recognised international sporting award, and we’ll give you a sports superstar bonus of $200.*

* Paid only once during the term of the policy.

A quicker & more rewarding contents insurer.

We want you to save time and money on contents insurance, letting you instead spend more of each on the things you love.

Faster call times

Don’t get stuck on hold

We won’t keep you waiting. Our call centre is committed to answering your call as quickly as possible, so you can get on with life.

Smarter claims

With our claims tracker

We’ve introduced the Youi claims tracker, letting you follow your claim as it progresses, every step of the way.

YouiRewards means savings to suit you.

With YouiRewards, you’ll get access to awesome deals on some of Australia’s best brands that could help you save on your car, home and more.

Partners offers subject to minimum spend and subject to change. YouiRewards & the Youi app are subject to T&Cs and terms of use. A South Australia Compulsory Third Party policy is not eligible for participation in YouiRewards.

Check out our full range of products.

Here’s some of the other policies you can get with Youi.