Happy retired couple cooking together in their kitchen
Home Insurance

Home Insurance for Seniors

We’ve got the insurance to suit you and your home.

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At Youi, we’re all about providing home insurance options that suit who you are and where you live. If you’re a retiree (or getting close to being one), we’ve got lots of ways to help you save – not just on your home insurance, but with everyday discounts and offers, plus some extra bonuses that reward you for getting out and enjoying life. Ultimately, we’re here to listen and provide you with the cover and support you need – from the moment you get a home insurance quote, through to the months and years beyond.

The savings really add up with Youi home insurance.

Around 79% of people who switched to Youi told us they saved on their home insurance.

How much did they save?

An average of$248 per year*

In fact, our customers told us
they saved
$2.2 million*


There’s a bunch of ways seniors could save with Youi home insurance.

  • If you're a retiree.
  • If someone is at home both day and night.
  • If yours is a single-level home.

If one, or a few of these apply to you, you could save lots.

Check out all the other ways you could save on home insurance.

You also get these inclusions all year round.

One excess for one claim – pay only one excess for one claims event when you have multiple policies insured with Youi.#

Option to get temporary accommodation for up to 12 months.

Counselling rebate of up to $1500 per household member to cover the cost of counselling sessions after a claim.

Subject to limitations and exclusions.
# Event must occur at the same time and address.

Building Insurance

Protect your house with cover for theft, fire, earthquakes, floods and storms.

Contents Insurance

Protect your belongings with our contents insurance, designed to protect the things that matter most to you.

Landlord Insurance

Protect your investment with our landlord insurance. It covers your property, furnishings and even loss of rent.

Get bonuses for getting out and about.

If you’re like a lot of seniors, there’s a good chance you enjoy getting out, staying active and exploring more of the world. So we’d like to reward that.

$200 traveller bonus*

Take out caravan insurance with Youi and, if you visit each Australian mainland state with your caravan during your contract period, we’ll give you a traveller's bonus of $200*. And we’ll double it if you also visit Tasmania!

*Proof of visits required to be submitted.

$200 sporting bonus*

If you have contents cover and hit a hole-in-one at an official golf club competition or break an officially recognised international sporting award, we’ll give you $200*.

*Paid only once during the term of the policy.

We make home insurance easy.

Whether it’s over the phone or online, we’re here to make things simple for you – to provide the home insurance you need, without the hassles.

^Internal data sources show that as at 9th September 2021, more than 42,000 customers have accessed the Claims Tracker.

YouiRewards means savings to suit you.

With YouiRewards, you’ll get access to awesome deals on some of Australia’s best brands that could help you save on your car, home and more.

Partners offers subject to minimum spend and subject to change. YouiRewards & the Youi app are subject to T&Cs and terms of use. A South Australia Compulsory Third Party policy is not eligible for participation in YouiRewards.

Check out our full range of products.

Here’s some of the other policies you can get with Youi.