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Seniors Home Insurance

Home insurance
/ for seniors

We’ve got the insurance to suit you and your home.

At Youi, we’re all about providing home insurance options that suit who you are and where you live. If you’re a retiree (or getting close to being one), we’ve got lots of ways to help you save – not just on your home insurance, but with everyday discounts and offers, plus some extra bonuses that reward you for getting out and enjoying life. Ultimately, we’re here to listen and provide you with the cover and support you need – from the moment you get a home insurance quote, through to the months and years beyond.

The savings really add up with Youi home insurance.


H Home Insurance

Around 78% of people who switched to Youi told us they saved on their home insurance.

How much did they save?


An average of $202 per year*

In fact, our customers told us they saved more than $2.7 million*

There’s a bunch of ways seniors could save with Youi home insurance. Things like:


  • If you're a retiree.
  • If someone is at home both day and night.
  • If yours is a single-level home.

If one, or a few of these apply to you, you could save lots.

Check out all the other ways you could save on home insurance.

Start a quote
Older gentleman in relaxed dress, seated in recliner chair and reading newspaper in impressive modern house. Surrounded by plants, books and designer furniture. Afternoon sun shining in.

You also get these inclusions all year round.


  • 20% discount on Contents cover when you combine it with a Youi car policy.
  • One excess for one claim – pay only one excess for one claims event when you have multiple policies insured with Youi.#
  • Option to get temporary accommodation for up to 12 months.
  • Counselling rebate of up to $1500 per household member to cover the cost of counselling sessions after a claim.

More on home insurance

Subject to limitations and exclusions.
# Event must occur at the same time and address.

Get bonuses for getting out and about.

If you’re like a lot of seniors, there’s a good chance you enjoy getting out, staying active and exploring more of the world. So we’d like to reward that.

A travelling caravan with its awning out, resting under a native Australian tree, somewhere in the outback and surrounded by scrub and far-away hills.

$200 traveller bonus*

Take out caravan insurance with Youi and, if you visit each Australian mainland state with your caravan during your contract period, we’ll give you a traveller's bonus of $200*. And we’ll double it if you also visit Tasmania!

*Proof of visits required to be submitted.
A single golf ball on the green putting turf, sitting just centimetres from the cup.

$200 sporting bonus*

Into golf or lawn bowls? Take out home insurance with Youi and hit a hole-in-one or bowl a full house at an official club competition, or break an official recognised international sporting award, and we’ll give you a sports superstar bonus of $200*.

*Paid only once during the term of the policy.

We make home insurance easy.

Whether it’s over the phone or online, we’re here to make things simple for you – to provide the home insurance you need, without the hassles.

  • ^ Internal data sources show that since 1 March 2019 more than 13,000 customers have accessed the claims tracker.

It’s award winning home insurance.

We’re proud to continue our winning form in 2020. Thanks to the experts at Canstar who’ve recognised us as winners of the Most Satisfied Customers for Car and Home Insurance in Victoria, Queensland and New South Wales. Thanks also to everyone who voted for us in the Mozo People’s Choice Awards where we took out top honours in Customer Service and Outstanding Customer Satisfaction.

YouiRewards means savings to suit you.

With YouiRewards, you’ll get access to awesome deals on some of Australia’s best brands that could help you save on your car, home and more.

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Partners offers subject to minimum spend and subject to change. YouiRewards & the Youi app are subject to T&Cs and terms of use.