Happy retired couple cooking together in their kitchen

Home Insurance for Seniors

We’ve got the insurance to suit you and your home.

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At Youi, we’re all about providing home insurance options that suit who you are and where you live. If you’re a retiree (or getting close to being one), we’ve got lots of ways to help you save – not just on your home insurance, but with everyday discounts and offers, plus some extra bonuses that reward you for getting out and enjoying life. Ultimately, we’re here to listen and provide you with the cover and support you need – from the moment you get a home insurance quote, through to the months and years beyond.

The savings really add up with Youi home insurance.

Around 80% of people who switched to Youi told us they saved on their home insurance.


How much did they save?


An average of$258 per year*

In fact, our customers told us
they saved
$2.7 million*

* Figures are based on feedback received by 13,303 Youi policy-holders residing in Australia who responded to an opt-in survey between the months of 20 May 2023 and 19 May 2024. Survey results are based on information provided by new customers and have not been independently verified by Youi. Youi has not undertaken a comparison between surveyed customers’ former product and its own. Survey results include customers who bought car insurance products. Premiums and savings are subject to rating and underwriting and individuals’ own circumstances.
* DISCLAIMER

There’s a bunch of ways seniors could save with Youi home insurance.

  • If you're a retiree.
  • If someone is at home both day and night.
  • If yours is a single-level home.

If one, or a few of these apply to you, you could save lots.

Check out all the other ways you could save on home insurance.

You also get these inclusions all year round.

If you make a claim for the same incident on more than one Youi policy, you’ll only need to pay one excess. The incident must be a single event that occurs at the same address and time, and the applicable excess will be the highest excess amount noted on the relevant policies.

Option to get temporary accommodation for up to 12 months.

Counselling rebate of up to $1500 per household member to cover the cost of counselling sessions after a claim.

Subject to limitations and exclusions.

Building Insurance

Protect your house with cover for theft, fire, earthquakes, floods and storms.

Contents Insurance

Protect your belongings with our contents insurance, designed to protect the things that matter most to you.

Landlord Insurance

Protect your investment with our landlord insurance. It covers your property, furnishings and even loss of rent.

Get bonuses for getting out and about.

If you’re like a lot of seniors, there’s a good chance you enjoy getting out, staying active and exploring more of the world. So we’d like to reward that.

$200 traveller bonus*

Take out caravan insurance with Youi and, if you visit each Australian mainland state with your caravan during your contract period, we’ll give you a traveller's bonus of $200*. And we’ll double it if you also visit Tasmania!

*Proof of visits required to be submitted.

$200 sporting bonus*

If you have contents cover and hit a hole-in-one at an official golf club competition or break an officially recognised international sporting award, we’ll give you $200*.

*Paid only once during the term of the policy.

We make home insurance easy.

Whether it’s over the phone or online, we’re here to make things simple for you – to provide the home insurance you need, without the hassles.

^Internal data sources show that as at 9th September 2021, more than 42,000 customers have accessed the Claims Tracker.

Check out our full range of products.

Here’s some of the other policies you can get with Youi.