For award winning home insurance / think youi

It's your home.
It matters to you,
and that matters to us.

Tell us about your home. We'll listen.
And then work with you to make sure you've got
the home insurance cover you want, at the best price.

By listening and getting to know more about what makes these people and their homes unique, we can provide home insurance to suit.

"I love sitting out on the deck, shooting the breeze."
“A beautiful bright space, in the middle of the city.”
“It’s very fresh and breezy. It’s our family space.”

Home Products

Building & Contents Insurance

Protect your home and contents together in the one cover you can count on.

Building Insurance

Protect your house or apartment with cover for theft, fire, earthquakes, floods and storms.

Contents Insurance

Protect your belongings with our contents insurance, designed to protect the things that matter most to you.

Landlord Insurance

Protect your investment with our landlord insurance. It covers your property, furnishings and even loss of rent.

It’s insurance that rewards you.


When you take out a Youi insurance policy, you get access to YouiRewards-offering you deals and discounts with over 1000 partners nationwide. From food to fuel to fun, we've already saved customers more than $4 million. Get into it!

  • Over 1000 partners nationwide.
  • Discounted entertainment, shopping, food and fun.
  • New rewards every week.
Check it out

Saving lots of people lots of money on their home insurance.

Our customers have spoken! We surveyed 13,326 people who bought a new Youi home insurance product between 01/01/19 and 26/11/19.

Our survey showed an average saving of $160 – that’s a total saving of $2,000,000 between them when they switched to Youi home insurance!

Putting YouiRewards to work.

We teamed up with The Block winners and reno extraordinaires, brothers Shannon and Simon Vos to take on the challenge of turning an old basement into a schmick new Man Cave. See how they used the great discounts on offer through YouiRewards to bring the project in under budget.

Part 1. Cracking into it.

See the Vos Brothers start to transform their mate Tim’s basement into a space fit for a king.

Part 2. The big reveal.

We unveil the new Man Cave and reveal some genius reno ideas that blow Tim away.

Building & Contents insurance

Sleep soundly knowing you've protected your home from the inside out. Our building & contents insurance covers your home on the outside and your things in it, in the face of crime, extreme weather, fire, accidents and even civil unrest. Youi also offers temporary accommodation of up to 12 months, removal of debris, and even counselling after a traumatic event. Building & contents cover.

Building insurance

Our building insurance covers the structure of your home building for damage caused by things like fire, flood, storm, impact, theft and earthquake. And if you ever need emergency repairs or temporary accommodation after an insured event, then we'll take care of you. If you want to cover your home for accidental damage, we have an add-on option for that too. Building cover.

Contents insurance

If it's what's on the inside that counts, then you might be looking for contents insurance. This will cover the things that matter most to you, from the precious to the practical. And if you want to add protection for something specific like your business items, we have an add-on option for that. Our contents policy also covers your belongings if they're damaged by fire or a motor vehicle accident in a moving van in transit to your new house. Contents cover.

Landlord insurance

Our landlord insurance provides all the same standard features of our building insurance, plus some extra cover and options specifically for landlords. This insurance, tailored for landlords, covers your property and furnishing for extreme weather events like storms and floods. It also covers your loss of rent for up to 12 months if an insured event means your building is no longer safe for tenants to live in. Landlord cover.


Get a side by side comparison of all our home products and see what cover works best for you.


Got a question about our award winning home insurance? You’ll probably find the answer here. Browse our frequently asked questions.


We're there for you when you need us most. Learn more about our home insurance claims process.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.


Win $10,000 worth of YouiRewards partner gift cards.

Not yet a Youi Home & Contents customer?

Complete a Building and/or Contents quote and automatically go into the draw.

Existing Youi customer?

Just use any offer in the YouiRewards app and automatically go into the draw too.

Learn more / T&Cs available here.