Complete peace of mind

This is the total package when it comes to protecting your motorcycle. It covers damage to your motorcycle as well as damage it may cause to another persons vehicle and property.  Comprehensive cover provides protection against a wide range of insured events as well as offering some great optional covers to choose from if you want to further enhance your policy.

START A QUOTE

Product Features

With Youi comprehensive motorcycle insurance you can relax knowing that you're in safe hands. This is our broadest range of cover, loaded with product features:

PDS

Comprehensive policies include cover for accidental damage caused to the motorcycle.

Cover for damage to the motorcycle that is caused intentionally is included under Comprehensive cover. 

Comprehensive policies include cover for accidental damage to the motorcycle caused by a storm or flood.

Under Comprehensive or Third Party Fire and Theft we cover your motorcycle for damage caused by fire.

Under Comprehensive or Third Party Fire and Theft we cover your motorcycle for damage caused by theft or attempted theft.

Cover includes cover for damage to the motorcycle caused by earthquake.

If you’re involved in an insured event that means your motorcycle isn’t safe to ride, and you're more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of up to $20,000,000 for your legal liability if your motorcycle causes damage to someone else’s property.

Cover includes the reasonable cost of towing and storage of the motorcycle to a suitable place for safekeeping nearest to the incident location after an insured event.

If the keys to your motorcycle are stolen, we’ll cover the cost of replacing the keys and recoding the locks.

Up to $500 worth of yours or your pillion’s riding gear is covered as standard if it’s damaged as a result of an insured event or stolen. You also have the option to upgrade this cover to up to $5000 and this upgrade includes cover for your personal items as well.

If your personalised plates are lost or damaged as a result of an insured event we’ll replace them for you.

We will cover your replacement motorcycle, while trading in your current vehicle, for up to 14 days after the purchase.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while your motorcycle is being transported by sea between ports within Australia.

Under comprehensive cover emergency assistance if your motorcycle breaks down is included as standard.

Want even more?

You'll find it here. We offer some great optional covers to allow you to tailor your cover to suit you.

If you have a Comprehensive or Third Party Fire and Theft policy you can choose to add the optional hire car cover. This means that if your motorcycle is out of action due to an insured event we’ll provide you with a hire car for up to 14 days.

This optional cover provides up to $5000 of cover for your registered motorcycle trailer. 

Upgrade from the standard riding gear cover up to a maximum of $5000. This upgrade includes cover for your personal items as well.