Meet you in the middle.

When you don't want too much or too little cover for your motorcycle, our third party fire & theft product might just win you over.

Hits the spot!

You don't ask for much. A little peace of mind knowing you'll be looked after if things go wrong on the road is all you really want.

But we know you deserve more. Our third party fire & theft product covers you for damage that your motorcycle causes, and damage caused to your motorcycle by fire, theft and earthquakes. It also includes emergency accommodation, transport and repairs if you’re involved in an insured event.

Plus, it'll give you access to our YouiRewards program, where you'll get half your premium in the form of YouiDollars to put towards a huge range of offers Australia-Wide. It's cover that just hits the spot.

PDS 

Under Comprehensive or Third Party Fire and Theft we cover your motorcycle for damage caused by fire.

Under Comprehensive or Third Party Fire and Theft we cover your motorcycle for damage caused by theft or attempted theft.

Cover includes cover for damage to the motorcycle caused by earthquake.

If you’re involved in an insured event that means your motorcycle isn’t safe to ride, and your more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of up to $20,000,000 for your legal liability if your motorcycle causes damage to someone else’s property.

Cover includes the reasonable cost of towing and storage of the motorcycle to a suitable place for safekeeping nearest to the incident location after an insured event.

If the keys to your motorcycle are stolen, we’ll cover the cost of replacing the keys and recoding the locks.

Up to $500 worth of yours or your pillion’s riding gear is covered as standard if it’s damaged as a result of an insured event or stolen. You also have the option to upgrade this cover to up to $5000 and this upgrade includes cover for your personal items as well.

If your personalised plates are lost or damaged as a result of an insured event we’ll replace them for you.

We will cover your replacement motorcycle, while trading in your current vehicle, for up to 14 days after the purchase.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while your motorcycle is being transported by sea between ports within Australia.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Cover to suit you

Looking for even more? We can help with that by providing some great optional covers to choose from.

If you have a Comprehensive or Third Party Fire and Theft policy you can choose to add the optional hire car cover. This means that if your motorcycle is out of action due to an insured event we’ll provide you with a hire car for up to 14 days.

This optional cover provides up to $5000 of cover for your registered motorcycle trailer. 

Upgrade from the standard riding gear cover up to a maximum of $5000. This upgrade includes cover for your personal items as well.